The Scheme offers loans and scholarships to students pursuing courses examined by KASNEB. The scheme covers for exam fees and tuition fee is KASNEB accredited training institutions.
The Scheme will cater for; KASNEB registration fees, annual registration renewal fees, examinations booking fees, exemption fees and tuition fees for eligible students. Students pursuing the following courses are eligible for
the product:
Certified Public Accountants (CPA)
Certified Secretaries (CS)
Certified Investment and Financial Analysts (CIFA)
Certified Credit Professionals (CCP)
Accounting Technicians Diploma (ATD)
Certificate in Accounting and Management Skills (CAMS)
Certified Investment and Financial Analysts (CIFA)
Certified Credit Professionals (CCP)
Accounting Technicians Diploma (ATD)
Certificate in Accounting and Management Skills (CAMS)
Terms and Conditions
Award is based on approved MTI. Online application in the HELB portal. Recovery is based on the HELB loan recovery process and procedure. Kshs.500 Administrative fee charged upon disbursement. 6% interest rate.
The Higher Education Loans Board, HELB, advances loans and bursaries to students in tertiary institutions; Universities, colleges and Technical & vocational Training Institutions. In order to apply for HELB loans and bursaries, one must first register on Helb’s online platform. Before you proceed with the registration ensure you have these vital details: Your National identity Card Number, an operational phone number and a valid email address.
Here is a simplified procedure on how you can easily register for the HELB portal services:
1). Visit the HELB registration portal at https://portal.helb.co.ke/auth/register/applicants 2). Enter your ID number and First name; as captured on your ID and click on validate. 3). On the new window, enter your phone number, valid Email address and password; then click on sign up. 4). You will receive an Email confirmation thus’ ‘Congratulations! You have created an account on The HELB Portal, please check your email address to activate your account.’ 5). Locate the mail from HELB in your Email inbox and click on the link provided to activate your account. 6). Enter the HELB Portal verification code sent to your phone number, in the new window, and click on ‘PROCEED’. 7). With this you should have opened a new HELP portal account that you can use to apply for HELB loan products and bursaries.
Employed individuals can apply for the following loan products from HELB: Civil Servant Training Revolving Fund, Post Graduate Scholarship Application, Jielimishe Loan-undergraduate (salaried Students), Jielimishe Loan-postgraduate (salaried Students): Postgraduate-diploma, Masters, Phd & Professional Courses and the Kenya Revenue Authority, KRA, Staff Training Revolving Fund.
Always check out when the loan products are open and apply accordingly.
The Higher Education Loans Board, HELB, has provided official responses to all questions on the agency’s loan products and services. You can get all the answers to any questions concerning Helb.
HELB Loan FAQ: I used a wrong pin number and now my Account is locked how can I access the app? You can still access the HELB App by clicking on ‘reset pin’ to enter a new pin and confirm it.
HELB Loan FAQ: How do I know I have successfully applied? Once you have completed the application process, you will receive a notification with confirmation of successful application.
HELB Loan FAQ: I have not received a One Time Password code (OTP), what should I do? Don’t panic, the OTP code is always sent to the mobile number you provided during HELB App registration. You can resend the request after 5 minutes if you haven’t received the OTP code.
HELB Loan FAQ: How much does it cost to do the application? The application is free of charge. However, you will be charged KES 1 via M-Pesa to authenticate your mobile number. The amount will be deposited to your loan repayment account.
HELB Loan FAQ: How do I know I have successfully applied? Once you have completed the application process, you will receive a notification with confirmation of successful application.
HELB Loan FAQ: I do not have a smart phone, how do I apply? Simply dial *642# to begin your application process.
HELB FAQ: My institution details are not correct, how do I edit? Go to “my account” on the HELB App. Click on “Institution”, then click on “Edit”. Caution! Ensure you do not provide incorrect details that may lead to misdirected funds or non-disbursement.
HELB FAQ: I do not have a smartphone or android phone, how do I apply? You can still apply by dialling *642# from your mobile phone.
HELB FAQ: How do I download the HELB Mobile App? Simply visit Google Play Store, http://bit.ly/HELB-App, and download the App for free.
HELB FAQ: How do I access the Helb Student Portal? Register on the HELB Portal by visiting https://bit.ly/NewHELBportal. You can now Self-Serve, check your Loan Status and print your Compliance Certificate.
I don’t have an ID card; can I apply for a HELB loan
Is it compulsory to apply for a HELB loan?
Are you a first-time HELB applicant? Do you want to know everything about HELB loan registration and application? Then you are in the right place. We have compiled a list of the most frequently asked questions about HELB. Let’s start.
What is HELB?
The Board’s objective is to give financial support to needy Kenyan students in institutions of higher learning both locally and abroad. The organization gives loans, bursaries and scholarships for training at public and private institutions of higher learning, which are recognized by the Ministry of Education of Kenya. Thanks to HELB loans, all Kenyan citizens can empower their dreams by getting an academic degree and embarking on a successful career. However, due to financial constraints, it is currently not in a position to provide loans to students studying outside the country and those on Self-Sponsored Programmes (commonly known as the ‘Parallel Programmes’).
What are the requirements for applying a loan?
A copy of the Applicant’s national ID Card
Copies of the parents national ID Cards/death certificate where the parent is deceased
Copies of both guarantors’ national ID Card
A copy of the applicant’s admission letter and KCSE result slip/certificate
A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
A copy of the applicant’s Smart Card from the institution
One recent colored passport size photograph of the applicant.
How do I apply for the loan or download the application forms?
Applications for HELB loan are usually done through the HELB student’s application portal. ( www.helb.co.ke ) Interested applicants will be required to log in to the student’s portal to initiate the application and download the application forms.
How to apply for KUCCPS 2019/2020 Inter-University Transfer
How much loan can one get?
In accordance with the current Cost Sharing Policy, a student is required to pay Kshs.50,000/- per year to train at a public university. Out of this amount, HELB can award a maximum loan and bursary of Kshs.50,000/- and a bursary of Kshs.8,000.
How do I check for my loan?
Access the HELB website and enter your ID number
Send an email to requesting for your statement to contactcentre@helb.co.ke.
Call HELB on 0722052000
Email contactcentre@helb.co.ke
When can one apply for a HELB loan?
HELB places advertisements in the print media in which it invites applications for loans. The Board maintains a deadline and those applications received after the deadline without justifiable reasons are not processed.
When are Loan Awards released?
HELB releases loan results before the new academic year starts. Thereafter, students who fail to secure a loan or are awarded inadequate amounts are encouraged to appeal. Each appeal is reviewed on its own merit. If one fails to get a loan, the following could be possible reasons:
a) The student may not have provided adequate information about him/herself as requested
b) The student may have provided false information on the loan application form.
I don’t have an ID card; can I apply for a HELB loan?
Unfortunately, this is not possible at the moment. The national ID is proof of attainment of majority age. The HELB Loan Application form is a contract and legally we are not in a position to enter into a contract with a minor.
Is it compulsory to apply for a HELB loan?
No. You should apply for a HELB loan only if you are in need of the funds.
What is the applicable interest rate and when does it start to accrue?
The interest is currently 4% per annum for direct entry students and 12% for all salaried applicants. The interest will start to accrue immediately after the first disbursement
Am I eligible for a loan in 2nd year if I did not apply in 1st year?
Yes you are. However, one will be required to apply as a first time applicant during the first time applications window.
What if I was awarded a loan but it is not enough, can I request for additional funds?
Yes, if you have a genuine need for additional funds, you can appeal amounts awarded to you by completing the loan review (appeal) form on www.helb.co.ke
If I discontinue my education, do I have to pay the amount awarded to me even if I didn’t complete my education?
Yes, once you are awarded a HELB loan, you will be required to fully repay the amount in accordance with the terms & conditions as well as the interest accrued thereafter and penalties incurred (if any)
What if I can’t remember my password for the HELB Online Portal?
Use the “forgot password” option available on the portal to recover your account
What if I can’t see the HELB portal activation link on my email?
Please check your junk or spam emails
Why is my ‘Application Form Defective’?
If any or all of the following are missing then the application is defective and your form will not be processed:
Missing signatures and stamps: i.e. applicants’ signature, parents/guardian, priest, Chief or Assistant chief, Commissioner of Oaths or Magistrate and bank. Please note that signatures and stamping is mandatory.
Missing documents: if any of the documents on the checklist haven’t been attached then the form will be termed defective. These include: KCSE result slip, Admission letter; if orphaned, copy/copies of parent/s death certificate; if sponsored in High school, a confirmation letter from the school or sponsor and a colored passport size photo which is to be attached to the form before submission.
Scanned copies: the forms to be submitted should be the original copies and not scanned copies, if one submits the scanned copy then it is termed defective since it’s not the original.
2nd & Subsequent loan application forms: All the subsequent application forms MUST be signed and stamped by the Dean of students.
In case of any queries, how do i contact HELB customer service team?
www.helb.co.ke
Student Service Centre: Mezzanine 1 – University Way, Nairobi
If you are up to date with your loan repayment or you have never benefited from HELB loan, you can apply for HELB Compliance Certificate from the HELB Portal or e-Citizen Portal.
Loanee Compliance Certificate
This Certificate is issued to the beneficiaries of HELB loan who are up to date with their loan repayment. It is also issued to the beneficiaries who are still within the repayment grace period. Once a beneficiary has completed repaying the loan, he/she is issued Certificate of Clearance. This service is not charged.
Non-Loanee Compliance Certificate
If you did not benefit from HELB loan, you can apply for the Non-loanee Compliance Certificate from theHELB Portal ore-Citizen Portal. This service is not charged.
The Higher Education Loans Board offers a wide range of loans, Bursaries and Scholarships to students pursuing university Education. The loans include:
1. LOANS FOR DIRECT ENTRY STUDENTS (DES)
These loans are for students joining public or private universities within the East African Community directly from high school either through the Kenya Universities and Colleges Central Placement Service (KUCCPS) or as self-sponsored. Amounts awarded range between 35,000 minimum and 60,000 maximum based on the level of need. The loan attracts interest of 4% p.a and the students are required to repay their loans on completion of their studies. Students are advised to apply at least one month before the opening date to allow ample time for processing.
Management of HELB loans
Students are advised that the loans should be used mainly for:
Tuition,
Books and stationery,
Accommodation and subsistence.
Students are advised to desist from diverting the funds to leisure or other family obligations.
Repaying your student loan
Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan whichever is earlier. However, you can make voluntary payments before or after you complete your studies to reduce your loan balance.
2. LOANS FOR SALARIED STUDENTS
Alternative loans comprise of Postgraduate (Masters & PhD) and Undergraduate loans for salaried applicants loans. This category of loan was introduced in the year 2000/2001 (PG) and 2008/2009 (CE). It runs as a commercial window targeting students who are able to repay their loans while studying, thus allowing the Board to generate income from application fees and interest charged to build and maintain a sustainable revolving fund. The loans are evaluated and awarded on the basis of the loanees’ ability to pay while studying at an interest rate of 12% p.a and repayable in 48months.
Repaying or Repaid UG and previous PG loans if a beneficiary
Ability to pay while studying based on the one third rule of basic salary as per the Employment Act.
Meet all the requirements as indicated in the online form
Loan Interest Rate and Repayment period
12% per annum ; 48 months
Required Documents
Copy of letter of admission to the university
Certified copy of last acquired certificate
Certified copy of ID
Certified copies of two salaried guarantors’ IDs
Certified copy of PIN card
Certified copy of PIN card
Certified copies (by employer) of the latest three months pay slips
Recent colored passport size photograph
Letter of appointment (contracted applicants only)(1-5 should be certified by an advocate and 6-9 by employer)
3. POSTGRADUATE SCHOLARSHIPS
HELB awards scholarships to postgraduate students pursuing their Masters or Doctoral studies. The award is based on academic merit. Applicants are required to pay a processing fee of kshs 3,000.
4. VISA OSHWAL SCHOLARSHIPS
Oshwal aid in association with Higher Education Loans Board (HELB) offers scholarships to direct entry university students. The scholarships will funds 20 students for the total tenure of study. For undergraduate degree programme. The fund supports needy entrants in local universities to a maximum of kshs 100,000 per annum. The application period is July to August every year.
5. TRAINING REVOLVING FUND
Training Revolving Fund
6. AFYA ELIMU FUND LOANS
The Afya Elimu Fund is a partnership product of the USAID funded Human Resources for Health (HRH) Kenya Mechanism implemented by IntraHealth International Inc., the Higher Education Loans Board (HELB), Ministry of Health, the private sector and county governments. The Fund offers affordable loans to needy students pursuing pre-service medical training at mid-level (diploma and certificate level only).
7. UNDERGRADUATE BURSARIES
HELB awards bursaries to extremely needy undergraduate students who benefit from loans for direct entry. Orphans, students from single parent families and others who come from poor backgrounds will be given priority for the bursaries. There is no separate application for this bursary but qualification for it depends on the information provided on the direct entry form.
8. TVET BURSARIES
Students pursuing Diploma and Certificate courses in Public universities, university colleges, public national polytechnics and Institutes of Technology and Technical Training institutes country-wide are eligible for this loan and bursary. Orphans, single parent students and others who come from poor backgrounds will be given priority for the loans and or bursaries. The application period is January to April every year.
Required Documents
Applications should access and fill the relevant TVET Loan & Bursary Application Form (TLAF).
Print TWO copies of the duly filled Loan Application Form.
Have the TVET Loan Application Form signed and stamped by the Dean of Students/Financial Aid Officers.
Retain one copy of the duly filled TLAF (Mandatory).
Drop the TLAF personally at the HELB students Service Centre on the Mezannine One, Anniversary Towers or any of the SELECT Huduma Centers nearest to you.
The Higher Education Loans Board (HELB) and Safaricom have partnered to roll out a smart mobile payment solution for university students and those in other tertiary institutions to access and utilise their loans and bursaries.
The solution will aid HELB to promote responsible spending with the funds locked for specific allocations, such as tuition or library fees only accessible to the specific Paybill account of the recipient’s University or TVET institution. The students upkeep allowance can now also be transferred into the student’s M-PESA wallet for everyday use.
“Technology today is not only revolutionizing every aspect of our lives but also creating opportunities to enhance efficiency and accountability. We are pleased to support the Higher Education Loans Board to deploy a solution that suits the digital lifestyle of students in tertiary institutions,” said Sitoyo Lopokoiyit, Chief Financial Services Officer, Safaricom.
Students can access the system through HELB USSD and the mobile app once completed from where they will view their loan allocations, current balances, statements and make payments.
HELB disburses over KSh. 15 billion to over 200,000 beneficiaries annually. Part of the loan is usually channeled directly to the learning institution to settle part of the tuition and accommodation fees while the rest is sent to the student for upkeep.
The solution will create efficiencies for all stakeholders by reducing queues during registration as students can now pay through their mobile phones. There will be effective management and monitoring of all loans throughout the loan lifecycle.
“The rollout of this smart solution marks a major milestone in our digitization journey. It not only enhances efficiency in our operations, but also enables us to step up the experience of beneficiaries, who are digital natives. The solution will allow the student to access and make transactions within the solution’s ecosystem,” said Charles Ringera, HELB’s Chief Executive Officer.
The platform grants HELB visibility of funds from various sources, which it can aggregate, reconcile real-time and report to its financiers. Continuing students can receive notifications and utilize a financial planning tool on the portal; while those who have graduated can track their repayments and generate statements.
Are you looking forward to further your education? Applying for aHELB loan can allow you to afford your studies while enjoying low interest. The Helb Loan Application form is available online at no cost. Apply for your Helb Loan here.
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The Government has launched the Higher Education Financing portal. Students whose households are at the bottom of the pyramid shall enjoy equal opportunities in accessing university and TVET education through 100 per cent government funding.
Students who require funding must make formal applications through Higher Education Financing portal. The portal is accessible at www.hef.co.ke.
In the new financing model, categorization on the needs of students will be realized through a reliable scientific method- Means Testing Instruments.
The Instrument will be used to determine the student’s level of financial needs to ensure they are supported adequately.
The Higher Education Financing (HEF) Portal will now allow students to make applications for both scholarships, loans and bursaries.
The level of funding for each student will depend on the monthly household income and each student will individually apply for the scholarship and loans, soon after receiving admission letters.
Those seeking financial aid from the government have been classified into four categories, the vulnerable, extremely needy, needy and less needy.
Under the model, those students falling under the vulnerable and extremely needy band will qualify for 100% government funding for their studies with the money coming as scholarships and loans, and those deemed to be needy and less needy will get 93% government funding, with the students bearing 7% of the tuition costs.
They will also have opportunities to apply for HELB (Government loan) which will be allocated upon using a full-proof tool used to assess students to be awarded scholarships.
Students in private universities are not catered for in the government scholarship fund, but can apply for loans through HELB.
HIGHER EDUCATION FINANCING
What is the New Higher Education Funding Model?
It is a new way of providing financial support to students enrolled in Universities & TVET institutions to ensure every Kenyan student is assisted according to their level of need.
What are the benefits of the New Funding Model?
✓ It ensures that all eligible Kenyan Students are provided with adequate education financial support.
✓ It promotes the provision of quality education in higher learning institutions.
✓ It ensures that students are adequately supported based on their level of need.
✓ To ensure timely disbursement of funds students and higher learning institutions.
✓ To address the student funding gap.
The Management of the Higher Education Loans Board (HELB) has officially announced the closing Date – Deadline for submission of HELB Loan Application forms by First Time and Second & Subsequent Undergraduate and Postgraduate students for the 2021/2022 academic year.
We recently published many relevant articles in the HELB New Portal. Check it out.
HELB Application Deadline
The HELB Application Closing date has been scheduled as shown in the table below;
PRODUCT
APPLICATION CATEGORY
APPLICATION MODE
APPLICATION DEADLINE
Undergraduate Student Loan
First Time
HELB Student Portal
31st December, 2021
Undergraduate Student Loan
Second & Subsequent Times
HELB App or USSD Code *642#
30th October, 2021
TVET Student Loan
First Time
HELB Student Portal
31st December, 2021
TVET Student Loan
Second & Subsequent Times
HELB App or USSD Code *642#
31st December, 2021
Afya Elimu Student Loan
Second & Subsequent Times
HELB App or USSD Code *642#
31st October, 2021
Post Graduate Scholarship
Post Graduate Students
HELD Student Portal
31st Aug 2021
Jielimishe Loan
Employed Students
HELB Student Portal
30th June 2022
KRA Staff TRF Loan
KRA Staff
HELB Student Portal
30th June 2022
Civil Servants TRF Loan
Civil Servants
HELB Student Portal
30th June 2022
Note – Once HELB Application Portal is closed, new applications will not be submitted. So if you need to apply for the HELB Loan this year, you should register now that the HELB applications are still ongoing.
For more information and inquiries, you can contact HELB by visiting the institution’s official website.
HELB Physical Address: University Way, Anniversary Towers, 18th Floor.
Postal Address: P.O. Box 69489 – 00400, NAIROBI, Kenya.
Alternative helb loans queries: alternative@helb.co.ke
However, if you are unable to access the HELB Application Deadline 2021/2022 or find what you needed, kindly leave a comment below and we shall provide you with the information you need as soon as possible.
Am sure this post help you with what you need about HELB Application Closing Date. Please help others by sharing this post on any social media below.
The Higher Education Loans Board, HELB,provides loans to students in universities and colleges. You can now apply for the HELB loans using the new HELB App that is available on Google Play store.
HOW YOU CAN ACCESS THE HELB SECOND AND SUBSEQUENT LOAN APPLICATION FORM FOR UNDERGRADUATES
Follow the steps below to apply for the HELB second and subsequent loans;
Downloading the HELB app: To apply for the loans, first you will need to download the HELB app. This app is available on Play store at no cost.
Open the app and register to generate a PIN. To register, ensure you use the Safaricom number that you use for MPesa and must be registered in your Name.
Use the PIN to log in. Accept the licence agreement to proceed.
Next, you will be asked to enter your first name (as it appears on your ID), ID number and valid Email address to complete the registration.
Now, click on ‘Loans’ tab and choose undergraduate loans. Then, click “Apply” on the UG (Undergraduate) second and subsequent loan.
Read and understand the financial literacy guide, answer the financial literacy questions. Scroll down to see your score/ results. Click ‘proceed’.
In the next window, click ‘confirm’ to verify your telephone number by paying Sh1 to Mpesa. Pay only once.
Read the loan agreement and click on ‘I agree’.
To complete your application, click ‘submit’. A message will appear to show that you have successfully applied. The loan serial number will also be displayed on the success message.
Wait for a response from HELB on the status of your loan.
HELB Contacts
For more queries,
applicants are advised to visit the Helb website: www.helb.co.ke
HOW TO APPLY FOR THE HELB UNDERGRADUATE FIRST-TIME LOAN.
You may be wondering how to apply for your HELB undergraduate first-time loan. Well, applying for this loan is easy and straight forward. Follow the steps below;
Upon recruitment of any person, kindly check using the HELB Employers Portal on www.helb.co.ke. Your recruitment policy may also include all new staff to declare their credit status with HELB.
The Higher Education Loans Board, HELB, has developed a mobile app that makes it easier for you to apply for students’ loans and scholarships. The mobile HELB mobile application that is available freely on Google Play enables you to apply for various loans including the second and subsequent undergraduate loans. And yes, the new app makes the HELB loan application process purely paperless i.e no physical copies are required during the whole application process.
Wondering how to install and use the new app? Worry not. We will take you on a step by step simplified process on how to successfully apply for your loan using your mobile phone.
The HELB mobile app is one the best and user friendly apps. All that you need is a smart phone with play store and a few bundles. Then, follow the steps here, below:
The first step is to install the app on your mobile phone. Open play store on your mobile phone (you can even use a friend’s mobile phone in case you do not own one). Then type ‘HELB’ and click ‘install’. (You can download the HELB mobile app available on GooglePlay and have fast and convenient access to all HELB services. Click on this link to get started HELB Mobile APP on PlayStore
Once successfully installed, you will be prompted to enter your phone number (Safaricom line only and must be registered under your name). Do this, followed by clicking ‘Generate PIN’.
A verification code will be automatically sent to your mobile phone and also email address that is registered on the HELB portal. (In an event you do not receive the code within few minutes, click ‘Resend verification code’.
Enter the verification code received and set your log on, PIN. Now, click ‘set PIN’.
On the next window, enter your PIN (THE ONE YOU HAVE JUST SET), read the licence agreement and click ‘Accept’ to proceed.
Complete yor registration in the next window by filling out the mandatory fields; First name, ID Number and Email address. ‘Select Register/ Proceed’.
HELB offers Jielimishe Loan to employed students pursuing Professional Courses, Higher National Diploma, Bachelors, Postgraduate-Diploma, Masters or PhD degrees in Kenya. The loans are awarded per year and paid directly to the approved institutions of higher learning.
Features of the Helb Jielimishe Loan
Quick loan processing
Competitive interest rate of 10% per year
Flexible repayment periods of 12 – 48 months (72 months for Public Servants)
Convenient and easy monthly check-off repayments
Borrow up to 90% of your program fees to a maximum of Kshs. 600,000
Affordable Credit Life Insurance Policy
Requirements of the Helb Jielimishe Loan
Admission letter from a recognized university/College in Kenya
Certified copy of your last acquired academic certificate (certified by a commissioner of oaths)
Three (3) months latest pay slips (certified by your employer)
If you are employed on contract, please provide copy of appointment letter for a contract of not less than two years (certified by your employer)
Certified copy of your National ID (certified by a commissioner of oaths)
Certified copy of your KRA PIN (certified by a commissioner of oaths)
Certified copy of National ID from two employed guarantors (certified by a commissioner of oaths)
Recent colored passport size photograph of yourself
Who is eligible for the Helb Jielimishe Loan
Employees in:
Civil service (Ministries, Counties, National Police Service, Kenya Defense Forces)
Public Commissions e.g. Teachers Service Commission, JSC, PSC, CAJ, SRC, CRA etc
Parastatals e.g. KRA, NSSF, NHIF, NTSA, KWS, KFS, KPA etc
Public Universities
Selected Private companies (E-mail jielimishe@helb.co.keto check whether your company is eligible)
Jielimishe loan repayment starts immediately upon disbursement to the training institution.
CIVIL SERVANTS TRAINING REVOLVING FUND
This is a facility specifically for Civil Servants in National Government, County Governments and National Police Service.
This loan is offered in collaboration with The Ministry of Public Service. The amount awarded is between Kshs. 30,000 and Kshs. 500,000 at a competitive low interest rate of 4% per year, with prolonged repayment period of up to 72 months (6 years) through check-off.
The courses covered include examinable short courses of at least three (3) months and Postgraduate studies (Masters and PhD). The loan is used to finance Tuition, Library, Computer and Research and Examination fee.
Features:
Quick loan processing
Competitive interest rate of 4% per year
Flexible repayment periods of 12 – 72 months (6 years)
Convenient and easy monthly check-off repayments
Borrow up to Kshs. 500,000
Requirements:
Admission letter from a recognized university or training institution in Kenya
Course recommendation letter from your employer
A copy of 3 months latest pay slips (certified by your employer)
Certified copy of your national ID (certified by a commissioner of oaths)
Certified copy of your KRA PIN (certified by a commissioner of oaths)
Certified copy of national ID from two guarantors employed within civil service (certified by a commissioner of oaths)
Recent colored passport size photograph of the applicant
Who is eligible
Civil Servants in National Government, Parliamentary Service Commission, Judicial Service Commission, County Governments, and National Police Service pursuing Postgraduate studies
Repayment is due 1 month after disbursement through monthly check-off system from the employer’s payroll for a maximum period of 72 months (6 years). Applicable interest is 4% per year and an annual ledger fee of Kshs. 1,000.
The Higher Education Loans Board, Helb, advances a number of loan products to students in tertiary institutions. Helb provides the following loan products to all students: Undergraduate Loan, Tvet Loan / Bursary First Time For Tertiary Institutions, Post Graduate Scholarship Application and Afya Elimu Loan.
The following are loan products for the employed individuals: Civil Servant Training Revolving Fund, Post Graduate Scholarship Application, Kra Staff Training Revolving Fund and JIELIMISHE LOAN(Salaried Students): PgD,HND,Bachelors, Masters, PhD & Professional Courses.
UNDERGRADUATE LOANS
These loans are for students joining public or private universities within the East African Community directly from high school either through the Kenya Universities and Colleges Central Placement Service (KUCCPS) or as self-sponsored. Amounts awarded range between Kshs.40,000 minimum and Kshs.60,000 maximum based on the level of need. The loan attracts interest of 4% p.a and the students are required to repay their loans on completion of their studies. Students are advised to apply at least one month before the opening date to allow ample time for processing.
Type of Loan Application
There are two types of undergraduate loan applications:
First Time Application-This is for applicants who are applying for the first time.
Second & Subsequent Application-This is for applicants who are applying for a second, third, fourth time as per the program duration
The number of loans one is eligible for depends on the program duration i.e. one is given loan 4 times for a 4 year program.
Management of HELB Loans
Students are advised that the loans should be used mainly for:
Tuition,
Books and stationery,
Accommodation and subsistence.
Students are advised to desist from diverting the funds to leisure or other family obligations.
Loan Award
The loan awarded ranges from a minimum of Ksh.40, 000 and a maximum of Ksh.60, 000.
For those placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep while the Self sponsored students, the money is sent directly to the university once a year as tuition fees.
A standard amount of Ksh4, 000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester for tuition [total Ksh8, 000] and the rest is sent to the applicant’s bank account as upkeep.
An Administrative Fee of Ksh500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan.
A limited number of needy government sponsored students receive bursary of between Ksh4, 000 and Ksh8, 000 per year. The Bursary is paid to the university.
Requirements
A copy of the Applicant’s national ID Card
Copies of the parents national ID Cards/death certificate where the parent is deceased
Copies of both guarantors’ national ID Card
A copy of the applicant’s admission letter and KCSE result slip/certificate
A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
A copy of the applicant’s Smart Card from the institution
One recent colored passport size photograph of the applicant.
Repaying your Student Loan
Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan whichever is earlier. However, you can make voluntary payments before or after you complete your studies to reduce your loan balance.
Note:
Loans are charged 4% interest per annum
Loan repayment commences one year upon completion of studies or as deemed fit by HELB.
The loan is repayable up to a maximum of 120 months.
The First Time Loan Application is divided into the following categories.
INFORMATION ON PROFILE
This comprises of two sub categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant:- Personal Details
In this section, an applicant is required to fill out their personal information. Items such as Sub-location,Division,location etc should reflect information as per your National Identification Card.
b) Applicant:- Residence Details
In this section, an applicant is required to fill out there current place of residence information. Items such as Sub-location,Division,location etc should reflect your current place of residence and not as indicated in your ID Card.
INSTITUTION DETAILS
This comprises of three sub categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Institution Details
In this section, an applicant is required to fill out their Institution details.
b) Applicant :- Loan Information.
Here you are required any information on your loan or bursary.
EDUCATION BACKGROUND DETAILS
This comprises of one category as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Education Background Details
In this section, an applicant is required to fill out their education background details.Primary and Secondary School Details are compulsary.Failure to include this will lead to automatic disqualification
EXPENSE DETAILS
This comprises of two categories as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Family Expenses
In this section, an applicant is required to fill out the family’s expenses.
GUARANTOR DETAILS
This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Guarantor’s Details
In this section, an applicant is required to fill out the guarantor’s details.It is compulsory to fill in two guarantors failure to do this will lead to automatic disqualification
PARENTS DETAILS
This comprises of three category as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Parents Marital Status
In this section, an applicant is required to fill out their parent’s marital status.
b) Applicant :- Parents Details
In this section, an applicant is required to fill out various details about their parent’s eg.employment.
c) Applicant :- Guardian’s Details
If the applicant is orphaned he/she will be required to fill in the gurantors’ details.
BANK DETAILS
This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.
a) Applicant :- Bank Details
In this section, an applicant is required to fill out the bank’s details.
To get started off click on this link; https://portal.helb.co.ke/
TVET HELB LOANS
Students pursuing Diploma and Certificate courses in Public universities, university colleges, public national polytechnics and Institutes of Technology and Technical Training institutes country-wide are eligible for this loan and bursary. Orphans, single parent students and others who come from poor backgrounds will be given priority for the loans and or bursaries. The application period is January to April every year.
Required Documents
Applications should access and fill the relevant TVET Loan & Bursary Application Form (TLAF).
Print TWO copies of the duly filled Loan Application Form.
Have the TVET Loan Application Form signed and stamped by the Dean of Students/Financial Aid Officers.
Retain one copy of the duly filled TLAF (Mandatory).
Drop the TLAF personally at the HELB students Service Centre on the Mezannine One, Anniversary Towers or any of the SELECT Huduma Centers nearest to you.
Click HERE to download approved TVET institutions funded by HELB as at March 2019.
Apply Now
The Higher Education Loans Board [HELB] has officially taken over the Afya Elimu Fund [AEF]. The take over happened at an event presided over by Dr. Patrick Amoth, Director General in the Ministry of Health and attended by Hon. Ekwee Ethuro, HELB Board Chairman; Charles Ringera, HELB CEO; Dr. Janet Muriuki, Country Director, Kenya, IntraHealth International; Prof. Michael Kiptoo, CEO, Kenya Medical Training College and representatives from USAID and other Partners.
AEF started as a scholarship scheme in the Financial Year 2012/2013 targeting to offer scholarships to 341 middle level health trainees in specific cadres and from marginalized areas. It was converted into a loan scheme in the Financial Year 2013/2014 targeting 2,200 middle level health trainees in specific cadres, from marginalized areas as well as high HIV prevalent counties in view of PEPFAR funding.
The initial main funders for AEF included USAID FUNZOKENYA Project, HELB and MoH who jointly contributed Kshs.120M. As of 31st March 2021 the AEF Fund had supported over 48,188students with a total of Kshs.3.06B
“The vision of AEF at inception was to grow the Fund to Kshs.2B by the year 2021 and we have clearly surpassed the target. Further, we have over 11,000 beneficiaries who have graduated. Recovery of these loans began in the Financial Year 2019/2020 and over Kshs.200M has been recovered to date,” said Charles Ringera, CEO HELB.
Some of the key partners to specifically join in supporting AEF include I & M Bank, Standard Chartered Bank, The Family Group Foundation and Rattansi Education Trust. Counties such as Kakamega, Taita Taveta, Bomet and Busia have set up special funds managed by HELB to support training of middle level health workers for their counties.
“To ensure sustainability AEF beneficiaries have from Financial Year 2019/2020 been covered under the HELB Students’ Loans Self-Protection Scheme [SLPS] starting with the First Time Applicants. So far, under the SLPS, a total of Kshs.2.9M has been deducted from 9,547 beneficiaries to cover a loan portfolio of Kshs.397.6M,” said Charles Ringera, CEO HELB.
AEF was the flagship Public Private Partnership project for HELB and since then, HELB has progressed with another 27 partnerships in a proactive approach towards external resource mobilization to gradually reduce the over reliance on Government exchequer.
HELB offers a unique opportunity for to partners to utilize a robust system of identifying deserving students, disbursing, and recovering the funds. In the last 6 years, HELB has mobilized over Kshs. 1.36Billion from 28 partners thereby facilitating over 35,000 students to pursue higher education in TVET Colleges and Universities.
New Funding Model[NFM] was unveiled by the President of the Republic of Kenya on 3rd May 2023 to address the challenges that public universities and TVET colleges were enduring which were attributed primarily on massive enrolment and inadequate funding. The funding model is student centered and loans and bursaries will be apportioned to students based on their assessed level of need. The universities and TVET will no longer receive block funding in the form of capitation. The funding to students shall combine scholarship, loans and household contributions on a graduated scale as determined Means Testing Instrument [MTI]. Students from extremely needy and vulnerable backgrounds will pay nothing to colleges and universities.
Higher Education Financing (HEF) is a New funding Model introduced by the Higher Education Loans Board for the provision of loans and bursaries to students enrolled in Public and Private TVET Colleges and Universities.
New Funding Model[NFM] was unveiled on 3rd May 2023 to address the challenges that public universities and TVET colleges were enduring as a result of massive enrolment and inadequate funding.
This funding model is student-centered and loans and bursaries will be apportioned to students based on their assessed level of need. The universities and TVET will no longer receive bloc-funding in the form of capitation. The funding to students shall combine scholarships, loans, and household contributions on a graduated scale as determined by Means Testing Instrument [MTI]. Students from highly needy and vulnerable backgrounds will pay nothing to colleges and universities.
Students interested in securing Higher Education Financing (HEF) loan must possess the following requirements;
A valid email address
Valid telephone number (must be registered in your name to apply for a loan)
KCPE and KCSE index numbers and year of examination
Passport size photo
Copy of your National ID (for loan application)
College/University admission letter
Your parents’ registered telephone number
Your parents’ national ID number
Death certificate if any of your parents are deceased.
Your birth certificate.
Two guarantors’ (Can be your parents) ID numbers and registered telephone numbers (for loan application)
Copy of the sponsorship letter if you were sponsored in Secondary school.
Higher Education Financing Eligibility
The following students are eligible to apply for the Higher Education Financing – HEF Loan and scholarship;
Undergraduate Students placed by KUCCPS in Public Universities
TVET students placed by KUCCPS in 2022 in Public TVET Colleges
HEF Portal Registration Process
You are required first to create an account with these guidelines in order to log into the HEF portal and apply for Higher Education Financing loans and scholarships;
Enter your username and password used to create your account
Wait for the system to authenticate and redirect you to the dashboard
Higher Education Financing Activation Link
Send an email with your ID, email address, and phone number to[email protected]
If you didn’t receive an activation link for the Higher Education Financing (HEF) loans and scholarships account. The email should be the exact email used when creating your HEF account.
HEF Portal Login: Apply for HEF Scholarships and Loans via New Higher Education Financing Portal Kenya www.hef.co.ke
ByNash ThuoUpdated on
Education Cabinet Secretary Ezekiel Machogu launched the Higher Education Financing portal in 2023.
It will allow students to apply for loans and bursaries via the HEF Portal.
Access the New Higher Education Financing – HEF Portal Login Page
Here is the login page for the new HEF portal.
HEF Activation Link
Next, the user will receive their HEF activation email in their inbox.
Mine was sent to my email inbox as per the screenshot above.Users who didn’t receive the link to activate in their inbox should check their spam folder for the activation link.
The email is meant to appear in your primary inbox. Therefore, click on “Looks safe” to avoid future HEF emails being marked as spam.
For first-time HEF login, you will be asked for a valid mobile phone number.
The HEF student portal will then send a verification code to the number.
Enter the code to complete the HEF application process.
HEF Loan Application Requirements
Here are the requirements for Kenyans to apply for government-sponsored loans and bursaries via the HEF portal:
Passport size photo
Valid email address
Copy of your National ID
Parents’ National ID number
Parents’ registered mobile number
Death certificate (if parent is deceased)
Copy of the sponsorship letter (if applicable)
College or University admission letter
Your birth certificate
Mobile number registered in your name
KCPE index number and year of examination
KCSE index number and year of examination
Two Guarantors’ ID numbers and registered mobile numbers (can be your parents)
Step by step guidance
Latest data including rates
Free compounding report!
New Funding Model (NFM) for scholarship and loans
The President of Kenya launched the New Funding Model (NFM) on 3rd May 2023.
NFM aims to ensure university and TVET students categorised as vulnerable access adequate education.
The New Funding Model portal for Higher Education Financing will provide government scholarships and loans, prioritizing vulnerable and extremely needy students.
Key Players
Here are the key players in the New Funding Model in Kenya:
Parents
General public
Universities Fund Kenya
Higher Learning Institutions
Higher Education Loans Board (HELB)
State Department for Vocational and Technical Training
Kenya Universities and Colleges Central Placement Service (KUCCPS)
Criteria
Financial support to students enrolled in universities and TVET institutions will be based on their level of need, assessed via the Means Testing Instrument (MTI), and categorised as follows:
Vulnerable and extremely needy – 100% of Government funding and receive upkeep from the loan.
Needy and less needy will get 93 % of Government funding
Students in private universities are not eligible
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includes screenshots for each step!
HEF Application – Eligibility for new and continuing students
Continuing students will not be affected by the New Funding Model (NFM).
They will continue to receive their funding based on the existing model. That is, apply for loans through HELB.
Eligible Kenyan students under the New Funding Model include:
TVET students placed by KUCCPS in 2022, 2023, and beyond in Public TVET Colleges
Undergraduate Students placed by KUCCPS in 2022, 2023, and beyond in Public Universities
About Government Scholarships for University Students Under the New Funding Model
1. What is the difference between the former university grant and the new Higher Education Government Student Scholarship?
The Higher Education Government Student Scholarship is a financial assistance programme provided to learners in public universities and TVET institutes. Funded through government resources, this scholarship aims to support students pursuing undergraduate, diploma, craft certificate and artisan education. The scholarship is based on the actual cost of the programme and the student’s financial needs.
2. Who qualifies for the Scholarship?
To be eligible for the scholarship, one must be Kenyan and a 2022 KCSE examination candidate for university learners. He or she must have been placed by the Kenya Universities and Colleges Central Placement Service (KUCCPS) to pursue an undergraduate, diploma, craft certificate or artisan course at one of Kenya’s accredited public universities or TVET colleges.
Scholarship application is open to students who sat their Kenya Certificate of Secondary Education examination from 2022 onwards.
3. A student can apply for this government scholarship at any stage of their academic programme. Can a student apply for loan and scholarship in the same year?
Yes. Loans and scholarship awards will be categorized differently. A vulnerable student will get 82 per cent scholarship and 18 per cent loan of the cost of the programme.
An extremely needy learner will get 70 per cent scholarship and 30 per cent loan of the cost of the course while a needy learner will get 53 per cent scholarship, 40 per cent loan and seven per cent household of the cost of the programme.
Lastly, a less needy learner will get 38 per cent scholarship, 55 per cent loan and seven per cent family of the cost of the course to be pursued.
4. Can students below 18 years apply for the scholarship since we know those below that age have previously not been allowed to apply for study loans?
Minors – individuals who have not attained 18 years of age – who sat their KCSE examination last year and have been placed by KUCCPS in a public university or TVET college can apply for the Higher Education Government Student Scholarship. Once the individuals reach 18, they will be required to update their profiles to continue benefiting from the government scholarship and loan.
5. Is it a must for a student to apply for the Higher Education Government Student Scholarship?
It is not mandatory. It is advisable to only apply for the scholarship if you need government financial assistance.
6. What are the steps one needs to follow when applying for a Government Student Scholarship?
To apply for a Government Student Scholarship, visit www.hef.co.ke. Remember also to keep an eye on official communication channels and updates from the Universities Fund, the HELB and KUCCPS for announcements regarding application details and deadlines.
Prepare the required documents, including academic records, personal details, student residential and education background. If necessary, gather letters of recommendation to support your application. Ensure you have the necessary documents available, including the “Consent to Collect Personal Data” form.
Are Government Student Scholarships based on financial need, merit or both?
The scholarship is based on the financial needs of the applicant and academic merit. One must be placed by KUCCPS to a public university or TVET institute to apply.
8. Is the application for the Government Student Scholarship a one-off for a leaner throughout the degree?
For you to get the Government Student Scholarships, you must apply through www.hef.co.ke and submit an application every year for the course duration.
9. What happens if one receives less than the Government Student Scholarship award applied/or?
An individual may appeal or request a review of their Government Student Scholarships award if they were not satisfied with the amount given. This includes unsuccessful scholarship applications.
10. Can a foreigner apply and receive the Government Student Scholarship?
No, this scholarship is restricted to Kenyans only. International students should check with their institutions, governments or financial aid offices to determine if they are eligible for other scholarships.
11. How can a student use the Government Student Scholarship fund?
This Government Student Scholarship fund takes care of the tuition fees. These funds will be disbursed directly to the university or college the applicant is undertaking their studies.
12. Can the Government Student Scholarship affect other forms of financial assistance to the learner?
Yes. If a student is fully funded by another agency, individual or institution, the government Student Scholarship cannot provide a scholarship to the same student since it will lead to over- funding. Students are I expected to fully disclose agencies sponsoring them and the amounts applicable for their sponsorship. Non-disclosure may lead to withdrawal or cancellation of the scholarship.
13. Are there any requirements or responsibilities for Student Government Scholarship recipients?
Beneficiaries of the Government Student Scholarship are required to complete their studies within the stipulated course/programme duration. Any extended study duration cost will not be catered for by the scholarship. Secondly, the students will be required to give accurate information to assist the award of the scholarships.
14. Will a student need a guarantor for to be eligible for the Government Scholarship?
Are you a Kenyan Student pursuing a masters or Doctoral Course in Kenya? Do you have constraints in raising your university fee and need a Scholarship? Well, the Higher Education Loans Board, HELB, awards partial scholarships to Kenyans pursuing postgraduate programmes (Masters or Doctoral) in both local Public and Private Universities recognized by the Commission for University Education [CUE]. The value of the scholarship award is Kshs.200,000 and Kshs.450,000 for Masters and PhD programmes respectively, tenable for 2 years in respect of the Master’s Programme and 3 years for the PhD.
In order to qualify for these scholarships you need the following:
Letter of Admission into a full or part time program
Minimum of Second Class Upper Division.
Reporting for 1st year of study
Preference will be given to applicants undertaking Science, Technology, Engineering and Mathematics and programmes which will directly contribute to the “Big Four Agenda”
If HELB loan beneficiary, the applicant MUST be repaying his/her loan or has cleared the same.
Here are links to the most important news portals:
The HELB Postgraduate Scholarship application form is accessible from the Student Portal upon registration. The application runs from May-July every year. The applicant is required to correctly fill in his/her details, print two copies of the application form, appropriately have it duly signed and stamped by the relevant authorities and attach all the necessary documents as indicated on the checklist.
Submit one copy of the form at HELB Student Service Centre, Anniversary Towers and select Huduma Centres. Applicant should retain one copy of the duly filled form for their records.
Important points to Note:
Geographical distribution and gender is considered during the Scholarship Award.
Applicants from marginalized regions are highly encouraged to apply.
A non-refundable application fee of Kshs.3,000 is to paid directly to HELB Operations A/C NO 1104823047 KCB University Way Branch
Do not pay any individual to process your HELB Scholarship Application.
Do not hesitate. Make your application today so as HELB relieves your financial burden. Click on this link to access the official HELB application portal; https://portal.helb.co.ke/
Other HELB Products
You can also apply other types of loans from Helb. Click on the links below for further guidelines.
There are two types of undergraduate loan applications:
First Time Application-This is for applicants who are applying for the first time.
Second & Subsequent Application-This is for applicants who are applying for the second, third, fourth time as per the program duration
Note: The number of loans one is eligible for depends on the program duration. For example, one is given loan 4 times for a 4-year program or 5 times for a 5-year programme
How to apply for a HELB Loan as a First Time Applicant:
Visit our website www.helb.co.ke to access the Student Portal and click on “create an account” to register.
Once the account is created, log in and select the appropriate Undergraduate First Time Loan Application Form [LAF].
Read the literature or view the videos on Financial Literacy and participate in the brief exercise online.
Access and fill the loan application form.
Print TWO copies of the duly filled Loan Application Form [Mandatory]
Have the forms appropriately filled, signed, and stamped by the relevant authorities.
Attach all the documents as per the checklist and present one copy of the duly filled Loan Application Form at:
Any of the following Huduma centers nearest to you: Bomet, Bungoma, Chuka, Eldoret, Embu, Garissa, Nairobi GPO, Kakamega, Kericho, Kilifi, Kisii, Kisumu, Kitale, Kitui, Lodwar, Machakos, Makueni, Meru, Migori, Mombasa, Murang’a, Nakuru, Nandi Narok, Nyeri, Taita Taveta, Thika and West Pokot for free and secure delivery; or
HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi
Retain a complete copy of the Loan Application Form [This is mandatory]
Note:
Please ensure that you read, understand, and follow the instructions provided at the beginning of the online loan application process including reading and undertaking the HELB Financial Literacy Programme.
It is recommended that students prudently manage their HELB loans once disbursed to cater for Tuition, books, stationery, accommodation, and subsistence.
Requirements
A copy of the Applicant’s national ID Card
Copies of the parents’ National ID Cards/death certificate where the parent is deceased
Copies of both guarantors’ National ID Card
A copy of the applicant’s admission letter and KCSE result slip/certificate
A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
A copy of the applicant’s Smart Card from the institution
One recent colored passport size photograph of the applicant.
How to apply on the HELB App as a second and Subsequent applicant
Applicants should visit Google play store and download the HELB Mobile Application.
Register your details (First name, Phone, Email Address, National ID and KRA PIN number) on the HELB App to generate a PIN which you will use to log in and accept the license agreement. Ensure that you use the Safaricom number that you use for Mpesa transactions and it should be registered in your name
Read the mandatory Financial literacy notes and undertake a brief Question & Answer to appreciate the purpose of credit. Scroll down to view results then click “proceed”.
Click on loans then select undergraduate loans to get the Undergraduate Subsequent Loan Application Form [LAF].
Follow each step to fill in the required details and submit. A pop-up message will appear to show that you have successfully applied. The loan serial number will also be displayed
NB: You will be required to pay Kshs. 1 from your MPESA account during the application process to verify your telephone number. Please note, the application is paperless hence no printing.
Students that are not Safaricom subscribers will be directed to the Portal and apply using the application form, after which they will be required to print and submit the form to the HELB Student Service Centre on Mezzanine 1 Floor at Anniversary Towers
Please ensure that you read, understand, and follow the instructions provided at the beginning of the online loan application process including reading and undertaking the HELB Financial Literacy Program
Eligible students
Recent beneficiaries of the Undergraduate Loan
Students placed by the Kenya Universities and Colleges Placement Service [KUCCPS] in the local public and private universities
Self-Sponsored, Parallel and Module II Students studying for a Bachelor’s degree only [Certificate, Diploma, Pre-University and Postgraduate students ARE NOT ELIGIBLE FOR THIS PRODUCT]
Loan award
The maximum Undergraduate loan awarded is Kshs. 60,000. For the students placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep. A standard amount of Kshs. 4,000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester, for tuition [Total Ksh 8, 000] and the rest is sent to the applicant’s bank account as upkeep.
For the Self sponsored students, all the money is sent directly to the university once a year as tuition fees.
An Administrative Fee of Ksh. 500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan. A limited number of needy government sponsored students receive a bursary of between Ksh. 4, 000 and Ksh. 8,000 per year. The Bursary is paid to the university as tuition.
Repaying the Undergraduate Loan
Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan, whichever is earlier. However, one can make voluntary payments before or after completion of studies to reduce the loan balance. HELB UG Loans are charged 4% interest per annum and is repayable up to a maximum of 120 months.
Due to the Covid-19 Pandemic, Kenya just like many other countries globally, has experienced a slowing down of the economy over the last 2 years. The unemployment and underemployment as well as a challenging environment for loanees to start and run businesses, has affected HELB loan repayment. This, coupled with inadequate funding from the Exchequer [The National Treasury], has inadvertently created a funding challenge for students seeking HELB Loans.
HELB appreciates the fact that owing to the prevailing economic situation, the loan beneficiaries’ repayment ability may take some time to stabilize.
HELB therefore wishes to announce a 100% Covid-19 Penalty Waiver dubbed #KamilishaMalipoYaHELB from 1st March 2022 to 30th April 2022 to loanees as an appreciation of their commitment to repay their loans, even with the effects of the COVID-19 pandemic, as well as to encourage, the loanees who haven’t started repaying to do so and repay in lumpsum.
In releasing this announcement, HELB CEO Charles Ringera, reiterated that, “It is important for all beneficiaries to honor their obligation as stipulated in the loan application terms & conditions so as to empower the dreams of another needy student.”
HELB has previously offered 100% Penalty Waiver Campaigns in 2013 where 10,110 beneficiaries paid off their loans valued at Kshs 1.3B and in 2018 where 9,998 beneficiaries paid off their loans valued at Kshs 870M.
CPA Charles Ringera,
HELB CEO
About Higher Education Loans Board
The Higher Education Loans Board (HELB) is a state body established by an Act of Parliament – CAP 213A in 1995 mandated to provide loans, bursaries and scholarships to Kenyans pursuing higher education in recognized Kenyan Universities and Colleges and to recover the same after completion of studies to facilitate establishment of a revolving fund. The Board is therefore well aligned to Chapter 4, Section 43 (1) (f) of the Constitution of Kenya 2010, that every person has the right to education.
University students will get laptops from the Higher Education Loans Board, HELB, to aid in online learning. Education Cabinet Secretary Prof George Magoha on Thursday, last week, said his ministry is working on a framework to finance the acquisition of e-learning devices for all university students.
“The Ministry is looking into ways of supporting continues online learning for University students by supporting HELB to facilitate them for the acquisition of online learning facilities and resources,” the CS said after meeting education stake holders at the Kenya Institute of Curriculum Development, KICD, in Nairobi.
Magoha said face to face interactions between students and lecturers may not be possible this year as most higher learning institutions are yet to meet the minimum ministry of health guidelines. This, thus, informed the decision to strengthen the universities’ online systems so as to promote E-learning.
“A survey of all Teacher Training Colleges, Universities and TVET institutions has shown that a few of them have put in place necessary measures to comply with Ministry of Health’s COVID-19 protocols that can guarantee safety of staff and learners once they reopen,” Magoha reported.
The CS and other top ministry officials have been touring different learning institutions to access their levels of preparedness ahead of reopening in January, 2021.
Photo: Education CS Prof George Magoha when he visited Maseno University. He reiterated that many Universities are not ready for reopening in the context of the health guidelines on covid-19. He asked the institutions to adopt Online learning prior to face to face sessions in January 2021.
Universities will now continue executing their services online, for the remainder of the year. Upcoming first years’ orientation in September, other academic activities, the administration of examinations and graduations are some of the services that will now be offered online.
Dedan Kimathi, Egerton and Riara universities are some of the institutions that have carried out successful virtual graduations. On Friday Magoha attended a virtual graduation ceremony at Egerton University.
The Higher Education Loans Board [HELB] has today started the disbursement of tuition loans to Universities and TVET Institutions.
The upkeep loans for the over 175,000 undergraduate and over 70,000 TVET continuing students under the Old Higher Education Funding Model [OFM] is currently being disbursed to students as per their respective preferred payment channels [Bank account or HELB Mobile Wallet].
Higher Learning Institutions (HLIS) – Universities and Colleges are advised to allow students to register as tuition fees to various institutions have also been released and should reflect in the respective bank accounts of the HLIs by 5th October 2023.
For the First-Time students applying for Funding under the New Higher Education Funding Model [NFM] for both Loans and Scholarships, the deadline for application is 7th October 2023 as per the extension granted by the Cabinet Secretary, Ministry of Education, Hon. Ezekiel Machogu on 5th September 2023.
The processing and disbursement of their Loans & Scholarships for both tuition and upkeep will follow shortly after the deadline date of 7th October 2023.
The Higher Education Loans Board (HELB) is a state body established by an Act of Parliament- CAP 213A in 1995 mandated to provide loans, bursaries and scholarships to Kenyans pursuing higher education in recognized Kenyan Universities and Colleges and to recover the same after completion of studies to facilitate establishment of a revolving fund.
The Board is therefore well aligned to Chapter 4, Section 43 (1) (f) of the Constitution of Kenya 2010, that every person has the right to education.
For any media queries or interview requests, contact:
Mr. Collins Wenje
Ag. Head of Corporate Communication and Customer Experience – HELB
Cell: (+254) 0725 707966
Email: cwenje@helb.co.ke
The Higher Education Loans Board, HELB, has come out to urge youths in Technical and Vocational Institutes to apply for TVET loans before the deadline day. HELB notes that only a handful of the students have tendered in their applications. See the presser from HELB dated 22nd July, 2019;
‘The Government has prioritized TVET as an enabler of the BIG4 Agenda. The sector plays a significant role in providing technical skills for the implementation of projects in manufacturing
food security, infrastructure and technological advancements in other crucial sectors as envisaged in the Kenya Vision 2030 and the interlinked BIG 4 Agenda.
To make TVET education attractive and affordable, the Government has committed to provide TVET trainees with loans from Higher Education Loans Board to a maximum of Kshs. 40,000 (Tuition being 26,420 and stipend being Kshs. 13,580) per annum to further supplement their cost of training.
To access the loans and bursaries, applicants are required to apply online from our website www.helb.co.ke.
The purpose of this letter is therefore to request you (Deans and Registrars, TVCs TTIs and National Polytechnics) to mobilize current and potential students to apply for TVET loans.
The site will remain open until 31 October 2019 to ensure nobody is left behind. We further wish to inform you that as at today, out of a targeted 124,000 applications only 14,979 continuing students and 11,279 first time students have applied and printed the forms.
This is not encouraging, and we are appealing for your support in ensuring that all needy students are covered including follow-up of those who may have dropped out.
The Board will support them with both tuition and upkeep if they apply, and they pass the minimum means testing threshold.
Finally, we also request for your feedback on how we can achieve better coverage of your students and keep us updated all the time.
We look forward to working with you to empower the youth to take advantage of the many opportunities in their communities.
The Higher Education Loans Board (HELB) was established in 1995 through an Act of Parliament CAP 213A of the laws of Kenya. The mandate of HELB is to source for funds and provide financing (through loans, scholarships and bursaries to Kenyans pursuing higher education in institutions of higher learning in and outside Kenya as recognized by Commission for University Education (CUE) & and/or the Technical, Vocational Education and Training Authority (TVETA).
Departments
HELB invites applications for Internship In order to qualify for the internship, in the various disciplines as listed below for a period lasting 3-6 months:
1). Legal 2). Finance and Accounting 3). Human Resources 4). Credit Management 5). Supply Chain Management 6). Information Communication Technology 7). Internal Audit, Risk Management and Compliance 8). Corporate Communication and Customer Experience: Contact Centre, Corporate Communication and Huduma Centres.
Requirements
In order to qualify for the internship, the applicant is expected to possess the following: – 1). A first Degree from a recognized university in the following fields of study : Commerce, Business Administration, Statistics, Law, Actuarial Science, Engineering, Communication, Mathematics, Data Science or any other related field; 2). Graduated within the period not exceeding three years from the date of this advert; 3). Never been an intern at HELB.
How to Apply
Interested candidates are requested to: Submit their application letter stating area of interest together with Curriculum Vitae and copies of certificates. Indicate preferred location of deployment from the list below:- 1). Head Office (Nairobi 2). Huduma Centres: Nairobi GPO, Machakos, Mombasa, Nakuru, Eldoret, Kisumu, Kakamega, Kisii, Nyeri, Embu, Kitui, Bungomo, Lodwar, Meru, Thika, Kitale, Kericho, Nandi, Muranga, Garissa, Narok, Migori. Chuka, Kilifi Taita Taveta, Bomet, Makueni and West Pokot.
Submit to the address below, so as to be received not later than 19th July, 2019
Email Address: internship@helb.co.ke
HELB is an equal opportunity employer. Persons with disability are encouraged to apply. Only successful candidates will be contacted.
Ensure you meet the eligibility criteria for HELB loans. Generally, this includes being a Kenyan citizen, enrolled in an accredited institution, and pursuing a recognized program.
2. Create a HELB Account:
Visit the official HELB website (https://www.helb.co.ke/) and create an account. Provide accurate information during the registration process.
3. Log In:
Log in to your HELB account using the credentials you created.
4. Navigate to Loan Application:
Once logged in, navigate to the loan application section. This is typically found on the dashboard or in a specific loans section.
5. Fill Out the Application Form:
Complete the loan application form with accurate and up-to-date information. This includes personal details, academic information, and financial details.
6. Upload Required Documents:
Scan and upload any required documents, such as your national ID, admission letter, and fee structure from your institution. Ensure that the documents are clear and meet the specified requirements.
7. Submit Application:
After completing the application form and uploading the necessary documents,
