Airports Sacco Society Limited is a prominent Tier-1, Deposit-Taking (DT) Sacco in Kenya. Founded in 1994 by employees of the Kenya Airports Authority (KAA), it has grown from a closed-bond society into a large, inclusive financial institution regulated by the Sacco Societies Regulatory Authority (SASRA).

Airports Sacco Society Limited’s Quick Facts

Currently, the Sacco remains fully licensed and authorized to conduct deposit-taking business in Kenya.

Membership & Eligibility

The Sacco has significantly broadened its “common bond” to allow virtually any Kenyan to join. Current membership categories include:

• Employees: Originally for KAA staff, but now open to all salaried government and private sector employees.
• MSMEs: Individual business owners and entrepreneurs.
• Registered Groups: Self-help groups (Chamas) and investment clubs.
• Diaspora: Kenyans living and working abroad.

Airports Sacco Society Limited’s Financial Products

Airports Sacco operates a dual-wing system, offering both long-term investment and daily banking services:

1. BOSA (Back Office) – Savings & Investment

• Development Loans: Long-term credit for major projects, typically repayable within 48 to 72 months.

• Hifadhi Loan: A specialized product for members with higher deposit contributions.

• School Fees & Emergency Loans: Short-term facilities with quick turnaround times to address urgent needs.

• Dividends: Members earn annual interest on deposits and dividends on share capital based on the Sacco’s performance.

2. FOSA (Front Office) – Banking Services

• Salary Accounts: For processing monthly pay with no monthly ledger fees.

• Micro-Credit: Quick mobile loans and salary advances (e.g., 1-month to 12-month advances).

• Junior & Holiday Accounts: Specialized savings accounts for children and seasonal planning.

• Digital Banking: Full access via the Airports Sacco App and USSD code *850#.

Airports Sacco Society Limited’s Main Information & Contacts

The Sacco’s primary operations are centered in Nairobi, though it serves members across all major Kenyan airports and beyond.

Website: https://www.airportssacco.co.ke/

Why Members Choose Airports Sacco

• Multiplier Effect: Most loans are granted at 3x or 4x of a member’s total deposits.

• Long Repayment: Certain investment products offer flexible repayment periods of up to 84 months.

• Stability: Its historical link to the aviation industry has provided it with a strong financial foundation and high asset quality.

Application for membership

Every applicant for membership shall fill and complete the “Membership Application Form”. This form shall be drawn to show all the information required for the purpose of registration of members.

Download the membership application form(s) below.

• Membership Application Form
  

Admission into Membership

• An applicant shall be admitted to membership on the application upon payment of an entrance fee of Kshs 1,000 and a minimum of 250 shares of Kshs. 20 each or an amount as shall be fixed by the General meeting from time to time.
• Upon admission, the member’s name shall be entered in the membership register and a membership number issued.
• Members shall be admitted by the management board subject to Confirmation by the next general meeting.
• The member shall pay for a copy of the society’s by-laws at its actual cost to the society.

Rights of Members

A member of the society shall have the right to:

• Attend and participate in decision making at all general meetings of the society and vote;
• Be elected to organs of the society, subject to these by-laws;
• Enjoy the use of all the facilities and services of the society subject to the society’s by-laws;
• All legitimate information relating to the society, including, internal regulations, registers, Minutes of general meetings and supervisory committees reports, annual accounts, inventories and investigation reports, at the society’s registered office.

Obligations of Members

A member of the society shall have the obligation to:

• Observe and comply with all the society’s by-laws and decisions taken by the relevant organs of the society;
• Buy and pay up for shares and deposits or make any other regular payments provided for in these By-laws;
• Meet the debts of the society in case of insolvency in accordance with the provisions of the Act and these by-laws.

Member’s Personal Statement

The society may use “check off system”, standing orders or cash for payments of members shares, deposits and loan repayments. However, when direct payments have to be made, they shall be paid directly into the society’s bank account and a receipt issued by the society on submission of the bank slip. Every member shall receive regular statements at least once every three months, which shall contain particulars of membership, shares, deposits and loan transactions with the society.

Withdrawal from Society

A member may at anytime withdraw from the society by giving at least sixty (60) days written notice to the board of directors.

For more detailed information on membership read the Sacco By-laws.

Diaspora membership

Airports Sacco Society Limited’s Contacts

Main Services Offered by Airports Sacco Society Limited

The following are the Sacco’s range of Front Office services Activity (FOSA) accounts, loans and services. For more information contact the FOSA office by writing to [email protected] or by calling +254 715 843888. FOSA offices remain open from Monday to Friday, 8:00am to 5:00pm.

Salary Account

• Minimum operating balance is 500
• No monthly charges
• Has ATM card and Mobile banking services
• Account holder can borrow FOSA loan of upto 500,000 repayable within 36 months

Savings Account

• Minimum operating balance is 500
• No monthly charges
• Account holder can borrow advance for upto 6 months depending on the account transactions
• Account holder can make monthly contributions through check–off system

Children Account

• Minimum operating balance is 1000
• No monthly charges
• Has ATM card and Mobile banking services

Joint Account

• Applicable to registered and non-registered groups
• Minimum operating balance is ksh.5000
• No monthly charges

Requirements:

• Group minutes stating the reasons for opening the account signed by the signatories
• Group signatories
• Certificate of registration
• List of group members, ID numbers and signatures

 

Company Account

• Minimum operating balance is Ksh. 5000
• No monthly charges

Requirements:

• A letter on company letter head and signed by company director stating the reason for opening the account with Airports Sacco.
• List of company Directors
• Company signatories
• KRA Pin certificate
• Certificate of incorporation

Fixed Deposit Account

This is a withdrawal deposit account where depositors can place value through prudent management. Deposits are for a specific number of months usually between 3 months to 12 months.

Features:

• Minimum of Ksh 50,000
• Interest computed monthly and credited at maturity of the contract
• Accrued interest forfeited if a depositor withdraws the funds before maturity date
• The depositor is issued with a certificate of deposit upon depositing the money

Holiday Account

• No monthly charges
• Minimum operating balances Ksh. 1000
• Has ATM card and Mobile banking services

VIP Account

• No Queuing for services
• No monthly charges
• Minimum operating balances Ksh. 5000
• Has ATM card and Mobile banking services
• Free monthly statements

Karibu Loan

• Loan issued to new Sacco members only
• Maximum amount one can apply is 200,000.00 where ksh. 30,000 of the amount applied will be transferred to share capital and deposits upon posting of the loan
• Interest for loan is 1% per month on reducing balance
• Maximum repayment period 24 months

2. BOSA Products

The following are the Sacco’s Back Office (BOSA) loans and services. For more information contact  BOSA office by writing to [email protected] or by calling +254 0717243119. BOSA offices remain open from Monday to Friday, 8:00am to 5:00pm.

Development Loan

• Payble within 48 months
• Interest 1% per month on reducing balance

Emergency Loan

• Payble within 12 months
• Interest 1% per month on reducing balance

School Fees Loan

• Payble within 12 months
• Interest 1% per month on reducing balance

BOSA Super Loan

• Payble within 72 months
• Interest 1.25% per month on reducing balance

Hifadhi Loan

• Payable within 60 months
• Interest 1.1% per month on reducing balance

Dividend Advance

• For members who would like to access their dividend before the years AGM
• Interest 2% per month on reducing balance

 

Bosa Super Loan 2

• Allows members to take a loan of up to 7 years
• Interest 14% per annum amortized

Christmas / Idd Savings

• Savings from January to December
• A member can amend this savings within the course of the year
• A member can request withdrawal of whole / partial of the savings
• Interest on savings is given back to members in November/ December on a prorate basis

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3. M-Banking Services

The Sacco provides the following M-banking services:

• Transfers from account to M-PESA
• Airtime purchase
• Mini statements
• Repayment of loans
• Request of advance
• Contribute deposit

Accessing the m-banking services

Dial *720#

Deposit cash to Fosa account

1. Go to m-pesa menu and select Lipa na m-pesa-paybill option.
2. Enter Airports Sacco business number 182239 and click ok
3. Under account no, enter your FOSA account no e.g 1-01-37****-01 or 1-01-37****-06 depending on account type.
4. Enter amount you wish to deposit
5. Enter your m-pesa pin and click OK
6. Confirm your details and press OK
7. You will receive a confirmation message.

Common ATM error codes

• Error code 106 – PIN tries exceeded-card blocked
• Error code 116 – Insufficient Funds
• Error code 118 – Card not activated
• Error code 911/912 – System delay/Network error
• Error code 114 Account dormant

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Frequently Asked Questions on Airports Sacco

Why become a member of Airports Sacco Member?

• Avenue for saving with good annual returns inform of Dividends on share capital and interest of deposits.
• Access to competitive credit/ loan facilities.
• Access to individual tailored loans products of up to 4 times member’s deposits.
• Continuous member education & training.
• Fully digitalized self-service options.
• Access to investment product with flexible repayment period of up to 84 months.
• Short turnaround time on processing of loans and services.

Who Can Join Airports Sacco?

• Open to both Salaried and non-salaried Employees
• MSMEs /Business Individual/People
• Registered self-Help Groups
• Kenyans in Diaspora
• Other Government Employees

Q. How does one access Airports Sacco’s mobile banking services?

Dial *720#

Q. How does one deposit cash to Airports Sacco’s Fosa account?

1. Go to m-pesa menu and select Lipa na m-pesa-paybill option.
2. Enter Airports Sacco business number 182239 and click ok
3. Under account no, enter your FOSA account no e.g 1-01-37****-01 or 1-01-37****-06 depending on account type.
4. Enter amount you wish to deposit
5. Enter your m-pesa pin and click OK
6. Confirm your details and press OK
7. You will receive a confirmation message.

Q. What are the common Airports Sacco’s ATM error codes?

• Error code 106 – PIN tries exceeded-card blocked
• Error code 116 – Insufficient Funds
• Error code 118 – Card not activated
• Error code 911/912 – System delay/Network error
• Error code 114 Account dormant

Ainabkoi Sacco Society Limited is a licensed, Deposit-Taking (DT) Sacco based in the North Rift region of Kenya. It is deeply integrated with the Ainabkoi Farmers’ Cooperative Society Ltd, which has been a staple of the agricultural landscape in Uasin Gishu County since 1963.

The Sacco is fully regulated by the Sacco Societies Regulatory Authority (SASRA) and is included in the authorized list for the 2026 financial year.

Also read: Mwalimu National SACCO Loans And How To Apply

Ainabkoi Sacco Society Limited’s Quick Facts

• Type: Deposit-Taking
• County: Uasin Gishu
• Postal Address: P.O Box 120-30101, Ainabkoi
• Head Office: Ainabkoi Farmers’ Cooperative Society Land Eldoret, Naiberi, Timboroa Road

Ainabkoi Sacco Society Limited’s Agricultural Roots & Operations

The Sacco primarily serves the farming community along the Eldoret-Timboroa corridor. Its operations are closely linked to the dairy and crop production cycles of its members:

• Dairy Excellence: The parent cooperative manages significant milk collection (growing from 1,300 to over 20,000 liters daily in recent years) and value addition, producing products like Champion yoghurt and mala.

• Financial Inclusion: The Sacco provides banking services (FOSA) that allow farmers to receive payments for their produce directly and access credit for farm inputs.

• Diversified Farming: Beyond dairy, it supports potato aggregation, marketing, and poultry farming.

Continue reading: List of Licensed and Authorized Sacco Societies In Kenya

Ainabkoi Sacco Society Limited’s Core Services

Ainabkoi Sacco Society Limited offers the following services:

• Savings & Deposits: Traditional Sacco savings and front-office withdrawal services.
• Credit Facilities: Loans tailored for farmers, including asset financing for dairy equipment and credit for high-quality animal feeds manufactured by the society.
• Digital Integration: The Sacco has recently implemented mobile apps to capture milk collection data transparently and provide farmers with real-time financial tracking.
• Dairy Excellence: Bulk milk collection, cooling, and transportation.
• Value Addition: Production of Champion milk products, including yoghurt and mala.
• Diversified Farming: Potato aggregation, marketing, and poultry support.
• Farm Inputs: Manufacturing of high-quality animal feeds and merchandising of essential farm inputs.
• Digital Integration: Implementing dedicated Apps for transparent farmer data capture and milk collection.

Ainabkoi Sacco Society Limited’s Contact & Location

The Sacco’s headquarters are located in the Naiberi area, providing a central point for farmers in the Ainabkoi and Burnt Forest regions.

Ainabkoi Sacco Society Limited’s Membership

While historically focused on the settlement scheme farmers of Ainabkoi, the Sacco serves over 2,500 active members. Membership is generally open to:

1. Dairy and crop farmers in Uasin Gishu and surrounding areas.

2. Business owners within the agricultural value chain.

3. Employees of the cooperative and related institutions.

Ainabkoi Sacco Society Limited’s Contacts

• Physical Visit: Ainabkoi Farmers Cooperative Society, Eldoret-Timboroa Road, Naiberi
• Phone: +254 723 175989
• Email: [email protected]

Agro-Chem Sacco Society Limited is a licensed deposit-taking Sacco based in Muhoroni, Kisumu County. Founded in 1983, it was originally established to provide financial services to the employees of the Agro-Chemical and Food Company (ACFC) but has since opened its “common bond” to the general public.

Continue reading: List of Licensed and Authorized Sacco Societies In Kenya

Agrochem Sacco Society Limited’s Overview and Growth

While smaller than giants like Afya Sacco, Agro-Chem is a stable institution that transitioned to a Deposit-Taking Sacco (DTS) to offer front-office banking services.

• Establishment: 1983 (BOSA); 1999 (FOSA).

• Regulation: Fully licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).

• Membership: Open to civil servants, business people, and employees of accredited institutions across Kenya.

   

Key Services Offered by Agrochem Sacco Society Limited’s

Agro-Chem provides a mix of traditional and digital financial solutions:

• FOSA Services: Includes salary processing, savings accounts, and immediate cash withdrawals.

• Loan Products:

  • Development Loans: Long-term financing for projects.

  • Education Loans: Specifically for school fees.

  • Emergency Loans: Quick turnaround for urgent financial needs.

  • Advance Loans: Short-term credit often linked to salary or expected income.

• Digital Banking: Members can access their accounts and perform transactions via the Agro-Chem Sacco App and mobile platforms.

Agrochem Sacco Society Limited’s Contacts & Location

The Sacco is deeply rooted in the Muhoroni region but serves members nationwide.

Joining the Sacco

To join, individuals typically need to:

1. Fill out a membership application form.

2. Provide a copy of their National ID and KRA PIN.

3. Pay the required registration fee and purchase minimum share capital.

Agrochem Sacco Society Ltd’s Quick Facts

• Type: Deposit-Taking
• County: Kisumu
• Postal Address: P.O Box 94 – 40107 Muhoroni
• Head Office: Muhoroni Town
  Phone:  0742 520183
  E-mail: agrochemsacco.co.ke:2096

Afya Sacco’s BOSA

BOSA (Back Office Service Activities) is the core membership and credit arm of Afya SACCO. BOSA offers 2 services: Savings and Loans Products.

Afya Sacco’s BOSA Savings

These are:

1. Share Capital:
2. Non-Withdrawable Deposits

Afya Sacco’s BOSA Loans

These loan products are:

Afya Sacco’s FOSA Products.

The Front Office Service Activities (FOSA) is the banking arm of Afya SACCO, created to provide members with convenient, reliable, and accessible financial services.

Afya Sacco’s FOSA Savings Products.

These include:

Afya Sacco’s FOSA Loan Products.

Afya Sacco’s FOSA Loan products include:

Afya Sacco’s FOSA Other Products.

Here is a complete guide on Acumen DT Sacco Society Limited’s Contacts, Services, Membership, Offices, and Loans. Acumen DT Sacco Society Limited is a licensed, Deposit-Taking (DT) cooperative based in Kenya. Regulated by the Sacco Societies Regulatory Authority (SASRA), it operates under license number SS/0191/21.

Acumen DT Sacco Society Limited’s Core Operations

The Sacco operates two main service wings:

• BOSA (Back Office Service Activities): Handles long-term savings and traditional Sacco loans.

• FOSA (Front Office Service Activities): Provides “banking-style” facilities, including salary processing, mobile banking, and immediate withdrawals.

Acumen DT Sacco Society Limited’s Products and Services

• Savings Products: Includes Deposit Savings (used as collateral for loans), Share Capital (representing ownership), and specialized accounts like the Holiday Account.

• Loan Facilities: They offer personal, business, asset financing, emergency, and education loans. Most loans are pegged at 3x or 5x the member’s savings.

• Digital Banking: Members can access services via the Acumen Sacco App or the USSD code *850# (or *816#).

• Insurance (Sacco Assurance): In partnership with CIC Group Ltd, they provide medical, vehicle, and property insurance covers.

Acumen DT Sacco Society Limited’s Key Information & Contacts

The Sacco is headquartered in Ongata Rongai, where it has built a strong reputation, even being recognized as the best-managed cooperative in the Kajiado North sub-county in 2019.

How to Join Acumen DT Sacco Society Limited

To become a member, you typically need to provide:

1. A completed membership application form.

2. A copy of your National ID or Passport.

3. A recent passport-sized photo.

4. A copy of your KRA PIN certificate.

 About Information on Acumen DT Sacco Society Limited

Acumen DT Sacco Society Limited’s History

Acumen DT Sacco Society Limited was registered on 5th March, 2008 to cater for the financial needs of its members.

Acumen DT Sacco Society Limited’s Loans

Acumen DT Sacco Society Limited offers two types of loans products: Long and Short-term Loans.

Acumen DT Sacco Society Limited’s Long-Term Loans

Acumen DT Sacco Society Limited’s Long-term loan products are: School Fees Loan, Sambaza Loan, J-sort Loan, Jijenge Loan, Development Loan, Emergency Loan and Real Estate Loans. These loans last for 12 months or more.

1. Acumen DT Sacco Society Limited’s  School Fees Loan

This product enables members to pay school fees for their children. The maximum period is 12 months.

Credit Product

• This product enables members to pay school fees for their children.
• The maximum period is 12 months
• The maximum amount is kshs 200,000
• Interest Charged is 1.15% p.m reducing balance

Security is members deposit & Guarantors deposit

2. Acumen DT Sacco Society Limited’s Sambaza Loan

Issued to a member with an outstanding development loan. Must been paid for at least 3 months.

Credit Product

• Issued to a member with an outstanding development loan which must have been paid for at least 3 months.
• The loan runs parallel with existing loans.
• Enables members to get funds to complete projects.
• Qualification for this type of loan is based on ability to pay. and deposits held with society.
• Repayment period is up to 48 months.
• interest is 1.3% p.m on reducing balance.
• Loan’s Security is members deposits, guarantors or collateral.

3. Acumen DT Sacco Society Limited’s J-sort Loan

Repayment period is 1 month upto 3 months. Interest rate 5.2%p.m. Ceiling amount is Kshs 150,000

Credit Product

• Repayment period is 1 month upto 3 months.
• Interest rate 5.2%p.m.
• Ceiling amount is Kshs 150,000
• No guarantors.
• Loan is available immediately.

4. Acumen DT Sacco Society Limited’s Jijenge Loan

Credit Product. Acumen Sacco Jijenge loan is issued at 5 times of our member’s deposits.

Credit Product

• Loan issued at 5 times of one’s deposits
• Repayment- 96 months
• Loan amount is based on ability to pay and on deposits held with society.
• Interest rate- 1.15% p.m. on reducing balance
• Guarantors and acceptable collaterals required.
• Buy off/ Loan top up facility available

5. Acumen DT Sacco Society Limited’s Development Loan

Credit Product. The loan enables members to get funds for development.

Credit Product

• Enables members to get funds for development
• Loan amount is based on ability to pay and on deposits held with society.
• Repayment period is up to 60 months
• Loan amount is up to 3 times members deposit

• Interest charged at 1.15% p.m on reducing balance

• Buy off/ Loan top up facility available
• Security is members deposit and guarantors

6. Acumen DT Sacco Society Limited’s Emergency Loan

Enables members to get funds for emergency with a repayment period of up to 12 months.

Credit Product

• Enables members to get funds for emergency.
• Repayment period is up to 12 months.
• Interest charged at 1.15% p.m on reducing balance.
• The maximum amount is kshs 200,000
• Security is members deposit & guarantors deposits

7. Acumen DT Sacco Society Limited’s Real Estate Loan

Repayment period is up to 48 months. Interest rate is 1.25% reducing balance. Loan amount is up to 3 times members’ deposit.

Acumen DT Sacco Society Limited’s Short-Term Loans

Acumen DT Sacco Society Limited also offers short term loans that take 1 to 3 months. These short-term loans are:

1. Mobile loan

2. Salary advance

3. Rent advance

4. Dividend advance

1. Acumen DT Sacco Society Limited’s Mobile Loan 

Maximum amount of Kshs 20,000. Maximum repayment period is 1 months.

Key features of this loan are:

• Maximum amount of Kshs 20,000
• Maximum repayment period is 1 months.
• Disburdened through the phone.
• NO guarantors required.
• Interest rate is 5%.

2. Acumen DT Sacco Society Limited’s Salary Advance Loan 

Member salary MUST be channeled through FOSA account. Maximum repayment period is 3 months.

Key features of this loan are:

• Member salary MUST be channeled through FOSA account.
• Maximum repayment period is 3 months.
• NO guarantors required.

3. Acumen DT Sacco Society Limited’s Rent Advance Loan

Member rental income MUST be channeled through FOSA account. Repayment period is 1 month.

Key features of this loan are:

• Member salary MUST be channeled through FOSA account.
• Maximum repayment period is 3 months.
• NO guarantors required.

4. Acumen DT Sacco Society Limited’s Dividends Loan

Available 3 months prior to close of the year. Repayable after 3months.

Key features of this loan are:

• Available 3 months prior to close of the year.
• Repayable after 3months during dividend payout.
• Interest rate is 5.2%.

Acumen DT Sacco Society Limited’s Savings Products

Acumen Savings and Credit Cooperative Society offer various savings products tailored to meet the diverse needs of our members. Here are some of our SACCO saving products:

Acumen DT Sacco Society Limited’s Deposit Savings

Acumen Savings and Credit Cooperative Society’s Services

How to Join Acumen Savings and Credit Cooperative Society

Joining Acumen Savings and Credit Cooperative Society is very eassy.

Frequently Asked Questions on Acumen DT Sacco Society Limited

1. Is Acumen DT Sacco Society Limited Registered?

Yes. Acumen DT Sacco Society Limited is a licensed, Deposit-Taking (DT) cooperative based in Kenya. Regulated by the Sacco Societies Regulatory Authority (SASRA), it operates under license number SS/0191/21.

2. Acumen DT Sacco Society Limited

3. Acumen DT Sacco Society Limited

4. Acumen DT Sacco Society Limited

5. Acumen DT Sacco Society Limited

6. Acumen DT Sacco Society Limited

7. Acumen DT Sacco Society Limited

Get the Best and Latest Guide on 2NK Sacco’s Booking, Offices, Routes, Membership and contact Contacts. 2NK Sacco Society Limited is a popular Kenyan transport and financial services cooperative. Formed in 1994 by matatu owners from Nyeri and Karatina (which gives the Sacco its name: 2 from Nyeri and Karatina), it was established to streamline operations and instill discipline in the transport sector. 2NK Sacco Society Limited has several offices with the headquarter being at Mbaki House in Nyeri Town. Today, the 2NK Sacco Society Limited has over 1,000 Vehicles.

2NK Sacco Society Limited’s Quick Facts

• Type: Deposit-Taking
• County: Nyeri
• Postal Address: P.O Box 12196 – 10109, Nyeri
• Head Office: Kangaru Building, Gakere Road
• Website: https://2nksacco.co.ke

Continue reading: List of Licensed and Authorized Sacco Societies In Kenya

Routes Where 2NK Sacco Society Limited Operates

The Sacco Vehicles offers daily trips to the capital city Nairobi from major towns among them  Nyeri, Karatina, Nakuru, Eldoret, Thika, and Nanyuki. The Sacco provides such services as:

• Transport Services for Passengers and Luggages.
• Delivery of Parcels
• Banking Services

 Services Offered by 2NK Sacco Society Limited

The Sacco has diversified significantly from its origins in public transport:

• Public Transport: Operates a large fleet of 14-seater vans and executive shuttles. They provide daily trips between Nairobi and major towns including Nyeri, Karatina, Nakuru, Eldoret, Thika, Nanyuki, and even routes to the coast like Mombasa and Diani.

• Parcel Delivery: Offers door-to-door or office-to-office courier services across their entire network of operation.

• Financial Services (FOSA): Provides savings mobilization and credit facilities (loans) to members at competitive rates.

• Insurance & Fuel: Operates Mugumo Gasoline stations and offers insurance services to members and the public.

2NK Sacco Society Limited Key Contact & Booking Offices

If you are looking to travel or send a parcel, these are the primary contact lines for their major hubs:

2NK Sacco Society Limited’s Head Office Contacts

Here are the Contacts for the 2NK Sacco Society Limited’s Head Office:

• 2NK Sacco Society Limited’s Physical Location: Mbaki house,next to main Mathai supermarket Nyeri
• 2NK Sacco Society Limited’s Phone Contacts: 0721 374 310, 0792657999
• 2NK Sacco Society Limited’s Email Contacts: info@ 2nksacco.co.ke, [email protected]
• 2NK Sacco Society Limited’s Website: https://2nksacco.co.ke/

📞2NK Sacco Parcel office numbers 

If you need Parcel Services, these are the direct Contact Phone Numbers for 2NK Sacco in all towns:

2NK Sacco Society Limited Membership Benefits

For those interested in the Sacco from an investment perspective, members typically benefit from:

• Dividends on shares.
• Access to affordable credit for business or personal growth.
• Financial education and insurance products.

2NK Sacco Society Limited Mobile App.

2NK Sacco Society Limited has a Mobile App called ‘2NK Sacco Online Booking App’. This App can be downloaded from PlayStore at no cost. The 2Nk Booking is an efficient mobile application designed for Customers of 2Nk Sacco. This innovative app revolutionizes the way individuals book vehicles by providing a seamless and convenient booking experience right at their fingertips.

Loans Offered by 2NK Sacco Society Limited

2NK Sacco Society Limited offers a number of loan products. These loans are:

1. 2NK Sacco Society Limited’s Salary Advance Loan:

This product is tailor-made for salaried employees and those with regular fixed income

Features and Benefits:

• Maximum amount equivalent to two thirds of one’s monthly salary
• No guarantors required.
• Recovered immediately the salary is processed.
• Competitive interest rates.

2. 2NK Sacco Society Limited’s Asset Finance Loan: 

Like the normal loan, this is another back office product that was developed mainly to cater for emergencies like vehicle breakdowns that may require a considerable amount of money to put it back on the road. Unlike the normal loan, however, this product has no multiplier and depends on the member’s deposits at the time of requiring the loan.

It has become popular among members who have often been bailed out of being edged out of business by such breakdowns.

This product, owing to the purpose of its coinage is processed immediately for qualifying members but has a ceiling of two hundred thousand Kenya shillings. The product is secured by a guarantee from qualified members.

3. 2NK Sacco Society Limited’s Education Loan: 

This product is meant to finance the education of a member and their dependants in school , colleges and universities

Features and Benefits

• A member must have operated for at least 6months
• The repayment period is 12 months
• Flexible loan security
• Loan disbursed to the learning institution

4. 2NK Sacco Society Limited’s Business Loan: 

A product packaged to finance people carrying out business or enterprises. meant for both large-scale and small-scale traders whereby entrepreneurs save money to access affordable loans.

Features and Benefits

• The maximum loan amount depends on collaterals and ability to pay
• Flexible collateral requirement
• Repayment period up to 36months
• Very competitive interest rates

5. 2NK Sacco Society Limited’s Emergency Loan: 

Like the normal loan, this is another back office product that was developed mainly to cater for emergencies like vehicle breakdowns that may require a considerable amount of money to put it back on the road. Unlike the normal loan, however, this product has no multiplier and depends on the member’s deposits at the time of requiring the loan.

It has become popular among members who have often been bailed out of being edged out of business by such breakdowns.

This product, owing to the purpose of its coinage is processed immediately for qualifying members but has a ceiling of two hundred thousand Kenya shillings. The product is secured by a guarantee from qualified members.

6. 2NK Sacco Society Limited’s Individual Loan: 

This product is packaged for individual entrepreneurs and members with regular fixed income to access affordable financial services.

Features and Benefits

• A Member must have an active Ordinary Account for not less than 4 Months
• Loan granted 3 times of member’s FOSA share deposits
• Maximum Loan granted ksh 200,000 for a maximum period of 12 months

2NK Sacco Society Limited’s Savings Accounts.

2NK Sacco Society Limited provides a number of Savins Accounts For Customers.
Here is complete information on the Sacco’s
Savings Acconts.

1. 2NK Sacco Society Limited’s Individual Savings Account.

This account is suitable for heavy investor small and medium enterprises salaried persons or those  with a fixed regular income. This facility is also given to students and pensioners .

Features

• Members must purchase FOSA  shares .
• Loans accessible depends on shares purchased and savings available .
• A member is loaned up to 5 times the value of shares purchased.
• Shares and saving act as a security for advances .

2. 2NK Sacco Society Limited’s Little Angels Savings Account.

This account is suitable for heavy investors small and medium enterprises salaried persons or those with a fixed regular income. This facility is also given to students and pensioners.

Features

• Free home banking piggy.
• Two Free banker’s cheque per year for school fees.
• Withdrawals are 3 times a year
• Parent should open a different account for each child
• Child’s birth certificate

3. 2NK Sacco Society Limited’s Group Savings Account.

This account is suitable for all self-registered self-help groups to build a strong financial base.

Features

• Affordable registration fees.
• Group members allowed to operate their account
• Groups offered personalized services by our field officers.
• The group can purchase FOSA shares and be loaned depending on shares and savings available on their account.
• Members of a group act as guarantors.

4. 2NK Sacco Society Limited’s Fixed Deposit Savings Account.

This account allows members to save large sums of money at negotiable.

Features

• Minimum amount is Kshs.30,000
• Contract period is 3 months, 6 months, 9 months and 12 months.
• Competitive interest rates above market rates.
• Upon period maturity, interest can be withdrawn or rolled over with principal for a new fixed period.

2NK SACCO’s INSURANCE

The good news is that all the 2NK SACCO parcels, vehicles and passengers are insured.

The Sacco’s properties and services are covered under the following Insurance policies.

1. 2NK Sacco’s Insurance Policy on Public Service Vehicle(P.S.V) and Private Vehicles
The policy covers loss or damage to the insured vehicle;

• Liability to third parties.
• Third-party property damage.
• Commercial & private motor vehicle.

2. 2NK Sacco’s Insurance Policy on Non-Motors

• Personal accident.
• Public liability.
• Burglary loss or damage to property. Following forcible and violent entry.

3. 2NK Sacco’s Insurance Policy on Fire and other perils

The basic fire policy provides indemnity against loss or damage caused by fire/lightning and explosions.

• Group personal accident
• Other allied perils.
• Asset Financing

4. 2NK Sacco’s Insurance Policy on Money

Covers the insured against the loss of money in the following cases

• While in transit to the bank or vice versa.
• In premises during working hours.
• Damages to safe or strong rooms.
• Within their premises in locked safes or strong rooms outside business hour.

5. 2NK Sacco’s Insurance Policy on Domestic Packages

Protects to the insured against the following;

• Loss or damage to their private buildings.
• Households and personal belongings against fire, lightning, explosions, and other related perils.

6. 2NK Sacco’s Insurance Policy on Fidelity Guarantee

It indemnifies the insured against loss of money or goods as a result of dishonesty by employees.

7. 2NK Sacco’s Insurance Policy on Goods in Transit

This policy provides cover for the loss or damage to property caused by fire, theft, or accidental means while in transit subject to certain exclusions.

2. Where are the 2NK Parcels and Booking Offices located? How Many are they?

2NK Sacco has a total of 11 Parcels and Booking Offices in the following towns: