Tala is arguably one of the top lending apps in Kenya. It prides in its ability to give customers instant loans directly to their M-Pesa accounts.
Join millions of satisfied Tala customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind. The guide below will give you a head start to using Tala lending app on your phone.
How simple is the process?
• Download the Tala app
• Fill out our quick loan application in the Tala mobile app
• Verify your identity through our secure system
• Get cash sent directly to your M-Pesa in an instant
How do I repay my loan?
• Repay your loan with M-PESA Xpress or through our Paybill 851900 and the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments
The benefits of Tala in-app features at your fingertips:
• Personal security PIN to ensure protection
• Track your credit with My Tala Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Tala customer success stories to inspire you on your journey
Have questions? Visit www.tala.co.ke to check out our FAQs
Ready to get started? Download the Tala app and apply for a loan today. This app is available at Google Play Store.
Privacy and permissions: When you download Tala, you will be asked to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya.
Terms and Conditions:
Tala charges a one-time service fee of 5-19%* of principal amount. Repayment schedules may vary. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 85.17-231%. Tala will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.
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