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Jubilee Insurance Company of Kenya {Best Ultimate Guide}

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Jubilee Insurance Company is one of the leading insurance and financial services providers in Kenya and the wider East African region. The Jubilee Insurance Company of Kenya, is a subsidiary of Jubilee Holdings Limited (JHL), and is a prominent and long-standing composite insurer in the region.

Here is a comprehensive overview of its details, history, services, and contacts.

🏛️ Jubilee Insurance Company Details & History

Jubilee Insurance is a leading regional composite insurer with a strong presence in East Africa.

  • Official Name: The Jubilee Insurance Company of Kenya Limited (JICKL)

  • Parent Company: Jubilee Holdings Limited (JHL)

  • Founded: 1937 in Mombasa, making it the first locally incorporated insurance company in Kenya.

  • Headquarters: Nairobi, Kenya.

  • Regional Presence: JHL operates across Kenya, Uganda, Tanzania, Burundi, and Mauritius.

  • Key Fact: The company is listed on the Nairobi Securities Exchange (NSE), Dar-es-Salaam Stock Exchange (DSE), and the Uganda Securities Exchange (USE).

  • Mission: Enabling people to overcome uncertainty.

  • Core Values: Integrity, Passion, Teamwork, and Excellence.

Jubilee’s longevity (over 87 years) is attributed to its commitment to providing comprehensive financial solutions, supported by the Aga Khan Fund for Economic Development (AKFED).

📞 Jubilee Insurance Main Contacts

📍 Jubilee Insurance Head Office

  • Location: Jubilee Insurance HQ, Kilimanjaro Avenue, Upperhill, Nairobi.

  • Postal Address: P.O. Box 30376 – 00100 Nairobi, Kenya.

  • Telephone (Main): +254 (0) 20 328 1000

  • Mobile: +254 709 901 000 / +254 719 222 111

  • Email: [email protected]

🏢 Jubilee Insurance Branch Offices

Jubilee Insurance has a wide network of branches and service centers across Kenya. Examples include:

City/Town Office Location
Nairobi (CBD) Jubilee Insurance House, Mama Ngina Street or Jubilee Exchange Building, Kaunda Street
Mombasa Jubilee Insurance Building, Moi Avenue
Kisumu Jubilee Insurance House, Oginga Odinga Road
Eldoret Imperial Court, Nairobi/Uganda highway
Nakuru Tower One, Moi Road
Nyeri Sohan Plaza, Kimathi Way

🏆 Jubilee Insurance Company Overview

  • Legacy: Founded in 1937 in Mombasa, making it one of the oldest and most established insurance companies in the region.

  • Regional Footprint: They are the leading regional composite insurer, with operations in Kenya, Uganda, Tanzania, Burundi, and Mauritius.

  • Market Position: Jubilee Holdings Limited (JHL) is listed on the Nairobi Securities Exchange (NSE), Dar-es-Salaam Stock Exchange (DSE), and the Uganda Securities Exchange (USE).

  • Structure: In Kenya, they operate through subsidiaries, primarily:

    • Jubilee Life Insurance Limited

    • Jubilee Health Insurance Limited

    • Jubilee Asset Management Limited

🛡️ Jubilee Insurance Core Products and Services

Jubilee offers a comprehensive range of insurance, pension, and asset management solutions for individuals, families, and businesses.

Category Key Products and Services
Health Insurance J-Care Medical Cover (comprehensive family plans), CoverBora (affordable inpatient-only), Cover Nafuu (affordable unlimited outpatient), J-Junior (child cover), J-Senior (senior citizens).
General Insurance Motor Insurance (comprehensive and third-party fire & theft), Home Insurance, Travel Insurance, Professional Indemnity, Fidelity Guarantee, WIBA (Work Injury Benefits Act).
Life & Pension Ahadi Term Assurance (term life insurance), Education Plan (Career Life Plus), Personal Pension Plan, Personal Provident Fund, Triplex (life policy with survival benefits).
Investments Jubilee Money Market Fund, Jubilee High-Interest Deposit Fund, Private Wealth Management Account.

🤝 Jubilee Insurance Customer and Digital Services

Jubilee emphasizes a customer-centric approach and digital convenience:

  • Self-Service Portals: They offer customer, agent (J-Force), and supplier portals for managing policies and transactions online.

  • Health Services: Many health plans include value-added services through their Always With You program, such as telemedicine, mental wellness support, and drug delivery services.

  • Easy Enrollment: They promote a paper-free, instant enrollment process for certain health products.

Jubilee Insurance Company’s Products

A. Jubilee Insurance Company’s Life & Pension Products

  1. The Faida Elite Insurance plan

The Faida Elite Insurance plan is a versatile universal life insurance product designed to grow with you. This plan offers premium payment flexibility, robust investment opportunities, and a comprehensive death benefit, ensuring that your evolving insurance needs are always met.

Why Choose the Faida Elite Insurance Plan?

Flexible Premium Payments

  • Invest your extra savings and top up your investments anytime.
  • Choose the most convenient way to pay your premiums: yearly, half-yearly, quarterly, monthly, or as a single premium.

Easy Liquidity

  • Enjoy up to three partial withdrawals during the policy term, after the policy has been active for two years.
  • Each withdrawal will be capped at 15% of the fund value.
  • Full Withdrawal, allowable from the first policy year.

Adequate Protection

  • Safeguard your family with a life cover ranging from KES 100,000 to 1,000,000 throughout the policy term.

Attractive Investment Returns

  • The Faida Elite Plan invests in a diverse portfolio managed by seasoned professionals, aiming to deliver competitive returns on your investment. This helps ensure that your money works for you.
  • The power of compounding – your investments will grow over the years, providing significant potential for wealth accumulation. The longer you stay invested, the more your money will grow.

Start at KES 5,000 per month or KES 100,000 for a single premium.

SMS Faida to 24464.

2. Faida Elite Plan

3. Triplex

Triplex is a Life Insurance Policy that offers survival benefits in thirds.  Read More

4. Education Plan (Career Life Plus)

5. Fanaka Investment Plan

6. Single Premium Immediate Annuity

7. Income Drawdown

 B. Jubilee Insurance Company’s

1. Cover Nafuu Medical Insurance

2. Diaspora Health Insurance Plans

3. J-Care Medical Insurance

4. J-Senior Medical Cover

5. J-Junior Medical Cover

6. J-Care Johari Medical Cover

C. Jubilee Insurance Company’s Asset Management Products

  1. Jubilee Money Market Fund (KES)
  2. Jubilee Money Market Fund (USD)
  3. Jubilee Fixed Income Fund
  4. Umbrella Retirement Solution
  5. Wealth Management Offering
  6. Segregated Portfolio Management

D. Jubilee Insurance Company’s Wellness Programs

These include:

  1. The “Do Anything For The Steps Campaign”
  2. The Mum’s Club
  3. The ABC Maternity Package
  4. The Jubilee Insurance mental wellness program

Jubilee Insurance Company’s History

Founded in 1937, Jubilee Holdings Limited (JHL) was the first incorporated insurance company in Mombasa and has grown to become the leading regional composite insurer. Over the years, we have earned the trust and loyalty of over 1.9 million clients across Kenya, Uganda, Tanzania, Burundi, and Mauritius, thanks to our dedication to creating insurance solutions with passion and an unwavering commitment to excellence.

Jubilee Life Insurance Limited, Jubilee Health Insurance Limited, and Jubilee Asset Management Limited are the subsidiaries of JHL in Kenya, each contributing to our mission of providing comprehensive financial solutions.

We are proud to be listed on the Nairobi Securities Exchange, Dar-es-Salaam Stock Exchange, and the Uganda Securities Exchange, reflecting our strong financial stability, risk management practices, and commitment to maintaining the highest standards of excellence.

At Jubilee, we believe in going beyond the ordinary. Through our “There’s Living and There’s Living Free” campaign, we affirm our brand promise: to empower our clients not just to live, but to live free—free from financial worries, free to plan for the future, and free to embrace life’s possibilities with confidence. This campaign underscores our dedication to enhancing the quality of life for our clients, providing them with peace of mind and the freedom to enjoy every moment.

Insurance news

Licenced Medical Insurance Providers (MIPs) in Kenya {IRA Latest List}

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Medical Insurance Providers (MIPs): Looking for details on all the Licenced Medical Insurance Providers (MIPs) in Kenya? Look no more. Medical Insurance Providers (MIPs) are companies or institutions that offer and administer medical or health insurance policies in Kenya. They are regulated by the Insurance Regulatory Authority (IRA).

Roles Performed by Medical Insurance Providers, MIPs

  • Provide Health Covers: They design and offer various medical insurance plans, which typically include inpatient (hospitalization) and outpatient services, often with options for dental, optical, and maternity benefits.

  • Manage Networks: They establish a network of hospitals, clinics, and doctors where their policyholders can receive cashless services.

  • Process Claims: They handle the financial processing for medical expenses incurred by the insured.

  • Target Market: They cater to individuals, families, and corporate groups (employer-provided health insurance).

Popular Insurance Products by MIPs in Kenya

Medical Insurance Providers offer a range of products designed to fit different needs and budgets:

  • Individual & Family Plans: Comprehensive covers for hospitalization and outpatient services for a person and their dependents.

  • Corporate/Group Schemes: Tailored medical coverage provided by an employer to their staff.

  • Senior Citizen Plans: Health covers specifically designed for the needs of older individuals (e.g., above 60 or 65 years).

  • Critical Illness Cover: A separate policy that pays a lump sum upon the diagnosis of a specified critical illness (like cancer or stroke).

  • Microinsurance Health Plans: Affordable health insurance packages for low-income populations.

Licenced Medical Insurance Providers (MIPs) in Kenya {IRA Ultimate List}

Insurance news

Britam Holdings PLC {Best Ultimate Gude}

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See all the Britam Holdings Company of Kenya’s details, offices, contacts, services, insurance packages and history.

Britam Holdings PLC is a leading diversified financial services group headquartered in Nairobi, Kenya, and listed on the Nairobi Securities Exchange (NSE) under the ticker BRIT. It is a prominent diversified financial services group in Kenya and across the Eastern and Southern Africa region.

🌍 Group Overview

  • Industry: Insurance, Investments, Property, and Financial Services.

  • Presence: The group operates in seven countries in East and Southern Africa: Kenya, Uganda, Tanzania, Rwanda, South Sudan, Mozambique, and Malawi.

  • Founding: The group’s operations commenced in 1965.

💼 Britam Holdings PLC‘s Business Segments and Products

Britam Holdings PLC is organized into five primary segments, offering a wide range of financial solutions:

Segment Products & Services
Life Insurance Whole Life, Education Plans, Unit Linked Products, Group Life, Individual/Umbrella/Corporate Pension Plans.
Non-Life/General Insurance Coverage for property, casualty, motor, fire, aviation, and health insurance.
Asset Management Investment advisory, Fund management services, Unit trusts, and discretionary Portfolio management.
Property Property development, management, purchase, and sale.
Banking Holding Includes a stake in other financial institutions (historically in Equity Group Holdings and Housing Finance Company of Kenya).

🏦 Britam Holdings PLC Company Details and Services

Britam Holdings PLC is listed on the Nairobi Securities Exchange (NSE). The company is a diversified financial services group with interests in several key areas:

  • Insurance: Life, Health, and General Insurance.

  • Asset Management: Investment advisory, Fund management services, Unit trusts, and Discretionary portfolio management.

  • Property: Property development and management.

  • Wealth Management: Investment planning, off-shore investments, and retirement planning.

The Group has a presence in seven African countries including Kenya, Uganda, Tanzania, Rwanda, South Sudan, Mozambique, and Malawi.

📜 Britam Holdings PLC History Highlights

Britam’s history in Kenya spans over 50 years:

  • 1965: The first office opened in Nairobi as a foreign branch of British-American Insurance Company Limited, headquartered in the Bahamas.

  • 1979: A local company, British-American Insurance Company (Kenya) Limited, was incorporated as a private limited liability company following a government directive.

  • 1984: Local Kenyan investors acquired a 33.33% shareholding.

  • 2004: The group underwent restructuring, creating a non-operating holding company. It also incorporated British-American Asset Managers for investment and fund management services.

🛡️ Britam Holdings PLC Insurance and Financial Packages

Britam offers a wide range of insurance and investment products for individuals and businesses. Key offerings include:

Life Insurance (Secure Your Future)

  • Unit-Linked Life Insurance: Combines investment and life cover.

  • Education Plans: Helps parents save for their children’s education expenses.

  • Whole Life and Critical Illness Cover: Protection against unexpected life events and critical illness diagnoses.

  • Tegemeo Protection Plan: An affordable life insurance plan to help families meet financial obligations after an untimely death.

Health Insurance (Affordable & Reliable Medical Cover)

  • Britam Milele Health Plan: Comprehensive medical insurance plans for individuals, families, and businesses.

    • Includes options like Milele Junior Advantage (with free annual check-ups) and Milele Seniors (tailored for retirees).

    • Bima Ya Mwananchi: An affordable medical cover with Inpatient, Outpatient, and Last Expense benefits.

General Insurance (Asset and Liability Protection)

  • Motor Insurance: Includes Comprehensive Motor Insurance and the unique 24/7 Motor Insurance Rescue service for immediate accident support.

  • Property & Fire Insurance: Protects homes and businesses against various risks.

  • Travel Insurance: Covers medical emergencies, lost luggage, and trip cancellations while travelling.

  • Liability Insurance: Protects businesses from legal liabilities.

Retirement and Investment (Wealth Creation)

  • Pension Annuity Fund: Provides a guaranteed income for life or a fixed time.

  • Imarika Plus Insurance Savings Plan: A wealth growth and savings plan.

  • Nawiri Investment Plan: A flexible savings solution with competitive returns and a free life insurance cover.

  • Unit Trust Funds: Includes diversified funds like the Balanced Fund.

📍 Britam Holdings PLC Offices and Contact Information

The company has a broad network of branches across Kenya.

Headquarters (Nairobi)

  • Britam Tower: Opposite World Bank building, Upper Hill, Nairobi.

  • P.O. Box: 30375-00100, Nairobi Kenya.

Britam Holdings PLC Main Contact Channels

Service Contact Details
Help Center / General Enquiries Mobile: +254 705 100 100 or +254 703 094 000
Medical Emergency Line +254 709 165 000
WhatsApp Assistance +254 705 100 100
Email [email protected] or [email protected]

Britam Holdings PLC Branch Locations

Britam has numerous offices across major towns. Examples include:

  • Mombasa: Biashara Bank Building, 1st Floor, Nyerere Avenue.

  • Eldoret: Imperial Court, 2nd Floor, Malaba Road.

  • Kisumu: Mega Plaza, 1st Floor, Apindi Street.

  • Nakuru: Jennifer Riria Hub, Ground Floor, Kipchoge Avenue.

  • Nyeri: Co-operative Bank House, 1st Floor, Kenyatta Road.

Britam Holdings PLC COMPANY’S PRODUCTS.

A. PERSONAL COVER

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Cheap Mortgage loans: How to get money to fund your real estate investment

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It is the desire of everyone to own real estates and other properties. The main constraint, though, is in the huge amounts of capital required to fund your venture. But, there are several ways in which land owners obtain financing for development of real estate properties especially for commercial purposes. The three common financing models used are securing financing from commercial banks, use of joint ventures with capital investors commonly known as capital venture firms or pooling of resources by individual investors to form a joint venture.

a. Securing financing from commercial banks

Typically the land owner or developer approaches the bank with details of the project to be financed. The bank will go through the project details comprising of the project location, development cost, and target market to determine the commercial viability of the project. This is the most common method especially for real estate developers because its systematic with well laid guidelines with continuous improvement as the real estate sector in Kenya develops. The major hindrance to financing of property development by banks has been high interest rates but with the capping of interest rates the surge for this method is expected to grow. One of the leading property financiers in Kenya is HFC ltd, having shaped the property landscape for over 40 years by partnering with developers both in the public and private sector to offer property financing to individuals and companies.

b. Joint ventures with capital investors

The capital investors are usually individuals or firms with funds and always looking for project with good returns for their money. With real estate in Kenya having some of the highest returns, this method of financing is quickly gaining traction. The land owner and the capital investors usually form a company specifically for the project with agreed terms on how the profits from the project will be shared. The firm owner transfer the land to the project company while the investors provide funds for the construction of the project.

c. Pooling of resources by individual investors

The pooling of resources is usually done by individual investors with common investment goals mainly in real estate. The resource pooling create greater purchasing power thus more diverse and rewarding investment opportunities through simple economy of scale. By pooling resources with other investors we are all able to achieve something greater than what we could achieve on our own.

The group through either formal or informal partnership agreements will contribute the required funds for the project which include purchase of land and development of the property

These groups typically have a 3-8 year life cycle depending on the project, with an initial 12 to 18 month period in which a property is fixed up, next, there is a holding period where rental or sale income maximized and operating expenses trimmed where possible. The cycle is repeated if the project was successful and a common bond is created within the group.

Do not hesitate. Don’t let the huge capital requirements pin you down! Use any of the above means to obtain funding for your real estate investment venture.

Insurance news

Old Mutual Kenya {Best Guide}

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Old Mutual Kenya‘s details, offices, contacts, services, insurance packages and history: Old Mutual is a premium African financial services group that offers a broad range of solutions to retail and corporate customers in Kenya. The group in Kenya comprises several entities, including those formerly under UAP Holdings Limited.

Here is a summary of the main products and services offered by Old Mutual Kenya, along with their key contact information:

💼 Old Mutual Kenya’s Products and Services

Old Mutual Kenya offers comprehensive solutions in Insurance, Savings, and Investments for both personal and business needs.

1. 🛡️ Insurance Solutions

  • Life, Home & Funeral: Whole Life, Term Cover, Last Expense (Funeral Cover), Home Insurance, etc.

  • Health Insurance (Afyaimara): Comprehensive family cover, covers for juniors and seniors, county-level plans, and executive options.

  • Car & Travel Insurance: Motor Private, Motorcycle, Commercial Insurance (Trucksure, PSV Self Drive, etc.), Travel Insurance, and COMESA Yellow Card.

  • Disability & Critical Illness: Personal Accident cover (MaxPac), Severe Illness, Accidental Death/Disability.

  • General Insurance: Protection against various risks and financial loss, including indemnity.

2. 💰 Savings and Investment Solutions

  • Unit Trusts (Mutual Funds): Includes the popular Money Market Fund, Balanced Fund, Equity Fund, Bond Fund, and Dollar Money Market Fund.

  • Retirement Plans: Personal Pension Plan.

  • Education Plans: Lengo Education Plan, Elimika Education Plan.

  • Savings Plans: Lengo Digital Savings Plan, Hakika Savings Plan.

  • Private Wealth Management and Alternative Investments.

3. 🏦 Banking

The Old Mutual Group in Kenya also includes Faulu Microfinance Bank, which offers banking, insurance, and savings solutions.

📍 Old Mutual Kenya’s Contact and Head Office

The head office is located in Nairobi, and they have various branches across the country.

Contact Detail Information
Head Office Address Old Mutual Tower, Upper Hill Road, Nairobi, Kenya
P.O. Box P.O. Box 43013 – 00100, Nairobi, Kenya
Tel/Switchboard +254 20 2850 000
Mobile/Switchboard +254 711 065 000
Call Centre +254 711 065 100 / +254 711 010 100
Customer Service Email [email protected]

🏛️ Old Mutual Kenya: Overview & History

Old Mutual Holdings PLC (formerly UAP Holdings Limited) is a premium pan-African financial services group.

  • Parent Company: Old Mutual Limited (OML), established in Cape Town in 1845.

  • Integrated Model: The group operates an integrated financial services business model, offering insurance, investment, banking (through Faulu Microfinance Bank), and savings solutions.

  • Local Roots: The group’s origins in Kenya date back to the 1920s with the Provincial Insurance Company of East Africa.

  • Recent History/Merger: The Old Mutual Group in East Africa was formed following the acquisition of Faulu Microfinance Bank in 2014 and UAP Holdings Limited in 2015. The combined entity became the UAP-Old Mutual Group and later consolidated under the Old Mutual brand.

📞 Old Mutual Kenya’s Key Contacts and Head Office

Detail Information
Head Office Address Old Mutual Tower, Upper Hill Road, Nairobi.
P.O. Box 43013 – 00100, Nairobi, Kenya.
General Mobile/SMS +254 711 065 000 or SMS 22801
Call Centre (Need Help) +254 711 065 100 / +254 711 010 100
Customer Service Email [email protected]
Whistle-blowing Number 0800 722 626

📍 Old Mutual Kenya’s Branch Office Locations

Old Mutual Kenya maintains a broad network of offices across various regions.

Region Branch/Office Name Selected Address Details
Nairobi Head Office Old Mutual Tower, Upper Hill Road
Nairobi Kimathi Branch Old Mutual Building, First Floor, Kimathi Street
Nairobi Bishop Garden Bishops Garden Towers, Ground Floor, 1st Ngong Avenue
Central Nyeri Branch Sohan Plaza, Upper Ground Floor, Gakere Road
Central Thika Branch Twin Oak Plaza, Kwame Nkrumah Road
Coast Mombasa Branch Acacia Center, Mezzanine 1, Nyerere Avenue
Rift Valley Nakuru Branch Prestige Plaza, Off Kenyatta Avenue
Rift Valley Eldoret Branch Imperial Court, 1st Floor, Nairobi/Uganda Highway
Western Kisumu Branch Tivoli Center, Jomo Kenyatta Avenue
Western Kisii Branch Ouru Complex, Ground Floor, Kisii – Kisumu Road

🛡️ Old Mutual Kenya’s Financial Solutions and Insurance Packages

Old Mutual offers a comprehensive range of financial solutions for Personal, Business, Corporate, and Investment needs.

1. Personal & Family Insurance

Category Key Insurance Packages/Covers
Health Afyaimara Family Cover (including Junior, Senior, County, and Executive options), Global Healthcare Claims.
Life Assurance Whole Life (lump sum on death), Term Cover (for a specific period), Last Expense (Funeral Cover).
General Insurance Motor Insurance (Private and Commercial), Home Insurance (against theft, fire, etc.), Travel Insurance, Golfer’s Insurance.
Accident & Disability Personal Accident (MaxPac), Student MaxPac Personal Accident, Accidental Death/Disability Cover, Severe Illness Cover.
Retirement & Savings Personal Pension Plan, Lengo Digital Savings Plan, Elimika Education Plan (Life cover with investment).

2. Business & Corporate Solutions

Category Key Services/Covers
Employee Benefits Group Life and WIBA (Work Injury Benefits Act), Group Medical, Group Critical Illness, Group Last Expense, Group Credit Cover.
Asset Protection Commercial Property Insurance, Contractors All Risk, Political Violence, Terrorism and Sabotage, Livestock and Crop Insurance.
Liability Professional Indemnity, Public Liability, Doctor’s Professional Indemnity Cover, Products Liability, Directors and Officers Liability.
Investment Umbrella Pension Scheme, Pension & Provident Fund Management, Investment Advisory.

3. Investment Services

Old Mutual also offers various wealth and asset management solutions:

  • Old Mutual Unit Trusts (for investment diversification)

  • Alternative Investments

  • Private Wealth Management1

  • Pension Fund Management

Old Mutual Kenya’s Products List

1. Education Plans

2. Investment Plans

3. Retirement Plans
4. Savings Plans

5. Life, Home & Funeral

6. Disability & Critical Illness
7. Car & Travel Insurance
8. Health

9. Financial Education

10. Digital Solutions

The ‘Contact Us’ Page

Head Office
Old Mutual Tower, Upper Hill Road, Nairobi

P.O. Box 43013 – 00100
Nairobi, Kenya.

Tel: +254 20 2850 000
Mobile: +254 711 065 000
Call Centre: +254 711065100 / +254 711010100

E-mail: [email protected]

Whistle blowing number: 0800 722 626

Old Mutual Investment Group Limited: [email protected]