Kenya Institute of Professional Studies Training Revolving Fund

Kenya School Of Law Tuition Loan

Helb Undergraduate Loans: First and Subsequent Student Loan, Bursary Applications

Helb loans are for students pursuing their studies in Public or Chartered Private Universities within the East African Community, placed either through the Kenya Universities and Colleges Central Placement Service (KUCCPS), Self-sponsored, Parallel and Module II Students studying for a Bachelor’s Degree only.

Pre-University, Certificate, Diploma or Postgraduate students are not eligible to apply for this loan. The loan attracts interest of 4% and Kshs. 1,000 ledger per year. Students are advised to apply for the loan at least one month before the opening date to allow ample time for processing.

Type of Loan Application

There are two types of undergraduate loan applications:

1. First Time Application-This is for applicants who are applying for the first time.
2. Second & Subsequent Application-This is for applicants who are applying for the second, third, fourth time as per the program duration.

Note: The number of loans one is eligible for depends on the program duration. For example, one is given loan 4 times for a 4-year program or 5 times for a 5-year programme.

How to apply for a HELB Loan as a First Time Applicant:

1. Visit our website or hef.co.ke to access the Student Portal and click on “register” to create an account.
2. Confirm whether you have your National ID and enter your ID number. Enter your KCSE Index number if you don’t have a National ID.
3. Enter a valid email address and password and click “register”.
4. You have successfully created an account. Check your email (Inbox or Spam/ Junk) to activate your account and log in after email activation.
5. Enter a valid Telephone number where a verification code will be sent. If the verification code expires, click resend button to get a new verification code.
6. Fill your profile & update your Biodata.
7. Give consent to collection of your personal data.
8. Read through the consent form to understand why we are collecting your personal data then tick the checkbox to agree with terms of use.
9. Fill in your personal details then save to continue.
10. When all details are complete, submit your scholarship/loan request.
11. Consent to processing of your data by Accepting the loan terms and conditions.
12. Update your guarantor details.
13. Provide loan payment information as per the fields provided (Bank or mobile payment)
14. Submit your loan application.

Note:

1. Please ensure that you read through the consent form to understand why we are collecting your personal data before you tick the checkbox to agree. View HELB Data Privacy Statement.
2. It is recommended that students prudently manage their HELB loans once disbursed to cater for Tuition, books, stationery, accommodation, and subsistence.

Requirements

1. A valid email address for the applicant (Student)
2. Valid telephone number (must be registered in your name to apply for a loan)
3. KCPE and KCSE index numbers and year of examination
4. Passport size photo
5. Copy of your National ID (for loan application)
6. College/University admission letter
7. Your parents’ registered telephone number
8. Your parents’ national ID number
9. Death certificate if any of your parent is deceased.
10. Your birth certificate.
11. Two guarantors’ (Can be your parents) ID numbers and registered telephone numbers (for loan application)
12. Copy of the sponsorship letter if you were sponsored in Secondary school.

How to apply on the HELB App as a second and Subsequent applicant

1. Applicants should visit Google play store and download the HELB Mobile Application.
2. Register your details (First name, Phone, Email Address, National ID and KRA PIN number) on the HELB App to generate a PIN which you will use to log in and accept the license agreement. Ensure that you use the Safaricom number that you use for Mpesa transactions and it should be registered in your name.
3. Read the mandatory Financial literacy notes and undertake a brief Question & Answer to appreciate the purpose of credit. Scroll down to view results then click “proceed”.
4. Click on loans then select undergraduate loans to get the Undergraduate Subsequent Loan Application Form [LAF].
5. Follow each step to fill in the required details and submit. A pop-up message will appear to show that you have successfully applied. The loan serial number will also be displayed.

NB: You will be required to pay Kshs. 1 from your MPESA account during the application process to verify your telephone number.  Please note, the application is paperless hence no printing.

6. Students that are not Safaricom subscribers will be directed to the Portal and apply using the application form, after which they will be required to print and submit the form to the HELB Student Service Centre on Mezzanine 1 Floor at Anniversary Towers.

Higher Education Loans Board is a state agency under The Ministry of Education. The agency gives loans and bursaries to all undergraduate, Diploma, Certificate and Masters Students in tertiary institutions.

Students in the Kenya Medical Training College, KMTC, also qualify for Helb loans and bursaries.

Get all the latest news on Helb on this page;

Get all the details on Helb undergraduate loans here. Get answers to all questions you may be having on Helb loans on this post.

Advocates Benevolent Association Fund ABA

Eligibility

How to Contact Helb Easily: Full list of all the Helb Contacts and Offices

You can now easily reach out to Helb for assistance and support. Get a full list of updated Helb contacts and offices countrywide:

Kenyan students pursuing Certificate, Diploma and Higher National Diploma courses in select Public Universities, select University Colleges, Public National Polytechnics, and approved TVET Colleges under the Ministry of Education are eligible for this loan and bursary. The loan attracts interest rate of 4% and a ledger fees of Kshs. 1,000 per year.

How to apply as a First Time Applicant

1. Visit our website www.helb.co.ke  to access the Student Portal and click on “create an account” to register.
2. Once the account is created, log in and select the appropriate TVET First Time Loan Application Form [TLAF].
3. Read the literature or view the videos on Financial Literacy and participate in the brief exercise online.
4. Access and fill the loan application form.
5. Print TWO copies of the duly filled TVET Loan Application Form [Mandatory]
6. Have the forms appropriately filled, signed, and stamped by the relevant authorities.
7. Attach all the documents as per the checklist and present one copy of the duly filled Loan Application Form at:

• • Any of the following Huduma centers nearest to you: Bomet, Bungoma, Chuka, Eldoret, Embu, Garissa, Nairobi GPO, Kakamega, Kericho, Kilifi, Kisii, Kisumu, Kitale, Kitui, Lodwar, Machakos, Makueni, Meru, Migori, Mombasa, Murang’a, Nakuru, Nandi Narok, Nyeri, Taita Taveta, Thika and West Pokot for free and secure delivery; or
  • HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi

1. Retain a complete copy of the TVET Loan Application Form [This is mandatory]

Note:

1. Please ensure that you read, understand, and follow the instructions provided at the beginning of the online TVET loan application process including reading and undertaking the HELB Financial Literacy Programme.
2. It is recommended that students prudently manage their HELB loans once disbursed to cater for Tuition, books, stationery, accommodation, and subsistence.

Application requirements

1. A copy of the applicant’s admission letter from the institution
2. A copy of the applicant’s National Identification Card.
3. Applicant’s KCSE result slip or certificate
4. Copies of the parents’ National ID Cards or death certificate where the parent is deceased
5. Copies of both guarantors’ National ID Card
6. A copy of the applicant’s Bank ATM/Bank card
7. One recent colored passport size photograph of the applicant.

Note:

1. The applicant should access and complete the relevant TVET Loan and Bursary Application Form (TLAF).
2. Print TWO copies of the duly filled Loan Application Form.
3. Have the TVET Loan Application Form signed and stamped by the Dean of Students and/or Financial Aid Officer.
4. Retain one copy of the duly filled TLAF (Mandatory).
5. Drop the TLAF personally at the HELB students Service Centre on Mezzanine One, Anniversary Towers or any of the SELECT Huduma Centers nearest to you

Repaying the TVET Loan

TVET loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan, whichever is earlier. However, one can make voluntary payments before or after completing studies to reduce the loan balance. HELB Loans are charged 4% interest per annum and is repayable up to a maximum of 48 months.

Kenya School of Integrated Medicine (KISM)

Higher Education Financing, HEF, Eligibility Criteria: How to determine Scholarship and Loans Amounts.

Higher Education Financing Scholarship

Scholarship does not require a student to have National ID card. Must be 2022 [and above] KCSE candidate for University applicant Admitted through Kenya Universities and Colleges Central Placement Service (KUCCPS)

Higher Education Financing Scholarship For undergraduate Students:

• Must be admitted in public universities. For TVET students:
• Must be admitted by approved TVET institutions and also placed by KUCCPS [Not necessarily 2022 KCSE graduate].

Higher Education Financing Loan Requirements

• National ID/KCSE index number.
• Admission to university/ approved
• TVET institution recognzied by the Ministry of Education.

Note:

1. Allocation for loans and scholarship will be done based on the applicant’s level of need as determined by the Means Testing Instrument.
2. ALL applications must be done through the website www.hef.co.ke
3. Applicants who qualify for Loan and Scholarship are encouraged to select both before submitting the application.

Higher Education Financing For TVET Students

The new higher education financing model meets each student at their need. Here’s how it works for TVET students.