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Best Saccos in Kenya 2023

by Hillary Kangwana
January 11, 2026
in Banks and Money
0
Stima Sacco that is ranked as the best performing Sacco in Kenya.

Stima Sacco that is ranked as the best performing Sacco in Kenya.

Are you looking for a list of the best Saccos in Kenya? According to the latest payment rates data,Stima Sacco Society is ranked as the best Sacco in the Country.

TABLE OF CONTENTS show
1. STIMA SACCO SOCIETY LTD
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1.6. THE KENYA POLICE SACCO SOCIETY
2. LIST OF TEN TOP SACCOs IN KENYA

Police Sacco and Mwalimu Sacco rank in the second and third places, respectively.

This ranking is per the Saccos interest rates paid on Customer Deposits and Payout of Dividends on Share Capital.

STIMA SACCO SOCIETY LTD

Stima Sacco Deposit Taking (DT) is a licensed Deposit Taking Sacco. It was established in 1974 with the main objective of uplifting the members’ social economic well-being. Stima Sacco has nine branches in Nairobi(Parklands), Mombasa, Kisumu, Nakuru, Olkaria,Eldoret, Nairobi CBD, Embu and Kawi Centre (South C).

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Equity Bank’s Wings to Fly Program- 410 Wings to Fly scholars offered employment as they join the Equity Africa Lead

Membership is open and any Kenyan citizen is eligible to join Stima Sacco regardless of his or her area of residence.

Stima  Sacco is currently ranked as the best performing Sacco in the country.

THE KENYA POLICE SACCO SOCIETY 

The Kenya Police Sacco Society was registered on 20th November 1972, under the Cooperative Societies Act Cap 490 of the laws of Kenya. It had to wait till June 1973 for it to roll out its operations. It draws membership largely from the disciplined forces.

The Kenya Police Sacco Society is the ranked as the second best Sacco in the country.

MWALIMU SACCO

Mwalimu Sacco is perhaps the largest African Sacco with a membership drawn from teachers all over Kenya. It is currently ranked as the third best Sacco in the country.

See also;
  • Gusii Mwalimu Sacco; Loans, how to join, requirements, offices location and contacts.
  • Mwalimu National Sacco loans; BOSA interest rates and loan calculator
  • TSC loan application process for teachers at Mwalimu National Sacco
  • Mwalimu National SACCO membership; How to be a member, requirements and benefits

LIST OF TEN TOP SACCOs IN KENYA

Here is the full list of the top 10 SAccos in the country;

S/NO SACCO NAME CATEGORY INTEREST ON DEPOSIT DIVIDEND ON SHARE CAPITAL
1 Stima Sacco DT 10.70% 17%
2 Police Sacco DT 10.50% 17%
3 Mwalimu Sacco DT 10% 17%
4 Sheria Sacco Educationnewshub DT 8.50% 16%
5 Mhasibu Sacco Non DT 8.15.% 15%
6 kimistu Sacco DT 8% 15%
7 Nation Sacco Educationnewshub DT 8 15%
8 SafaricomSacco DT 7.50% 12%
9 FinnlemmSacco Non DT 6.20% 12%
10 Kenya Bankers Sacco DT 6% 10%
11 Harambee Sacco DT 6% 6%

 

Tags: Best Sacco in KenyaMWALIMU SACCOPolice SaccoStima SaccoTop Sacco in Kenya
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