Category Archives: Cheap Mobile Loans

Cheap Mobile Loans

Quick and Easy Personal mobile loans: The Stashfin loan App and how to get lending easily

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Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

StashFin Mobile App; Making Personal Loans Easier

StashFin is India’s Fastest, Easiest, Safest and Smartest Personal Loan App.

StashFin App provides instant personal loan upto ₹5 lac at low interest rates with minimum documentation to fulfill your financial needs. It also provides short loans upto ₹10,000 across India. They are operational in more than 20+ cities in India.

Pick a personal loan that fits your budget, and see your progress with the same every month. In matters of loans, one size doesn’t fit all. StashFin offer the freedom to you to pick a loan that fits your budget, such that you are always in control of your finances. They understand that you have several financial obligations and so we are rooting for your success in managing your finances. Hence StashFin offers you the choice of picking a loan most suited to you.

Loan Amounts

StashFin loans range from ₹500 to ₹5,00,000 with repayment periods starting from 3 months to 36 months.
They offer interest rates ranging from 11.99% – 59.99% APR (Annual Percentage Rate), however rates may vary case to case.
All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment.
They do charge low processing fees in certain cases and have no other hidden costs.

Loan Calculator

Example:
If a customer takes a loan of ₹10,000 for a period of 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month.
Total payment over 3 months will be ₹10,200* (including principal and Interest).

The Quick Technique to Get Your Loan :

1). Download the StashFin App.
2). Register Your Account.
3). Fill out the Your Personal and Professional details with required documents.
4). After the submission, you may receive a call for verification.
5). The final application result will be shown in the APP and sent a text message via SMS if approved.
6). E-sign the loan agreement after the approval.
7). After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and SMS notification will be sent.

Required Eligibility:

1). You must be a citizen of India.
2). Your age must be 18+ years.
3). You must have a source of income (either Salaried or self Employed).

Required Documents:

Address Proof (either of Aadhaar/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)

In some cases, you may be asked for the following documents:
1). Bank Statement
2). ITR/ GST Paper

Operational Cities:

StashFin is available in the following cities: Delhi-NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar.

Security & Protection of Privacy:

Data security and privacy is a top priority at StashFin. Their backend APIs comply with mandated security standards and robust protocols which have been tested and certified.

The APP requires the following permissions to function properly:
Text messages
Location
Contacts
Camera & Media
Device Info

Download the StashFin App from Play Store today and get your loan online via the mobile phone platform.

Cheap Mobile Loans

Cheap Mobile Loans: Tala Mobile loan app download and how to use it

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Tala is arguably one of the top lending apps in Kenya. It prides in its ability to give customers instant loans directly to their M-Pesa accounts.

Join millions of satisfied Tala customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind. The guide below will give you a head start to using Tala lending app on your phone.

How simple is the process?

• Download the Tala app
• Fill out our quick loan application in the Tala mobile app
• Verify your identity through our secure system
• Get cash sent directly to your M-Pesa in an instant

How do I repay my loan?

• Repay your loan with M-PESA Xpress or through our Paybill 851900 and the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments

The benefits of Tala in-app features at your fingertips:

• Personal security PIN to ensure protection
• Track your credit with My Tala Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Tala customer success stories to inspire you on your journey

Have questions? Visit www.tala.co.ke to check out our FAQs
Ready to get started? Download the Tala app and apply for a loan today. This app is available at Google Play Store.

Privacy and permissions: When you download Tala, you will be asked to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya.

Terms and Conditions:

Tala charges a one-time service fee of 5-19%* of principal amount. Repayment schedules may vary. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 85.17-231%. Tala will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.

Also read;

Cheap Mobile Loans

PariPesa Bonuses – Endless Bet Multiplying Potential

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Imagine, the gambling industry will be worth more than $136 billion by 2029, according to Statesman. This means that every member, including a player from Kenya (yes, that’s you), can get a good share of these funds. However, this is only possible if this player is a user of the PariPesa platform and registered in its special program https://paripesa.co.ke/bonus/. 

Special gambling platforms, where there are both regular sports bets and casinos, rarely offer loyal conditions to their visitors. That is why trust in this market is mediocre. Despite this, PariPesa has a reputation as a reliable gambling entertainment provider that backs its ratings with words and actions. For example, by providing many bonuses to users.

Paripesa Bonuses as Another Genre of Art

If you have used gambling platforms before, you understand that they promise a lot but set obscure rules that prevent you from having fun and enjoying yourself.

PariPesa has a slightly different concept that focuses on making the audience have the most fun and useful time on the app or website.

A special system of bonuses was developed, which provides significant advantages to customers, for example:

  • Welcome bonus. Replenish your balance by €130 or more to get a 100% bonus on your account.
  • Happy Friday. The conditions are similar to the previous ones, but they are valid for all users every Friday.
  • Sports cashback. Get up to 8% of the funds lost on an unsuccessful bookmaker bet.
  • Accumulation. Invest in one of the accumulators, place a bet, and add 10% to the potential winnings.
  • Coefficients. Get 50x bigger winnings by using improved odds and boosters.

However, this is only part of what is offered to players at PariPesa.

How Does the Bonus Program Work for Kenya?

To get cashback or bigger winnings, you only need to register in the program and replenish your account. Next, the system will give you access to additional functions and the loyalty program, where you will learn all the details of using bonuses.

Some programs have a number of additional conditions, such as participation in accumulators, odds of 1.40, and bets under $5. However, by completing these steps, you will receive powerful boosters, compensations, and bonus funds.

When the Risk Is Justified by the Benefits

PariPesa gives users the opportunity to apply bonuses optionally, that is, to attract them to certain activities and in pre-winning situations. The player has a significant advantage if using betting finances wisely.

In addition to the traditional bonus program, all PariPesa account holders can do the following:

  • Participate in various thematic activities, team tournaments, and competitions with increased stats.
  • Quickly withdraw funds to a digital wallet or directly to a Kenyan bank card.
  • Operate fiat and cryptocurrencies through many payment systems and gateways.
  • Collect bonuses and multiply them by participating in personalized events.
  • Use virtual funds for bets and receive winnings on a real account.

Ready to dive into the world of excitement with PariPesa? If so, download the application, register, and receive your first bonuses, which will increase your chances of winning and your profit!

Cheap Mobile Loans

Fast and cheap mobile loans: The Jazika loans App download and how to get lending quickly

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Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Jazika Mobile Loans

Jazika mobile app is the new, more flexible way to borrow emergency cash online.

Jazika gives you access to fast and convenient loans to your M-Pesa. Use their loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions.

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for

They will then send the loan to your M-Pesa account immediately and explain the repayment terms.

Just search for Jazika loans App on Play Store, download it and you are good to go.

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Cheap Mobile Loans

Cheap Mobile Loans: Haraka Mobile loans app download and how to get lending easily

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Haraka Mobile Loans is powered by GetBucks; a popular online lending company. As the name suggests; Haraka (Quick), you can easily and conveniently get lending at any time.

Haraka is the quickest and most convenient way to get a loan while you’re on the go! Haraka can offer you access to credit; anytime and anywhere on the comfort of your mobile phone.
NO BANK ACCOUNTS OR CREDIT HISTORY REQUIRED!

GET A LOAN IN 4 EASY STEPS:

  1. Create your account by logging in to Facebook
  2. Agree to the use of your Phone Data
  3. Choose your loan amount and click Proceed
  4. Check your Mobile Wallet for your Money

HOW DOES IT WORK?

In order for Haraka to facilitate quick and easy loans we make use of the data on your phone. Credit scoring, affordability and identity verification is determined by scanning your Mobile wallet SMS transaction messages, call logs, and other phone data.

DATA USE

The Haraka Mobile Loans app uses data from your mobile phone to create a loan application for you. The data is used to determine your financial and non-financial behavior, transaction history, and identify financial fraudulent activity. The data is used to calculate a mobile wallet credit score, loan affordability and loan eligibility.

The below data is used to determine your behavior.

  • Contacts
  • Location
  • Apps installed on your phone
  • Device make, model, firmware and software versions

The below data is used to determine client behavior, mobile wallet activity, affordability, and read mobile wallet transactions.

  • Mobile Wallet SMS transaction messages

To apply for a loan, you must agree for the Haraka app to collect and process this data. Your data is only used for the loan application process and is not sold or re-used for other purposes. After clicking agree in the Haraka app, the app will collect the above data from your phone for this and each future loan application. This message also appears within the app.

Haraka is supported in the following countries:
Kenya
Uganda
Zimbabwe
Swaziland
Tanzania

How to get the Haraka Mobile Loans App

The Haraka Mobile Loans App is available at Google Play Store. Just open Google Play Store on your phone and Search for ‘Haraka’, click to install it and you are hood to go.

Also read;

Cheap Mobile Loans

Fast and Cheap mobile loans to Mpesa: Opesa loans App download and how to get lending quickly

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Looking for quick credit loans in Kenya? OPesa offers fast money to your M-Pesa. The Opesa loans App is available on PlayStore.

The Quick Loan App OPesa offer:
1. Loan Amount: 500 Ksh ~ 30,000 Ksh
2. Loan Term: the shortest tenor is 91 days, the longest is 365 days
3. Interest rate: 12% APR
4. Service Fee: 0

Example: If the loan amount is 5,000 Ksh, the loan term is one year, and the interest rate is 12%, the total interest should be 5,000 Ksh * 12% = 600 Ksh.

What you need: OPesa offers the fast and safe loans to you. You just need a phone number, M-pesa account and good credit score, and the money will be transferred to your M-pesa account in a short time.

To apply for a loan, you just need to follow several easy steps:

1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money in minutes
4. Repay on time to get a credit limit of 30,000 Ksh

Privacy and Permissions:

OPesa verifies your identity and assesses your credits by collecting your full legal name, national ID, M-Pesa number (Submitted Information) and the data from your mobile phone including your SMS log, call log, GPS and other information (Device Information). They need your explicit permissions during registration to access those data. No loan can be disbursed if the data is missing. Note that Opesa take your privacy seriously and hence no need to be worried. All your data is well encrypted and secured.
More details: https://service.o-pesa.com/privacy.html

CONTACT OPESA

Reach OPesa at: [email protected] and +254-207650999.
Facebook: @OPesaOfficial
Office Address: Ring Road Parklands, Building: Apollo Center, Sarit Centre Nairobi

How to get the Opesa Loans App.

The Opesa loans App is available freely at Google play store. Just open Play Store on your phone, search for Opesa and install it. Open your Opesa App, once installed, Register and get your loan instantly.

Also read;

Cheap Mobile Loans

Branch Personal mobile loans App: How to use branch app on your phone

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Branch makes it easy for you to access loans for the way you live anytime, anywhere. Download the Branch App, Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Nigeria, Mexico, and India. You can get up to Ksh 70,000, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya) or right to your bank account (Nigeria, Mexico, India).

Questions? Branch provides world-class support for your financial needs, 24 hours a day. Message them within the app and receive an answer in minutes!

IT’S EASY TO GET STARTED

* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan

KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY

Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want — for your business, your home, your family, your life.

FEATURED IN

TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard

SAFE AND SECURE

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

RATES AND FEES
Loan amounts and interest rates vary by country as explained below;

Kenya

Loan Amounts: Ksh 250 to Ksh 70,000
Repayment Periods: 62 days to 336 days
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.

Nigeria

Loan Amounts: ₦1,000 to ₦200,000
Repayment Period: 62 days to 280 days
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.

Mexico

Loan Amounts: $200 to $20,000
Repayment Period: 62 days to 336 days
APR: 29% to 487%
Example Fees: For a loan of $3,250, a flat fee of $1,250. No late fees, rollover charges, or origination fees.

India

Loan Amounts: INR 500 to INR 50,000
Repayment Period: 62 days to 112 days
APR: 49% to 130%
Example Fees: For a loan of INR 9,000, a flat fee of INR 1,352. No late fees, rollover charges, or origination fees.

HOW TO CONTACT BRANCH

If you have any feedback, questions, or concerns, please e-mail Branch at [email protected] or find us on Facebook!

Follow Branch on Twitter: twitter.com/branch_co
Like Branch on Facebook: facebook.com/branch.co
Visit the Branch website: branch.co

How get the Branch App

The Branch App is available on Google Play Store. Search for the App on your phone’s Play Store, install it and get your loan from the comfort of your house.

Cheap Mobile Loans

Stawi; the new credit facility for Micro, Small and Medium (MSME’s) enterprises

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President Uhuru Kenyatta today (Wednesday November 6, 2019) launched a new credit facility for Micro, Small and Medium (MSME’s) enterprises dubbed Stawi.

Stawi is a mobile loan product that will allow MSME’s to access unsecured credit of between Shs 30,000 and Shs 250,000 at an interest rate of 9 percent per annum.

The Central Bank of Kenya has partnered with NCBA Bank, Cooperative Bank, Diamond Trust Bank and KCB to offer the scheme which is aimed at improving access to credit for MSME’S.

MSME’s have for a long time been locked out of the formal credit market because of the informal nature of their transactions and lack of collateral for secured loans.

Speaking when he unveiled the facility, the President expressed optimism that the lending service will help boost enterprise in the country by making access to credit cheaper and faster.

“Stawi will offer a longer repayment period to small business borrowers, thus making it easier for them to better manage their cash flows; and, therefore, grow their businesses to the next level,” President Kenyatta said, noting that MSME’s account for over 80 percent of all businesses in the country.

He noted that despite their crucial role as the bloodline of Kenya’s economy, the over 7 million MSME’s in the country are mostly unlicensed and are therefore unable to access capital from the credit infrastructure as currently set up.

The President said that lack of access to affordable credit is partly to blame for the estimated 90 percent of start-ups that collapse within three years of their set up.

He therefore challenged more financial instutions to innovate new approaches of supporting MSME’s instead of categorizing them as high risk borrowers.

“I thank the banks that heeded my call and offered this solution (Stawi). We have over 7 million SME’s. Let us engage them and provide cheap loans for them to grow. If you say you can’t offer them services because they are high risk, what happens when their businesses collapse?” the President challenged.

President Kenyatta said MSME’s have the potential to contribute more than the current 30 percent of the country’s GDP if fully supported adding that failure to support the mostly youth managed entities risks creating social instability.

“It is better to find mechanisms and ways to lend to those young men and women who are interested in making something positive out of their lives, interested in employing their fellow young men and women, because if they are positively engaged, if they are part of our economic prosperity even your businesses are secure,” the President said.

He said the government made a deliberate decision to prioritize the development of MSME’s as part of the Big 4 Agenda because it recognizes the potential of the sector to transform the lives of many Kenyans.

The President said the Big 4 Agenda priority areas of agriculture, housing and manufacturing are opening numerous new opportunities for MSME’s to thrive.

He however noted that the sector faces a range of challenges that require effective policies to deal with and directed the Ministry of Industry, Trade and Cooperatives to hasten the review of the current MSME policy framework so as to align it with the Big 4 Agenda.

“I am affording the ministry a bit of time so as to allow it to consult widely and ensure that inputs from relevant stakeholders are taken into account, in accordance with the constitution,” the President said.

As part of elaborate state efforts to boost MSME’s, President Kenyatta announced plans to set up Biashara Centres across the country. The centres which will be modeled on the current huduma centres will offer trade facilitation services in a one-stop-shop arrangement.

The President said Biashara Centres will make it easier for small business owners to access services provided by various government agencies under one roof.

“I am happy to note that the first Biashara Centre was launched a week ago at Kariobangi in Nairobi; and is fully functional, providing services related to taxes, standards, technology and finance,” the President said.

Trade CS Peter Munya, Central Bank Governor Patrick Njoroge and United States Ambassador to Kenya Kyle McCarter also spoke at the launch event.

Also read:

Cheap Mobile Loans

Cheap asset financing loans in Kenya – Portal

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Asset Finance
Get the capital needed to purchase assets such as vehicles, machinery, or IT equipment

With our experience in vehicle and asset finance, we offer competitive and flexible terms for our business customers. This loan facility assists clients to acquire equipment, machinery, vehicles and other assets at competitive interest and term rates.

Benefits

  • Flexible repayment period.
  • Low interest rate on a reducing balance.
  • Fast processing.
  • Free financial advice.
  • Easy access to Emergency Loans, Quick cash Loan, School fees Loans within the repayment period.
  • Access Mobile Loan up to 75% of your monthly installment.

Requirements

  • ID & PIN copies (original ID to be provided for verification).
  • Six months bank/ mpesa statements (or both if available).
  • Business Records-Purchases/sales, utilities for traders/pay slips and appointment letters for employees.
  • 2 Passport size photos for the applicant.
  • Proforma invoice and sales agreement.
  • Copy of logbook.
  • Current valuation report for proposed asset from a service provider in our panel.

 

Loan Rates & Fees*

  • Interest charged at 3.5% reducing rate.
  • Application fee of KES 1500.
  • Loan Processing Fee 3% up 12 months.
  • Credit life 1.5% of the loan amount.

Apply for Asset Financing. Get in touch now!

Don’t just see the deal, Seal it!

APPLY NOW

Cheap Mobile Loans

Saida Mobile Loans App: How to install app and apply for loans easily

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Saida is a digital account much like your bank or mobile money account geared towards givimg you power over your finances whether it is loans, savings, making payments or just understanding where your money goes. The Saida loans App is all you need to manage your finances.

Loans

– Flexible Terms
Saida offers short to medium term loans. Use the loan to settle your bills, buy more stock for your business or meet an unexpected need.

– Easy Repayment
Repay your loans on time and your loan amount will increase and your interest rate will reduce as well. Stuck repaying? Request up to two weeks grace period from the app.

– Transparent Loans
Fill out a loan application form and we will give you a response within 24 hours. An example of how much you would repay is shown below as well as additional important information.

Savings

– Made easy with goals
Its as easy as Name Your Goal. Lock Your Goal. Achieve Your Goal. You can set savings goals like school fees, new smartphone, a holiday e.t.c.

– Regulated Savings
Saida savings goals are provided in partnership with Investment Banks that are regulated in Kenya – this means your money is kept securely and invested under the watch of regulators in Kenya.

– Free To Save
They refund any MPesa transaction charges you incur while saving your money.

Bill Payments

– All your usual bills
Kenya Power Tokens, KPLC Postpaid, Safaricom Airtime, Airtel Airtime, Telkom Airtime, Zuku, DsTV, GoTV, Nairobi Water and more. Saida remembers your Account numbers so you don’t have to enter them every time.

– Useful Reminders
Saida can remind you when your payments are due or even give you a loan to pay your bills and you can repay later.

Spending

– Gain Understanding
Knowing how we spend our money and if we are within our budgets helps us get our finances in shape. It is not the big spending on rent that can break our budget, it is the small things every day that add up in the end.

– Spending Summaries
Saida have tools to help you track your expenses and answer questions like – “How much did spend on transport last month?” / “Am I spending more on food this month than last month?”

Privacy

Privacy and Permissions: Saida collects personal information about you that we use to determine your loan eligibility – they use this information in accordance with our privacy policy which is listed on the details of this app. When you download Saida, Saida will ask to scan your M-Pesa SMS and other information in order to verify your identity to comply with KYC (know your customer) regulations, creditworthiness, and provide you with credit facilities. They also collect additional information which is listed on our privacy policy. Saida take privacy very seriously and your personal information will never be shared without your direct consent.

Loan Terms

Saida charges a service fee of 3 – 21% per month (APR 36% -252%) of the amount lent to you based on how we rate your creditworthiness. The amount can be repaid within 1 – 6 months and the schedule may vary depending on your credit rating. Late fees are not charged and a one time debt collection fee may be charged if your loan is later than 35 days. Additional Terms & Conditions may apply – you may see this on your Loans Page on Saida.

An example is if you borrow Ksh 1,000 for 7.5% fee for 2 months, you will repay Ksh 1,075 within 2 months. There are no penalties for early repayment. If you are late by more than 60 days, a penalty of 10% will be applied to the overdue amount. (Ksh 107.5) – no further penalties or charges will apply again.

Contact

If you face any challenges with the app, send an email via [email protected]. You can also send them a direct message from the app.

How to get started

Go to Play store and search for Saida. Download and install the app and you are good to go.

Cheap Mobile Loans

Easy and flexible mobile loans: Get the Africaloan Kenya loans today

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Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Afrikaloan Kenya mobile loans

Afrikaloan Kenya provides you with convenient and fast loans online, allowing you to get your money directly to your M-Pesa account.

The Afrikaloan Kenya mobile app enables you to receive financial support wherever you are, and at any time.

A good credit history is the easiest way to ensure fast loans approval whenever you apply.
Improving your credit history is easy – simply download the app, take out loans and pay back on time.

SIMPLE AND CONVENIENT

Three easy steps of getting a loan online:

  1. Download our app
  2. Apply for a loan
  3. After approval, receive the money on your M-Pesa account. Pesa chapchap!

You can a get a second loan with just a couple of clicks! Get access to bigger loans, lower interest rates, and flexible repayment terms. Increase your loan limit up to Ksh 50 000!

WHY PEOPLE CHOOSE AFRIKALOAN?

  • It’s completely online. There’s no need to go to an office to get a loan, simply install the app and fill in a short application form, whenever and wherever you are.
  • Fast processing. You can get an instant loan on your Mpesa, as soon as you require financial assistance.
  • Great terms. Low interest rates and flexible loan repayment terms. No hidden fees or charges.
  • Safe and secure. They encrypt all personal data to protect your privacy and we never share any data with third parties.
  • Customer support. Their dedicated customer support team is always ready to answer any question you may have on Facebook and via email.

LENDING TERMS

Afrikaloan offers loans ranging from KSh 500 to KSh 50,000 (up to a USD 550 equivalent). The loan repayment terms are up to 52 weeks and our customers can always pay their loans off in advance. Annual interest rates for regular clients range from 10% to 182.5%, depending on your loan’s terms.

Interest rates are calculated depending on various factors, such as your repayment history and the cost of lending for Afrikaloan. There are no extra fees or charges and there is no collateral necessary. Standard SMS charges, payment system (M-Pesa) fees and your mobile carrier’s data charges may apply.

Here’s how interest rates are calculated:

For example, if you are issued a loan in the amount of KSh 2,000 for 7 days at a rate of 2.4% per day, including the day of issue. The total interest you pay for this loan will be KSh 384.

CONTACTS

Facebook: facebook.com/afrikaloankenya
Twitter: twitter.com/afrikaloan
Email: [email protected]
Website: afrikaloan.co.ke

Cheap Mobile Loans

Cheap and quick mobile loans: The Okolea loans App download and how to get lending quickly

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Okolea is an app that provides instant loans to Kenyans through their mobile phones. Clients’ loan limits are reviewed and increased every time they repay their loans on time. The loans are processed online and instantly.

Registration

Download the Okolea app, fill in the form, and submit. The app will redirect you to an easy to use home screen. You are then required to go to your profile and fill in other required details to enable them serve you better. The App is available at Google play store.

Loan Limits

When you register with Okolea you get assigned a loan limit after your account is appraised which allows you to borrow instantly any amount equal or less than their assigned limits. Every time you repay your loan on time, you get a loan limit increase.

Interest Rates

Okolea loans interest rate is low at 0.5% per day to ensure that you enjoy our facility and repay without experiencing financial strain.

Okolea app is awesome and here is why;

1). Instant access to loans sent straight to your mobile phone.
2). You can borrow more than 1 loan at a time. As long as you are within your loan limit.
3). Ability to sort out emergency situations when they arise no matter where you are.
4). Your information is secure and is not shared with third parties.
5). Lowest interest rate in the market.
It is easy to use.

In need of Okolea loans? Get to your Play store today, search for Okolea loans, install the App, register and receive your loan instantly.

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Cheap Mobile Loans

Cheap and quick mobile loans: The Pesa Zote loans App download and loan application details

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PesaZote loans App provides Fast Loans to Trustworthy Customers via M-Pesa. Customers can access lending conveniently and from their comfort zones. NO Paperwork is required neither do customers have to answer many Questions.

SMS Permissions Note: To build your credit score automatically, the App will request you to provide permission to access mobile money SMS records(M-Pesa messages)

Amount to Borrow: You can borrow from KES 250 to KES 50,000/= from the App and receive the cash via M-Pesa anywhere in Kenya without any papers, guarantors, security or office visits!

Features of the Pesazote loans

  • You may chat with PesaZote on the App for assistance
  • Their Loans range from KES 250 to KES 50,000/=
  • Loan defaulters are Blacklisted via Credit Reference Bureau(CRB) reporting. They may also involve Debt Collectors.
  • Currently, Pesa Zote is only supporting phone numbers registered on M-Pesa.
  • Loan repayments are made via M-Pesa and are applied instantly.
  • You may repay your Loan before the due date and in instalments of any amount.
  • Excess payments will be automatically applied to your future loan requests.
  • You may request another loan immediately you settle the current one.

How to access Pesa Zote Mobile Loans

Getting PesaZote loans is simple. All you need to do is download their App which is available at Google play store. Just open Play store on your phone, search for Pesa Zote, click on it to download and register to receive your loan instantly.

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Cheap Mobile Loans

Simple, cheap and fast mobile Loans: The Berry loans App download and how to get lending quickly

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Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

The Berry Mobile Loans

Berry, Kenya’s newest mobile money lending App. Berry, Kenya’s unique mobile money lending App, credits you with low cost loans with flexible repayment schedules. Get the cash simply and swiftly straight to your mobile wallet.

How it works?

• Download the free App from Play store and Register
• Log in
• Click on ‘Apply Now’
• Select your loan amount and repayment options
• Get the approved amount into your M-Pesa instantly

Privacy and Permissions:

Once you download Berry, we will ask you to provide permissions to scan your SMS in order to validate your identity and creditworthiness. Instant loans amount will be credited directly into your M-Pesa account. Berry has taken thorough steps to secure your private data you share with them using advanced encryption mechanisms. They take your privacy very seriously and promise to never share your information to anyone.

Terms:

Berry is very flexible and charges affordable and low service fee ranging from 8% to 15%. They offer loans for different durations.

Berry charges a processing fee of 9-15% of principal amount. The customer determines their own repayment schedule meaning customers may make payments towards their principal at any time after disbursement. If a customer has not paid the processing fee the principal amount on the due date, Berry extends a further 7 days to allow the customer to make the payment. Only after the grace period has elapsed will a onetime late payment fee of 15% (processing fee+ the principal amount) be changed. No other fees will be charged after this time.

Important to note:

All the above information will be displayed in a broken-down form for the customer on the App upon qualifying for a specific amount before a customer accepts to take up the facility.

Sample Loan:

Borrowed amount: 1000 KES
Processing Fee: 150 KES
Expected Payback amount 1150 KES

With Berry at your fingertips, you can handle emergencies, clear bills, pay school fees, etc. Basically anything you need to keep your life moving forward and embracing any opportunity that comes your way.

Want to reach Berry? Use Email; [email protected]

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