Tag Archives: Cheap Credit

Cheap Mobile Loans

Fast and Cheap Mobile Loans: The Zenka loans App download and how to get lending quickly

Leave a comment

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Zenka Mobile Loans

Zenka mobile loans App is a quick and easy tool to get a loan straight to your M-Pesa account.

Loan Calculator

Representative example for first loan:
Minimum and maximum loan term: 61 days. Maximum APR 0%. For a representative example for a loan for KSh 3,000 for 61 days APR equals 0% (calculated on 1.05.2019); total loan amount: KSh 3,000; annual interest rate 0%; total loan cost KSh 0, including: Commission KSh 0, Interest KSh 0; installment amount: 2 installments for KSh 1,500.
Minimum and maximum period for repayment: 61 days. Minimum Annual Percentage Rate (APR): 0%. Maximum APR: 352,8%

FIRST LOAN FOR FREE – NO REGISTRATION FEE, 0% COMMISSION, 0% INTEREST. APR = 0%

Zenka is the most flexible personal loan platform on the market, giving Kenyans more control over their finances with its unique features. They offer a simple registration and application process, after which you will receive your loan straight to your M-Pesa account.
Money on your account in just 5 minutes!

How does it work?

  1. Download Zenka App
    Visit Google Play Store. Search for Zenka Loan App and download it on your mobile.
  2. Fill short application form.
    After downloading the Zenka app, choose how much money you need and sign up with Zenka.
  3. Receive money on your M-Pesa account;
    Your application will be evaluated and when it is approved, you will receive money on your M-Pesa account.
  4. Need additional financing?
    Make use of their flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.
  5. Need more time to repay?
    Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14 or 30 days.
  6. Repay on time and build a positive credit history;
    Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.

What’s so special about Zenka Loans?
Additional amount and extensions do the job!

  • Considering additional financing? Don’t miss on great opportunities and top up you existing loan with just a few clicks!
  • Need more time to repay? Get control over the unexpected by extending your due date. Enjoy the flexibility they offer.
  • Achieve financial harmony! Realize your ideas and needs with Zenka instant personal loans.

What do Zenka offer?

  1. Loan terms starting from 1 day,
  2. Loan amounts starting from KSh 500.00,
  3. Commission fee starting from 9%,
  4. Top ups with just few clicks,
  5. Due date extensions,
  6. Limit increase with timely repayments.

Contact information:

Call center: + 254 020 765 0878
Email: support@zenka.co.ke

Zenka Finance Limited
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya

Download the Zenka App from play store and enjoy convenience in financing.

Also read;

Cheap Mobile Loans

Quick and Cheap Mobile Loans: The KCB loans App download and how to get lending quickly

Leave a comment

The Kenya Commercial Bank, KCB, Mobile App for KCB and non-KCB customers is the one-stop place for all your banking and financial needs. Featuring a bold and modern visual design, it’s been carefully crafted to deliver a beautiful user experience. The loan App is available at Google play store.

The KCB Mobile App provides an easy and secure way to:

  • access your account, send money, withdraw cash…
  • access to loans allowing customers to borrow loans on the fly.
  • ability to add and track your credit cards, debit cards…
  • access charts and graphs to help you visualize your spending
  • track stocks, foreign exchange rates, properties…
  • access financial trends, success stories, expert tips…

How to get KCB loans

Get the KCB loans via your mobile phone by downloading the KCB App from Google play store. All you need to do is to search for the KCB App on Play store,download it and you are good to go.

Also read;

Cheap Mobile Loans

Fast and cheap online Loans: The Fadhili loans and app download

Leave a comment

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Fadhili loans

Fadhili gives you access to fast and convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

Install Fadhili loan app from google play and create account and begin applying

Fadhili will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Fadhili will notify you of the amount of money you can apply for and explain the repayment terms

The Quick Loan Fadhili offer:

  1. Loan Amount: Ksh 300 ~ 300,000 Ksh
  2. Loan Term: The shortest tenor is 91 days, the longest is 365 days
  3. Fees: 12%
  4. APR: 12%
    Service Fee: They charge additional service fee to cover the cost of credit scoring,payment cost, and account management.

Loan calculator

The amount varies for loan amount requested
Example: If the loan amount is Ksh 20,0000 for one year loan term with the total fees of 12%, then the APR will be Ksh 2,400 which is also the loan fee.

Also read;

Cheap Mobile Loans

Easy and flexible mobile loans: Get the Africaloan Kenya loans today

Leave a comment

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Afrikaloan Kenya mobile loans

Afrikaloan Kenya provides you with convenient and fast loans online, allowing you to get your money directly to your M-Pesa account.

The Afrikaloan Kenya mobile app enables you to receive financial support wherever you are, and at any time.

A good credit history is the easiest way to ensure fast loans approval whenever you apply.
Improving your credit history is easy – simply download the app, take out loans and pay back on time.

SIMPLE AND CONVENIENT

Three easy steps of getting a loan online:

  1. Download our app
  2. Apply for a loan
  3. After approval, receive the money on your M-Pesa account. Pesa chapchap!

You can a get a second loan with just a couple of clicks! Get access to bigger loans, lower interest rates, and flexible repayment terms. Increase your loan limit up to Ksh 50 000!

WHY PEOPLE CHOOSE AFRIKALOAN?

  • It’s completely online. There’s no need to go to an office to get a loan, simply install the app and fill in a short application form, whenever and wherever you are.
  • Fast processing. You can get an instant loan on your Mpesa, as soon as you require financial assistance.
  • Great terms. Low interest rates and flexible loan repayment terms. No hidden fees or charges.
  • Safe and secure. They encrypt all personal data to protect your privacy and we never share any data with third parties.
  • Customer support. Their dedicated customer support team is always ready to answer any question you may have on Facebook and via email.

LENDING TERMS

Afrikaloan offers loans ranging from KSh 500 to KSh 50,000 (up to a USD 550 equivalent). The loan repayment terms are up to 52 weeks and our customers can always pay their loans off in advance. Annual interest rates for regular clients range from 10% to 182.5%, depending on your loan’s terms.

Interest rates are calculated depending on various factors, such as your repayment history and the cost of lending for Afrikaloan. There are no extra fees or charges and there is no collateral necessary. Standard SMS charges, payment system (M-Pesa) fees and your mobile carrier’s data charges may apply.

Here’s how interest rates are calculated:

For example, if you are issued a loan in the amount of KSh 2,000 for 7 days at a rate of 2.4% per day, including the day of issue. The total interest you pay for this loan will be KSh 384.

CONTACTS

Facebook: facebook.com/afrikaloankenya
Twitter: twitter.com/afrikaloan
Email: info@afrikaloan.com
Website: afrikaloan.co.ke

Cheap Mobile Loans

Branch Personal mobile loans App: How to use branch app on your phone

Leave a comment

Branch makes it easy for you to access loans for the way you live anytime, anywhere. Download the Branch App, Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Nigeria, Mexico, and India. You can get up to Ksh 70,000, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya) or right to your bank account (Nigeria, Mexico, India).

Questions? Branch provides world-class support for your financial needs, 24 hours a day. Message them within the app and receive an answer in minutes!

IT’S EASY TO GET STARTED

* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan

KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY

Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want — for your business, your home, your family, your life.

FEATURED IN

TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard

SAFE AND SECURE

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

RATES AND FEES
Loan amounts and interest rates vary by country as explained below;

Kenya

Loan Amounts: Ksh 250 to Ksh 70,000
Repayment Periods: 62 days to 336 days
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.

Nigeria

Loan Amounts: ₦1,000 to ₦200,000
Repayment Period: 62 days to 280 days
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.

Mexico

Loan Amounts: $200 to $20,000
Repayment Period: 62 days to 336 days
APR: 29% to 487%
Example Fees: For a loan of $3,250, a flat fee of $1,250. No late fees, rollover charges, or origination fees.

India

Loan Amounts: INR 500 to INR 50,000
Repayment Period: 62 days to 112 days
APR: 49% to 130%
Example Fees: For a loan of INR 9,000, a flat fee of INR 1,352. No late fees, rollover charges, or origination fees.

HOW TO CONTACT BRANCH

If you have any feedback, questions, or concerns, please e-mail Branch at support@branch.co or find us on Facebook!

Follow Branch on Twitter: twitter.com/branch_co
Like Branch on Facebook: facebook.com/branch.co
Visit the Branch website: branch.co

How get the Branch App

The Branch App is available on Google Play Store. Search for the App on your phone’s Play Store, install it and get your loan from the comfort of your house.