Tag Archives: How to apply for HELB Loans

HELB Portal

Helb loans How to apply for the first time Helb loan; Step by step guide on requirements and filling the sections of the form

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The Higher Education Loans Board, Helb, advances a number of loan products to students in tertiary institutions. Helb provides the following loan products to all students: Undergraduate Loan, Tvet Loan / Bursary First Time For Tertiary Institutions,  Post Graduate Scholarship Application and Afya Elimu Loan.

The following are loan products for the employed individuals: Civil Servant Training Revolving Fund, Post Graduate Scholarship Application, Kra Staff Training Revolving Fund and JIELIMISHE LOAN(Salaried Students): PgD,HND,Bachelors, Masters, PhD & Professional Courses.

HOW TO APPLY FOR THE HELB FIRST TIME LOAN.

The First Time Loan Application is divided into the following categories.

INFORMATION ON PROFILE

This comprises of two sub categories as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant:- Personal Details

In this section, an applicant is required to fill out their personal information. Items such as Sub-location,Division,location etc should reflect information as per your National Identification Card.

b) Applicant:- Residence Details

In this section, an applicant is required to fill out there current place of residence information. Items such as Sub-location,Division,location etc should reflect your current place of residence and not as indicated in your ID Card.

INSTITUTION DETAILS

This comprises of three sub categories as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Institution Details

In this section, an applicant is required to fill out their Institution details.

b) Applicant :- Loan Information.

Here you are required any information on your loan or bursary.

EDUCATION BACKGROUND DETAILS

This comprises of one category as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Education Background Details

In this section, an applicant is required to fill out their education background details.Primary and Secondary School Details are compulsary.Failure to include this will lead to automatic disqualification

EXPENSE DETAILS

This comprises of two categories as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Family Expenses

In this section, an applicant is required to fill out the family’s expenses.

GUARANTOR DETAILS

This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Guarantor’s Details

In this section, an applicant is required to fill out the guarantor’s details.It is compulsory to fill in two guarantors failure to do this will lead to automatic disqualification

PARENTS DETAILS

This comprises of three category as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Parents Marital Status

In this section, an applicant is required to fill out their parent’s marital status.

b) Applicant :- Parents Details

In this section, an applicant is required to fill out various details about their parent’s eg.employment.

c) Applicant :- Guardian’s Details

If the applicant is orphaned he/she will be required to fill in the gurantors’ details.

BANK DETAILS

This comprises of one section as elaborated below.Please fill each section before proceeding to the next item.

a) Applicant :- Bank Details

In this section, an applicant is required to fill out the bank’s details.

To get started off click on this link; https://portal.helb.co.ke/

Also read;

How to register and apply for HELB loans online
HELB Portal

How to apply for HELB loan clearance, compliance certificate and refund; requirements and process

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Beneficiaries of Higher Education Loans Board, helb, can apply for clearance and compliance certificates that are mostly required during job recruitments. A compliance certificates is given to those who are repaying the loans but are yet to clear the full amount. While, clearance certificates are issued to beneficiaries who have fully paid the due interest and principal amounts. Sometimes one may make an over payment. This can still be refunded on application.

How to get a compliance, clearance certificate and refund.

To get a compliance, clearance certificate and or refund you must personally visit the helb offices at Anniversary towers in Nairobi.

You will be issued with an Enquiry form (EF ) that has the following parts that must be filled correctly; where necessary:

a). Nature of enquiry

There are various enquiries that can be made at the helb customer care desk. These include: Loan Balance(statement), Missing payments, compliance certificate, clearance certificate and refund to over deductions among others.

b). Client details

You should be armed with your ID number and university registration number among other details.

c). Employment details

For those employed, you will be expected to provide details such as employer name, employment number and address.

d). For refunds

You need to have an ATM card a copy of which shall be attached on the application form.

Once you fill the enquiry form, pick a ticket depending on the type of service required and you will be assisted accordingly. The clearance or compliance certificate is processed and you get it the same day. The clearance certificate has the following details:

1). Bearer’s Name
2). ID number
3). Registration number as used in college/ university
4). College/ University attended
5). Type of loan cleared

List of services available at the helb customer care centre are: statements, post graduate loans, billing, refunds, compliance, lumpsome payments, refunds and statements.

For further details visit the official helb website; www.helb.co.ke

Also read;

Helb loans How to apply for the first time Helb loan; Step by step guide on requirements and filling the sections of the form
HELB Portal

HELB loans disbursement, amount awarded, application procedure and requirements: Full details

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The Higher Education Loans Board, Helb, advances loans to students in Higher Learning institutions. These loans are given on yearly basis both to regular and self sponsored students. Regular students are placed by the Kenya Universities and Colleges Central Placement Service, Kuccps.

UNDERGRADUATE LOAN (DIRECT ENTRY STUDENTS)

These loans are for students joining public or private universities within the East African Community directly from high school either through the Kenya Universities and Colleges Central Placement Service (KUCCPS) or as self-sponsored. Amounts awarded range between Kshs.40,000 minimum and Kshs.60,000 maximum based on the level of need. The loan attracts interest of 4% p.a and the students are required to repay their loans on completion of their studies. Students are advised to apply at least one month before the opening date to allow ample time for processing.

Type of Loan Application

There are two types of undergraduate loan applications:

  • First Time Application- This is for applicants who are applying for the first time.
  • Second and Subsequent Application- This is for applicants who are applying for a second, third, fourth time as per the program duration

The number of loans one is eligible for depends on the program duration i.e. one is given loan 4 times for a 4 year program.

Here are links to the most important news portals:

Management of HELB Loans

Students are advised that the loans should be used mainly for:

  • Tuition,
  • Books and stationery,
  • Accommodation and subsistence.

Students are advised to desist from diverting the funds to leisure or other family obligations.

Loan Award

The loan awarded ranges from a minimum of Ksh.40, 000 and a maximum of Ksh.60, 000.

For those placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep while the Self sponsored students, the money is sent directly to the university once a year as tuition fees.

A standard amount of Ksh4, 000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester for tuition [total Ksh8, 000] and the rest is sent to the applicant’s bank account as upkeep.

An Administrative Fee of Ksh500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan.

A limited number of needy government sponsored students receive bursary of between Ksh4, 000 and Ksh8, 000 per year. The Bursary is paid to the university.

Requirements
  • A copy of the Applicant’s national ID Card
  • Copies of the parents national ID Cards/death certificate where the parent is deceased
  • Copies of both guarantors’ national ID Card
  • A copy of the applicant’s admission letter and KCSE result slip/certificate
  • A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
  • A copy of the applicant’s Smart Card from the institution
  • One recent colored passport size photograph of the applicant.

Repaying your Student Loan

Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan whichever is earlier. However, you can make voluntary payments before or after you complete your studies to reduce your loan balance.

Note:

  • Loans are charged 4% interest per annum
  • Loan repayment commences one year upon completion of studies or as deemed fit by HELB.
  • The loan is repayable up to a maximum of 120 months.

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Submission of Under Graduate  Loan Application Forms

Other HELB Products

You can also apply other types of loans from Helb. Click on the links below for further guidelines.

Universities & Colleges information

HELB portal open for Undergraduate Loans Applications

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The Higher Education Loans Board, HELB, has opened the online portal for the Undergraduate Subsequent Online Application for FY 2019/2020. The Application Deadline is 31st March, 2019.

Apply today on https://portal.helb.co.ke 

For further details, visit the official HELB website at: https://www.helb.co.ke

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Guide to the HELB Mobile Short code used for loan repayment, application and Disbursement status
HELB Portal

How to get HELB loan balance statement, compliance and clearance Certificates online

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The Higher Education Loans Board, HELB, provides loan balance statements, compliance and clearance certificates to beneficiaries/ loanees. This information can be found online on HELB’s portal. Before proceeding, ensure you are registered for HELB’s online services. See procedure here: How to register and apply for HELB loans online.

Kindly have the following details in order to proceed to the HELB portal for loan balance statement, compliance and clearance certificates: Personal details (Phone number, Date of Birth, KRA PIN, Box number, County, Sub- county, Constituency, ward, location, Sub- location and village/ Estate.

This is how to go about it:

1). Log onto the system at https://portal.helb.co.ke/auth/signin
2). Complete your profile by updating the personal and current residence details.
3). Once updated, you will be logged onto the system and you can be able to get such services as:
i). Loan disbursement,
ii). Loan statement,
iii). Loan status,
iv). Penalty waiver and
v). Compliance certificate


By using this online platform may also be able to apply for various loan products from HELB. You can at the same time review previous loan application reports.