Owning a house is one dream that most people have, it’s no lie that many have gone to an extra mile to build a house.

As the urge of building a house stucjs in Kenyans minds we’ve seen the rise of most mortgage companies.

In this article we’ll take a look at some of Kenya’s financial companies offering mortgage loans. But before we get there let me introduce you to the type of mortgage loans offered in Kenya.

There are two types of Mortgages;

1. Fixed rate mortgages

The borrower will owe a percentage of the loan as interest. This amount never changes and remains constant over the life of the loan.

2. Variable/Adjustable rate mortgages

In this type of loan, changes in the credit market are reflected in the repayment rates. Equal repayments are made on a reducing balance. Part of the interest rate risk is transferred from the lender to the borrower.

Variable rate mortgages are widely used where fixed rate funding is difficult to obtain or prohibitively expensive.

Investments & Mortgages Bank Ltd (I&M Bank)

Address: I&M Bank Tower, Kenyatta Avenue,

P.O. Box 30238 – 00100 Nairobi GPO, Kenya

Phone: 254-20-3221001

Cell: 0719 088 001,0732 100001

Fax: 254-20-2212947,2216732

Rafiki Microfinance

Rafiki Microfinance Bank Headquarters

Head office Biashara Street

P.O. Box 12755-00400

Telephone: 0711 073 000

Mobile:0730 170 000,

HF Group (Housing Finance)

Head Office: Rehani House, Kenyatta Avenue / Koinange Street

Mobile number: 0709 438 000 & 0709 438 888

Toll Free number: 0800 721 400

Consolidated Bank of Kenya Ltd.

Consolidated Bank House, 6th Floor, Koinange Street.

P. O. Box 51133 – 00200, Nairobi

Telephone: +254-20-340208/340836,340551, 340298, 340747,340298,211950,0722-999177

Kenya Commercial Bank Ltd

Kencom House, 8th Floor, Moi Avenue.P. O. Box 48400 – 00100, Nairobi

Telephone: +254-20-3270000, 2851000, 2852000, 250802

Equity Bank Ltd.

Equity Centre,9th Floor, Hospital Road, Upper Hill

P. O. Box 75104-00200, Nairobi

Telephone: +254-20- 2262000

Diamond Trust Bank Kenya Ltd.

Nation Centre, 8th Floor, Kimathi Street.

P. O. Box 61711 – 00200, Nairobi

Telephone: +254-20-2849000, 2210988/9

 Co-operative Bank of Kenya Ltd

Co-operative House, 4th Floor Annex, Haile Selassie Avenue.P. O. Box 48231 – 00100 Nairobi

Telephone: +254-20-3276000, 0711-049000

Commercial Bank of Africa Ltd.

CBA Building, Mara/Ragati Road, Upper Hill

P.O. Box 30437– 00100, Nairobi

Telephone: +254-20-2884000, 2734555, 0711056222-15

 CFC Stanbic Bank Ltd.

CFC Centre, Chiromo Road, Westlands

P. O. Box 72833 – 00200 Nairobi

Telephone: +254-20-3638000. /11 /17 /18 /20 /21, 3268000, 0711-0688000

Barclays Bank of Kenya Ltd.

Barclays Plaza, Loita Street

P. O. Box 30120 – 00100, Nairobi

Telephone: +254-20- 3267000, 313365/9, 2241264-9, 313405,

Bank of Africa Kenya Ltd

Re-Insurance Plaza, Ground Floor, Taifa Rd

P. O. Box 69562-00400 Nairobi

Telephone: +254-20- 3275000, 2211175, 3275200

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