Home insurance Cover; Resolution Kenya Insurance Services

WIBA cover for both indoor and outdoor domestic servants. 2 workers are covered for free.

Covers legal liability in respect to third party injury or damage to property parties arising from the insured’s negligence as owner or occupier of the property insured under the policy.

How to Claim

• Notify the nearest police station for all losses.
• Notify Resolution Insurance of the claim and submit all relevant documents.
• Resolution Insurance will then process the claim
• Admissible Claims are paid within 7 days of signing discharge voucher.

Special Conditions / Exclusions

• No one article shall be deemed of greater value than 5% of the Total Sum Insured on the Contents or Kshs. 50,000/= unless such article is specifically listed in the schedule.
• The total value of Platinum, Gold and Silver articles, Jewellery and Furs shall not exceed ONE-THIRD of the Total Sum Insured on Contents unless specially agreed herein and accompanied by Valuation Certificates.
• Un-occupancy – 7 days for contents, 30 days for buildings (Subject to the building being under the care of a caretaker at all times)
• Terrorism & Political Risks Exclusion
• Mechanical or Electrical Breakdown
• Wear and Tear, Depreciation, Atmospheric Conditions
• Breakage of Glass or Articles of Brittle Nature unless caused by Fire or Theft
• Excess on Section C only: 10% each and every loss minimum KES. 2,000