Looking for details on Ardhi Sacco Society Limited’s Contacts, Branches, Membership, Loans, Dividends, and Shares? Look no further. Ardhi Sacco Society Limited is a reputable deposit-taking Sacco in Kenya, originally established in 1970 by employees of the Ministry of Lands, Physical Planning, and Housing. Today, it has opened its common bond to include other civil servants, employees of parastatals, and individuals in the private sector.
Ardhi Sacco Society Limited’s Quick Facts.
| Name of the Deposit Taking SACCO Society | Postal Address | Physical Location of Head Office | County |
| Ardhi Sacco Society Limited | P.O. Box 28782 – 00200, Nairobi | Survey Kenya Field Headquarters, off Thika Road | Nairobi |
Ardhi Sacco Society Limited’s Core Financial Products
Ardhi Sacco provides a mix of savings and credit facilities designed to promote the economic welfare of its members:
-
BOSA (Back Office) Loans:
-
Development Loans: Long-term loans (up to 72 months) multiplied by 3 or 4 times a member’s deposits.
-
Emergency & School Fees Loans: Short-term credit with quick processing times (usually 12–24 hours).
-
Asset Financing: Specifically for purchasing land, vehicles, or equipment.
-
-
FOSA (Front Office) Services:
-
Salary Processing: For members who channel their monthly pay through the Sacco.
-
Fixed Deposit Accounts: Competitive interest rates for locked savings.
-
Junior Savings: A dedicated account for children to encourage a culture of saving from a young age.
-
Ardhi Sacco Society Limited’s Key Features
-
Regulation: It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).
-
Dividends & Interest: The Sacco is known for consistent annual payouts, offering interest on deposits and dividends on share capital.
-
Benevolent Fund: A welfare program that provides financial support to members and their families during bereavement.
Ardhi Sacco Society Limited’s Digital Banking
Members can access their accounts via the Ardhi Sacco Mobile App or USSD code. These platforms allow for:
-
Instant mobile loans (M-Ardhi).
-
Funds transfer to M-Pesa.
-
Payment of utility bills (KPLC, Zuku, etc.).
-
Balance inquiries and mini-statements.
Ardhi Sacco Society Limited’s Membership Requirements
To join Ardhi Sacco, an applicant typically needs:
-
A completed membership application form.
-
A copy of their National ID and KRA Pin.
-
A passport-sized photograph.
-
Payment of a registration fee and a minimum monthly contribution (deposits).
-
Attainment of the minimum share capital requirement (often KSh 30,000, which can be paid in installments).
Ardhi Sacco Society Limited’s Contact Details
-
Head Office: Ardhi Sacco Society Building, 1st Ngong Avenue, off Ngong Road, Nairobi.
-
Phone: +254 20 2711015 / +254 721 402 396
-
Email: [email protected]
-
Website: ardhisacco.com
Continue reading: List of Licensed and Authorized Sacco Societies In Kenya
Ardhi Sacco Society Limited’s History.
The Society was registered on October 5, 1971 (Registration No. 2001) by the Commissioner for Co-operative Development. Our Society has been the epitome of excellence for over five decades. What began as an exclusive bond with the Ministry of Lands and settlement has gracefully evolved into a vibrant community encompassing members from various government ministries, institutions, the private sector, groups, and qualified individuals who adhere to society’s laws.
Ardhi Sacco Society Limited’s Loan products
1. Development Loan
Granted for the purpose of members’ development and growth.
2. School Fees Loan
Granted for the purpose of paying school fees.
3. Karibu Loan
Granted for newly recruited members to enhance their sustainability and settlement.
4. Emergency Loan
Granted for any unforeseeable circumstances beyond the members control.
Ardhi Sacco Society Limited’s savings products
4. Saving Account
Helps you build your dreams by providing an avenue to save towards them.
5. Fixed Deposit Account
Used for longterm investments at reasonable returns
6. Junior Account
It offers parents a savings plartform to put away money for their children”s bright future.
Ardhi Sacco Society Limited’s Products and Services.
Ardhi Sacco Society Limited’s Savings Products
Ardhi Sacco Society Limited’s FOSA Loan Products
Ardhi Sacco Society Limited’s BOSA Loan Products
Email Us
Call Us
+254 709 252 100
Work Hours
Mon-Fri 08:00 – 05:00
Articles with related Information:
-
Amica Sacco Society Limited Contacts, Branches, Membership, Loans, Dividends, and Shares
-
Airports Sacco Society Limited’s Contacts, Dividends, Membership, Offices, Portal, and Loans
-
Ainabkoi Sacco Society Limited’s Contacts, Dividends, Membership, Portal, and Loans
-
Agrochem Sacco Society Limited’s Contacts, Dividends, Membership, Portal, and Loans
-
Afya Sacco Society Limited’s Contacts, Dividends, Membership, Portal, and Loans
Who Can Join Ardhi Sacco Society Limited
- Past and present employees of all the Government Ministries and institutions,
- Any other person employed by an organization registered in Kenya and capable of making regular contributions to the society and fulfilling loan repayment requirements.
- Approved business entrepreneurs and institutions.
- Non-Governmental organisations.
- Kenyans in Diaspora
- All Universities
- Groups and Chamas
How to Join Ardhi Sacco Society Limited
Requirements
To become a member one must:-
- Fill an application form for membership.
- Pay a membership fee of Ksh.1000 once.
- Pay a monthly minimum contribution of Ksh.3,000
- Pay sinking fund of Ksh.300.
- Two passport photographs, copy of ID and pin number.
Get in Touch with Ardhi Sacco Society Limited’s
Email Address
Call Us
+254 709 252 100
+254 722 209 851
+254 730 725 000
Address
Survey of Kenya Field Headquarters
Ruaraka Off Thika Road
P.O.Box 28782 – 00200
Nairobi