
OBLIGATIONS
The scheme has three parties the member, NHIF and the Health Care Facility, whose roles are outlined below;-
- Obligations of the Member The member shall:
- Register with NHIF and declare all eligible dependants;
- Provide necessary and correct documentation & information of
themselves and dependants;
- Update all beneficiaries in a timely manner;
- Not engage in fraudulent activities in order to unlawfully obtain
benefits; and
- Abide by the provision of the Contract on benefit package and
selection of health care providers.
- Where a member is not able to access services as stipulated, they are encouraged to call or visit the nearest NHIF office for further
- Obligations of the Health Care Providers The health care provider shall:
- Render the agreed range of health services to bonafide Scheme members and their beneficiaries;
- Maintain high standards of quality healthcare services;
- Not engage in any fraudulent activities in order to unlawfully obtain
payments or any other benefits.
- Fully abide by the provision of the contracts signed between the facility and NHIF.
- Obligations of NHIF
The obligation of the Fund in relation to the Member and Health Care providers shall be as follows:
- Accredit and contract healthcare providers;
- Provide a list of accredited and contracted healthcare facilities;
- Register and issue members with membership cards;
- Receive premiums;
- Ensure adherence to the terms of agreement by all parties;
- Pay the service providers in a timely manner; and
- Sensitize all stakeholders on the
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9.0 EXCLUSIONS
Exclusions are those services which are not covered in the benefit package. They may include but not limited to expenses incurred by a beneficiary as a result of:
- Cosmetic or beauty treatment and/or surgery;
- Massage (except where certified as a necessary part of physiotherapy
following an accident or illness);
- Treatments arising from non-accredited health facilities and/or un- authorized referrals;
- Expenses recoverable under any other insurance;
- Treatment by chiropractors, acupuncturists and herbalists or stays and /or maintenance or treatment received in nature cure clinics or similar establishments or private beds registered within a healthcare provider, convalescent and /or rest homes with ‘cures’ attached to such establishments;
- Vaccines except KEPI vaccines, Rota virus vaccine, Anti – rabies, Anti
–Snake venom, Yellow Fever (NHIF to liaise with the Ministry of Health
and County Governments in the provision of the Vaccines);
- Investigations, treatment, surgery for obesity or its sequel, cosmetic or
beauty treatment and or surgery;
- Claims expenses for Members who are outside the country on official
duty for a period exceeding more than six weeks at any one visit.
- Charges recoverable under any Work Injury Benefits Act (WIBA) or
any other medical plan; and
- Any other restrictions as provided for in the negotiated