Here is a complete guide on Acumen DT Sacco Society Limited’s Contacts, Services, Membership, Offices, and Loans. Acumen DT Sacco Society Limited is a licensed, Deposit-Taking (DT) cooperative based in Kenya. Regulated by the Sacco Societies Regulatory Authority (SASRA), it operates under license number SS/0191/21.
Acumen DT Sacco Society Limited’s Core Operations
The Sacco operates two main service wings:
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BOSA (Back Office Service Activities): Handles long-term savings and traditional Sacco loans.
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FOSA (Front Office Service Activities): Provides “banking-style” facilities, including salary processing, mobile banking, and immediate withdrawals.
Acumen DT Sacco Society Limited’s Products and Services
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Savings Products: Includes Deposit Savings (used as collateral for loans), Share Capital (representing ownership), and specialized accounts like the Holiday Account.
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Loan Facilities: They offer personal, business, asset financing, emergency, and education loans. Most loans are pegged at 3x or 5x the member’s savings.
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Digital Banking: Members can access services via the Acumen Sacco App or the USSD code
*850#(or*816#). -
Insurance (Sacco Assurance): In partnership with CIC Group Ltd, they provide medical, vehicle, and property insurance covers.
Acumen DT Sacco Society Limited’s Key Information & Contacts
The Sacco is headquartered in Ongata Rongai, where it has built a strong reputation, even being recognized as the best-managed cooperative in the Kajiado North sub-county in 2019.
| Feature | Details |
| Physical Address | Gashwe Plaza, Opposite Cleanshelf Supermarket, Ongata Rongai |
| Postal Address | P.O. Box 1325 – 00200, Nairobi |
| Phone | +254 713 805770 |
| [email protected] | |
| Operating Hours | Mon-Fri: 8:30 AM – 4:30 PM |
How to Join Acumen DT Sacco Society Limited
To become a member, you typically need to provide:
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A completed membership application form.
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A copy of your National ID or Passport.
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A recent passport-sized photo.
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A copy of your KRA PIN certificate.
About Information on Acumen DT Sacco Society Limited
The Sacco undertakes two types of activities: Back Office Service Activities (BOSA), in which the Sacco offers Savings & Loans and Front Office Service Activities (FOSA), in which the Sacco offers banking facilities to members.
Whether you are saving for a rainy day, planning for your child’s education, or aiming to start a business, Acumen Sacco offers a comprehensive range of savings products and affordable credit facilities tailored to suit your unique financial journey.
Acumen Savings and Credit Co-operative Society Ltd’s Contacts
- Physical Address: Gashwe Plaza, Opposite CleanShelf Supermarket Next to Equity bank, Ongata Rongai.
- Postal Box Address: 1325-00200, Nairobi
- Website: acumensacco.co.ke
- Email: [email protected]
- Phone: 0713 805770
- Working hours :
- MONDAY – FRIDAY 8:30am – 4:30pm.
- SARTUDAY 8:30am – 12:00pm.
- SUNDAY and GAZZETTED PUBLIC HOLIDAY – CLOSED .
Acumen DT Sacco Society Limited’s History
Acumen DT Sacco Society Limited was registered on 5th March, 2008 to cater for the financial needs of its members.
Acumen DT Sacco Society Limited’s Loans
Acumen DT Sacco Society Limited offers two types of loans products: Long and Short-term Loans.
Acumen DT Sacco Society Limited’s Long-Term Loans
Acumen DT Sacco Society Limited’s Long-term loan products are: School Fees Loan, Sambaza Loan, J-sort Loan, Jijenge Loan, Development Loan, Emergency Loan and Real Estate Loans. These loans last for 12 months or more.
1. Acumen DT Sacco Society Limited’s School Fees Loan
This product enables members to pay school fees for their children. The maximum period is 12 months.
Credit Product
- This product enables members to pay school fees for their children.
- The maximum period is 12 months
- The maximum amount is kshs 200,000
- Interest Charged is 1.15% p.m reducing balance
Security is members deposit & Guarantors deposit
2. Acumen DT Sacco Society Limited’s Sambaza Loan
Issued to a member with an outstanding development loan. Must been paid for at least 3 months.
Credit Product
- Issued to a member with an outstanding development loan which must have been paid for at least 3 months.
- The loan runs parallel with existing loans.
- Enables members to get funds to complete projects.
- Qualification for this type of loan is based on ability to pay. and deposits held with society.
- Repayment period is up to 48 months.
- interest is 1.3% p.m on reducing balance.
- Loan’s Security is members deposits, guarantors or collateral.
3. Acumen DT Sacco Society Limited’s J-sort Loan
Repayment period is 1 month upto 3 months. Interest rate 5.2%p.m. Ceiling amount is Kshs 150,000
Credit Product
- Repayment period is 1 month upto 3 months.
- Interest rate 5.2%p.m.
- Ceiling amount is Kshs 150,000
- No guarantors.
- Loan is available immediately.
4. Acumen DT Sacco Society Limited’s Jijenge Loan
Credit Product. Acumen Sacco Jijenge loan is issued at 5 times of our member’s deposits.
Credit Product
- Loan issued at 5 times of one’s deposits
- Repayment- 96 months
- Loan amount is based on ability to pay and on deposits held with society.
- Interest rate- 1.15% p.m. on reducing balance
- Guarantors and acceptable collaterals required.
- Buy off/ Loan top up facility available
5. Acumen DT Sacco Society Limited’s Development Loan
Credit Product. The loan enables members to get funds for development.
Credit Product
- Enables members to get funds for development
- Loan amount is based on ability to pay and on deposits held with society.
- Repayment period is up to 60 months
- Loan amount is up to 3 times members deposit
- Interest charged at 1.15% p.m on reducing balance
- Buy off/ Loan top up facility available
- Security is members deposit and guarantors
6. Acumen DT Sacco Society Limited’s Emergency Loan
Enables members to get funds for emergency with a repayment period of up to 12 months.
Credit Product
- Enables members to get funds for emergency.
- Repayment period is up to 12 months.
- Interest charged at 1.15% p.m on reducing balance.
- The maximum amount is kshs 200,000
- Security is members deposit & guarantors deposits
7. Acumen DT Sacco Society Limited’s Real Estate Loan
Repayment period is up to 48 months. Interest rate is 1.25% reducing balance. Loan amount is up to 3 times members’ deposit.
Acumen DT Sacco Society Limited’s Short-Term Loans
Acumen DT Sacco Society Limited also offers short term loans that take 1 to 3 months. These short-term loans are:
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Mobile loan
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Salary advance
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Rent advance
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Dividend advance
1. Acumen DT Sacco Society Limited’s Mobile Loan
Maximum amount of Kshs 20,000. Maximum repayment period is 1 months.
Key features of this loan are:
- Maximum amount of Kshs 20,000
- Maximum repayment period is 1 months.
- Disburdened through the phone.
- NO guarantors required.
- Interest rate is 5%.
2. Acumen DT Sacco Society Limited’s Salary Advance Loan
Member salary MUST be channeled through FOSA account. Maximum repayment period is 3 months.
Key features of this loan are:
- Member salary MUST be channeled through FOSA account.
- Maximum repayment period is 3 months.
- NO guarantors required.
3. Acumen DT Sacco Society Limited’s Rent Advance Loan
Member rental income MUST be channeled through FOSA account. Repayment period is 1 month.
Key features of this loan are:
- Member salary MUST be channeled through FOSA account.
- Maximum repayment period is 3 months.
- NO guarantors required.
4. Acumen DT Sacco Society Limited’s Dividends Loan
Available 3 months prior to close of the year. Repayable after 3months.
Key features of this loan are:
- Available 3 months prior to close of the year.
- Repayable after 3months during dividend payout.
- Interest rate is 5.2%.
Acumen DT Sacco Society Limited’s Savings Products
Acumen Savings and Credit Cooperative Society offer various savings products tailored to meet the diverse needs of our members. Here are some of our SACCO saving products:
Acumen Savings and Credit Cooperative Society’s Deposit Savings Product
Acumen Savings and Credit Cooperative Society’s Share capital
Acumen Savings and Credit Cooperative Society’s Holiday Account
Acumen Savings and Credit Cooperative Society’s Children Account
Acumen Savings and Credit Cooperative Society’s Education Account
Acumen Savings and Credit Cooperative Society’s Fixed deposit Account
Acumen DT Sacco Society Limited’s Deposit Savings
Acumen SACCO monthly contribution allow members to contribute a fixed amount of money on a monthly basis as part of our savings plan. This contribution can be tailored to meet the member’s financial capabilities and objectives.
Deposits /BOSA/savings
- These are contributions made by a member on a monthly basis.
- This savings help members to save secure loans at 3 times or 5 times(for collateral loans) the total amount saved and guarantee other members’ loans.
- Minimum monthly contribution is Kes 2,000.
- Withdrawal from this account is processed within 60 days after a written notice of withdrawal is received.
- Refunds will only be effected if a member has cleared ALL their loan obligations and discharged any guarantees attached to the deposits.
- A member who maintains an active deposits account is entitled to rebates at the end of each financial year determined by Sacco performance.
Acumen Savings and Credit Cooperative Society’s Services
Acumen Savings and Credit Cooperative Society offer a range of financial services to their members and the general public aimed at fostering financial inclusion. Here are some of our SACCO services:
Acumen Savings and Credit Cooperative Society’s Sacco Assurance
Acumen Savings and Credit Cooperative Society’s Mobile Banking Services
Acumen Savings and Credit Cooperative Society’s Bank Agencies And Mpesa
How to Join Acumen Savings and Credit Cooperative Society
Joining Acumen Savings and Credit Cooperative Society is very eassy.
Membership Registration Documents required:
1. Complete membership application form.
2. A Copy of National Identity card/Passport.
3. Recent Photo.
4. Copy of KRA PIN Certificate.
Submit The Above Required Documents: Submit the documents to [email protected] along with the application form.
Download Membership Application Form: MEMBERSHIP-APPLICATION-FORM
Frequently Asked Questions on Acumen DT Sacco Society Limited
1. Is Acumen DT Sacco Society Limited Registered?
Yes. Acumen DT Sacco Society Limited is a licensed, Deposit-Taking (DT) cooperative based in Kenya. Regulated by the Sacco Societies Regulatory Authority (SASRA), it operates under license number SS/0191/21.
2. Acumen DT Sacco Society Limited
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