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Cheap Mobile Loans

Quick and Easy Personal mobile loans: The Stashfin loan App and how to get lending easily

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Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

StashFin Mobile App; Making Personal Loans Easier

StashFin is India’s Fastest, Easiest, Safest and Smartest Personal Loan App.

StashFin App provides instant personal loan upto ₹5 lac at low interest rates with minimum documentation to fulfill your financial needs. It also provides short loans upto ₹10,000 across India. They are operational in more than 20+ cities in India.

Pick a personal loan that fits your budget, and see your progress with the same every month. In matters of loans, one size doesn’t fit all. StashFin offer the freedom to you to pick a loan that fits your budget, such that you are always in control of your finances. They understand that you have several financial obligations and so we are rooting for your success in managing your finances. Hence StashFin offers you the choice of picking a loan most suited to you.

Loan Amounts

StashFin loans range from ₹500 to ₹5,00,000 with repayment periods starting from 3 months to 36 months.
They offer interest rates ranging from 11.99% – 59.99% APR (Annual Percentage Rate), however rates may vary case to case.
All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment.
They do charge low processing fees in certain cases and have no other hidden costs.

Loan Calculator

Example:
If a customer takes a loan of ₹10,000 for a period of 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month.
Total payment over 3 months will be ₹10,200* (including principal and Interest).

The Quick Technique to Get Your Loan :

1). Download the StashFin App.
2). Register Your Account.
3). Fill out the Your Personal and Professional details with required documents.
4). After the submission, you may receive a call for verification.
5). The final application result will be shown in the APP and sent a text message via SMS if approved.
6). E-sign the loan agreement after the approval.
7). After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and SMS notification will be sent.

Required Eligibility:

1). You must be a citizen of India.
2). Your age must be 18+ years.
3). You must have a source of income (either Salaried or self Employed).

Required Documents:

Address Proof (either of Aadhaar/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)

In some cases, you may be asked for the following documents:
1). Bank Statement
2). ITR/ GST Paper

Operational Cities:

StashFin is available in the following cities: Delhi-NCR (Delhi, New Delhi, Noida, Greater Noida, Faridabad, Ghaziabad, Gurgaon), Mumbai, Thane, Pune, Hyderabad, Chennai, Bangalore, Indore, Chandigarh, Panchkula, Pithampur, Bhiwandi, Zirakpur, Kharar.

Security & Protection of Privacy:

Data security and privacy is a top priority at StashFin. Their backend APIs comply with mandated security standards and robust protocols which have been tested and certified.

The APP requires the following permissions to function properly:
Text messages
Location
Contacts
Camera & Media
Device Info

Download the StashFin App from Play Store today and get your loan online via the mobile phone platform.

Banks and Money

How to register and apply for MCo-opCash Salary Loan from Co-Operative Bank, Kenya, by using your phone, online; other loans

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Did you know that you can apply for an MCo-opCash Salary Loan as soon as your first salo hits your Co-op account?

How to register/ apply for Co-op bank loans

1). Dial *667# on your phone.
2). Enter 1 to register
3). Next, type in your User name
4). Enter Other names separated by spaces.
5. Then, correctly enter your National Identity (ID) Number or Passport Number.
6). The question on whether you ‘Have an account with Co-op bank’ pops up. Type 1 for Yes or 2 for No
7). Finnaly Accept or Reject MCo-op Terms and Conditions; Enter 1 for Yes or 2 for No.
A success message is displayed, thus; ‘Dear Customer, your request has been received. We will contact you soon. Thank you for using MCo-op Cash’.

MCo-op Loan
To qualify for MCo-op Cash Salary loans one has to be an Employed individual or individuals with a regular income.

Features of the Mco-op Cash loan

1). Minimum loan amount of Ksh 50,000
2). Maximum loan amount of Ksh 4,000,000
3). Maximum term of 72 months
4). Purposes to be covered include education, medical, furniture, consumer durables, motor vehicles, plot purchase, holidays and shares
5). Applications to be appraised using credit scoring
6). Applications appraised within 48 hours

Requirements
1). Original National Identity Card and a copy
2). Original PIN Certificate and a copy
3). No specific minimum net salary is required
4). Salary pay slips for the last 3 months
5). Filled in loan application form
6). Copy of KRA PIN

OTHER PERSONAL LOAN PRODUCTS

ASSET FINANCE LOAN

This is a loan product used to finance purchase of an asset e.g land, vehicle etc.

Features of the Asset Finance Loan
1). Financing of all types of moveable assets such as laptops, computers, printers, saloon cars, pickups, tractors, prime movers, school buses, generators and even medical equipment
2). Financing of both new and second hand assets
3). Competitive pricing in both local and foreign currency
4). Flexible repayment period
5). Automatic reminders of insurance expiry

Requirements
1). Copies of identification
Invoices and/or importation documents
2). Copy of KRA PIN

MKOPO WA KUJENGANA LOAN
Mkopo wa Kunjengana loan is available to individual group members. The group must be registered as a self-help group by the relevant government authorities.

​FEATURES
1). Get up to 5 times the accumulated cash collateral savings
2). A cheque book
3). Co-op Cash debit card
4). Monthly statements

Requirements
1). Members qualify for the loan after 8 weeks of training
2). The loan is based on a co-guaranteeing mechanism
3). Copy of KRA PIN

FLEXI CASH SALARY ADVANCE
Get a short term loan in case you run out of cash before end month.

​FEATURES
1). Borrow from Ksh 3,000 to a maximum of Ksh 100,000
2). Recovery is done within 1 to 3 months
3). No security needed
4). Instant processing
5). No facilitation fee, if you apply via MCo-op Cash

For clarification, use the official Co-op banks contacts listed below.
1). Call Center Numbers: 020-2776000, 0703027000
2). Email:
[email protected]
3). Whatsapp: 0736690101

Also read;

Top mortgage companies in Kenya; Cheapest and easy to get loans