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    Higher Education Finance Loan and Bursary Application guide: Hef, Helb and Universities Fund Portals

    ByHillary Kangwana

    Mar 24, 2025

    Higher Education Finance Loan and Bursary Application guide: Hef, Helb and Universities Fund Portals

    Step 1: Visit www.hef.co.ke orwww.universitiesfund.go.ke or www.helb.co.ke and click on “Student Portal”.

    Step 2: Confirm whether you have your National ID

    Step 3: . Please enter your National ID if you have. Please enter your KCSE Index
    number if you don’t have a National ID

    Step 4: Enter a valid email address and password

    Step 5: You have successfully created an account. Check your email (Inbox or Spam/ Junk) to activate your account

    Step 6: Log in after email activation

    Step 7: Enter valid Telephone number where a verification code will be sent. If the verification code expires, click resend button to get a new verification code

    Step 8: Fill your profile & Update your Biodata

    Step 9: Give consent to collection of your personal data

    Step 10: Fill in your residence details. Then save to continue.

    Step 11: Add your Secondary and Primary schools’ details.

    Step 12: Add your University/ College details

    Step 13: Fill in your parents’ details

    Step 14: Submit your scholarship/loan request

    Step 15: Consent to processing of your data.

    Step 16: Accept loan terms and conditions.

    Step 17: Updated guarantor details.

    Step 18: Provide loan payment information as per the fields provided (Bank or mobile payment)