Close Menu
    Facebook X (Twitter) Instagram
    Newsblaze.co.ke
    • Home
    • Contact Us
    • Advertise With Us
    • Teachers’ Resources
    • Latest Education News
    • TSC News Portal
    • KUCCPS portal
    • Knec Schools Exams Portal
    • Search
    Facebook X (Twitter) Instagram
    Newsblaze.co.ke
    HELB Portal

    HELB LOAN APPLICATION SIMPLIFIED GUIDE

    Hillary KangwanaBy Hillary KangwanaMay 31, 2025

    It is now very easy to apply for the Higher Education Loans Board, HELB, loans. You can apply for the HELB first time and subsequent loan using this simplified guide.

    Type of Helb Loan Application

    There are two types of undergraduate loan applications:

    1. First Time Application-This is for applicants who are applying for the first time.
    2. Second & Subsequent Application-This is for applicants who are applying for the second, third, fourth time as per the program duration

    Note: The number of loans one is eligible for depends on the program duration. For example, one is given loan 4 times for a 4-year program or 5 times for a 5-year programme

    How to apply for a HELB Loan as a First Time Applicant:

    1. Visit our website www.helb.co.ke to access the Student Portal and click on “create an account” to register.
    2. Once the account is created, log in and select the appropriate Undergraduate First Time Loan Application Form [LAF].
    3. Read the literature or view the videos on Financial Literacy and participate in the brief exercise online.
    4. Access and fill the loan application form.
    5. Print TWO copies of the duly filled Loan Application Form [Mandatory]
    6. Have the forms appropriately filled, signed, and stamped by the relevant authorities.
    7. Attach all the documents as per the checklist and present one copy of the duly filled Loan Application Form at:
      • Any of the following Huduma centers nearest to you: Bomet, Bungoma, Chuka, Eldoret, Embu, Garissa, Nairobi GPO, Kakamega, Kericho, Kilifi, Kisii, Kisumu, Kitale, Kitui, Lodwar, Machakos, Makueni, Meru, Migori, Mombasa, Murang’a, Nakuru, Nandi Narok, Nyeri, Taita Taveta, Thika and West Pokot for free and secure delivery; or
      • HELB Student Service Centre on Mezzanine 1, Anniversary Towers, University Way, Nairobi
    8. Retain a complete copy of the Loan Application Form [This is mandatory]

    Note:

    1. Please ensure that you read, understand, and follow the instructions provided at the beginning of the online loan application process including reading and undertaking the HELB Financial Literacy Programme.
    2. It is recommended that students prudently manage their HELB loans once disbursed to cater for Tuition, books, stationery, accommodation, and subsistence.

    Requirements

    1. A copy of the Applicant’s national ID Card
    2. Copies of the parents’ National ID Cards/death certificate where the parent is deceased
    3. Copies of both guarantors’ National ID Card
    4. A copy of the applicant’s admission letter and KCSE result slip/certificate
    5. A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
    6. A copy of the applicant’s Smart Card from the institution
    7. One recent colored passport size photograph of the applicant.

    How to apply on the HELB App as a second and Subsequent applicant

    1. Applicants should visit Google play store and download the HELB Mobile Application.
    2. Register your details (First name, Phone, Email Address, National ID and KRA PIN number) on the HELB App to generate a PIN which you will use to log in and accept the license agreement. Ensure that you use the Safaricom number that you use for Mpesa transactions and it should be registered in your name
    3. Read the mandatory Financial literacy notes and undertake a brief Question & Answer to appreciate the purpose of credit. Scroll down to view results then click “proceed”.
    4. Click on loans then select undergraduate loans to get the Undergraduate Subsequent Loan Application Form [LAF].
    5. Follow each step to fill in the required details and submit. A pop-up message will appear to show that you have successfully applied. The loan serial number will also be displayed

    NB: You will be required to pay Kshs. 1 from your MPESA account during the application process to verify your telephone number.  Please note, the application is paperless hence no printing.

    1. Students that are not Safaricom subscribers will be directed to the Portal and apply using the application form, after which they will be required to print and submit the form to the HELB Student Service Centre on Mezzanine 1 Floor at Anniversary Towers

    Please ensure that you read, understand, and follow the instructions provided at the beginning of the online loan application process including reading and undertaking the HELB Financial Literacy Program

    Eligible students

    1. Recent beneficiaries of the Undergraduate Loan
    2. Students placed by the Kenya Universities and Colleges Placement Service [KUCCPS] in the local public and private universities
    3. Self-Sponsored, Parallel and Module II Students studying for a Bachelor’s degree only [Certificate, Diploma, Pre-University and Postgraduate students ARE NOT ELIGIBLE FOR THIS PRODUCT]

    Loan award

    The maximum Undergraduate loan awarded is Kshs. 60,000. For the students placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep. A standard amount of Kshs. 4,000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester, for tuition [Total Ksh 8, 000] and the rest is sent to the applicant’s bank account as upkeep.

    For the Self sponsored students, all the money is sent directly to the university once a year as tuition fees.

    An Administrative Fee of Ksh. 500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan. A limited number of needy government sponsored students receive a bursary of between Ksh. 4, 000 and Ksh. 8,000 per year. The Bursary is paid to the university as tuition.

    Repaying the Undergraduate Loan

    Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan, whichever is earlier. However, one can make voluntary payments before or after completion of studies to reduce the loan balance. HELB UG Loans are charged 4% interest per annum and is repayable up to a maximum of 120 months.

    helb application 2021 helb application 2022 helb application deadline 2021/22 helb application form helb application form pdf helb application forms first time applicants pdf helb subsequent application www.helb.co.ke first time application 2021
    Previous ArticleTSC Minet Latest List of all Service Providers, Hospitals in Nandi County: Their Contacts, Location and Services Offered
    Next Article How to download 2020/2021 KUCCPS Student’s Admission letter to St. Paul’s University; 2020 KUCCPS Admission list pdf download
    Hillary Kangwana
    • Website

    Related Posts

    Helb loans 2025/2026: All you need to know

    HELB Portal
    Read More

    HELB asks teachers to help in identifying needy students

    HELB Portal
    Read More

    Helb Student Portal Online- Register, Login

    HELB Portal
    Read More

    Helb Statement- TVET Loan applications for 2019/2020 Financial Year; Loan amounts and application details

    HELB Portal
    Read More

    How to apply for Helb Loan (First and Subsequent Loans)

    HELB Portal
    Read More

    Official Higher Education Loans Board, Helb, Page

    HELB Portal
    Read More

    Helb loan allocation and disbursement – Ultimate Guide

    HELB Portal
    Read More

    Helb disbursed student loan batches 2022

    HELB Portal
    Read More

    A list of over 10 Helb Contact channels- How to contact Helb online

    HELB Portal
    Read More

    LATEST NEWS.

    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Witima Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kagumo Mixed Day Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Iriaini Girls High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kihuri Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Othaya Boys High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Ihuririo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Birithia Girls Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Karima Boys High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Gitundu Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Munyange Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • TSC now requires master’s degree for Schol Principals and Deputies
    • TSC accussed for mishandling teachers’ hardship allowances
    • TSC unveils a new Medical Scheme For Teachers To Replace Minet
    • End of an Era: TSC Medical Scheme AON Minet to be replaced by SHA
    • TSC Pressed hard on the status of teachers’ medical scheme and the government’s policy on hardship, housing, and other allowances for teachers.
    • Only 17,400 schools verified and have received capitation
    • Lecturers down tools in a strike that paralyzes learning in Universities
    • There are over 50,000 ‘ghost’ learners costing taxpayers Sh1bn annually
    • All University Students to get Funding- CS Ogamba Says
    • PETITION TO THE NATIONAL ASSEMBLY FOR THE RECOGNITION OF JUNIOR SECONDARY SCHOOLS AS FULLY INDEPENDENT INSTITUTIONS

    TSC NEWS TODAY

    • TSC accussed for mishandling teachers’ hardship allowances
    • TSC urged to deploy female teachers at Kabuto primary school
    • TSC CIRCULAR ON CONDUCTING OF PROMOTIONAL INTERVIEWS FOR TEACHERS AND CURRICULUM SUPPORT OFFICERS (CSOs) IN 2025/2026 FINANCIAL YEAR
    • TSC Gives New Factors to be consider when transferring teachers
    • TSC to reduce CBA review cycle to 2 years

    KNEC LATEST NEWS

    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}

    KUCCPS NEWS

    • KUCCPS Admission Letters for all Universities in Kenya
    • KUCCPS Announces Teacher Upgrade Training and TVET Intakes
    • Diploma in Primary Teacher Education (Teacher Upgrade Programme): How to apply, requirements
    • Kuccps application link for P1 and ECDE upgrade
    • Kuccps announces 45,544 slots for upgrade of P1 or ECDE Certificate holders

    EDUCATION NEWS

    • Only 17,400 schools verified and have received capitation
    • Lecturers down tools in a strike that paralyzes learning in Universities
    • There are over 50,000 ‘ghost’ learners costing taxpayers Sh1bn annually
    • All University Students to get Funding- CS Ogamba Says
    • PETITION TO THE NATIONAL ASSEMBLY FOR THE RECOGNITION OF JUNIOR SECONDARY SCHOOLS AS FULLY INDEPENDENT INSTITUTIONS

    KMTC NEWS

    • KMTC intake for September 2025 {Applications help}
    • PCEA Ongata Booth Girls School CBE Subjects, Pathways, Contacts {Full Details}
    • Langata Barracks Secondary School CBE Subjects, Pathways, Contacts {Full Details}
    • Langata High School CBE Subjects, Pathways, Contacts {Full Details}
    • Farasi Lane Secondary School CBE Subjects, Pathways, Contacts {Full Details}

    HELB NEWS TODAY

    • Helb loans 2025/2026: All you need to know
    • HELB asks teachers to help in identifying needy students
    • Helb Student Portal Online- Register, Login
    • Helb Statement- TVET Loan applications for 2019/2020 Financial Year; Loan amounts and application details
    • How to apply for Helb Loan (First and Subsequent Loans)

    UNIVERSITIES AND COLLEGES

    • Bungoma National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Taita Taveta National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Sigalagala National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Nyeri National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Nyandarua National Polytechnic Courses, Contacts, Fees, Location and How To Apply

    TEACHERS' RESOURCES

    • Grade 7 Term 3 Schemes of Work
    • Grade 9 Term 3 Schemes of Work
    • Grade 6 Term 3 Schemes of Work
    • Grade 8 Term 3 Schemes of Work
    • Form 3 Term 3 Schemes of Work
    • Form 2 Term 3 Schemes of Work
    • GRADE 8 AGRICULTURE & NUTRITION NOTES
    • GRADE 9 KISWAHILI LESSON NOTES
    • GRADE 9 ENGLISH LESSON NOTES
    • Free Grade 8 Integrated Science Notes
    • Free Grade 8 Creative Arts and Sports Notes
    • FREE GRADE 9 SOCIAL STUDIES NOTES
    • FREE GRADE 9 SOCIAL STUDIES NOTES
    • FREE GRADE 8 PRETECHNICAL NOTES
    • FREE GRADE 8 CRE NOTES
    • Form 3 Agriculture Schemes of Work Term 3
    • FORM 2 BIOLOGY SCHEME OF WORK TERM 3
    • FORM 2 AGRICULTURE SCHEME OF WORK TERM 3
    • GRADE 1 CREATIVE ARTS SCHEMES OF WORK 
    • FORM 3 BIOLOGY SCHEME OF WORK TERM 3
    • Grade 9 Term 3 Rationalized Schemes of Work.
    • Grade 8 Term 3 Rationalized Schemes of Work.
    • Grade 7 Term 3 Rationalized Schemes of Work.
    • Grade 7 Notes {All Subjects}
    • Maseno School 2025 Pre-mock Exams
    • KCSE 2025 Revision Exams {Full Papers}
    • Grade 7 Free Exams and Marking Schemes
    • Grade 8 Targeter Exams {All Subjects and Answers}
    • Grade 9 Targeter Exams {All Subjects and Answers}
    • Grade 9 Targeter Exams {Plus Answers}
    • Grade 4 Targeter Exams {Plus Answers}
    • Grade 6 Targeter Exams {Plus Answers}
    • Grade 5 Targeter Exams {Plus Answers}
    • Grade 2 Term 2 Exams {Plus Answers}
    • Grade 7 Term 2 Exams {Plus Answers}
    • Grade 9 Term 2 Latest Exams {All Subjects}
    • Grade 7 Term 2 Latest Exams {All Subjects}
    • Grade 6 Term 2 Latest Exams {All Subjects}
    • KCSE English Set Books Writing Tips and Skills
    • KCSE Exam Papers for all subjects plus marking schemes
    • Free Latest CBC Schemes of work for lower and upper primary schools
    • Full list of 2019 Wealth Declaration non-compliant teachers Per County- Siaya County
    • BIOLOGY ECOLOGY NOTES FREE
    • Biology Form One Termly Exams and Marking Schemes Free
    • JESMA EXAMS CLASS 8
    • Grade 3 CBC updated & rationalized Schemes of Work
    • Best Grade 7 CBC Topical Revision and Questions for all subjects
    • Free CBC Grade 4, 5 & 6 Notes, Exams Downloads
    • Computer Studies KCSE Mock Exams and Answers {Latest Best Collections}
    • HISTORY AND GOVERNMENT PAPER 1 KCSE REVISION BOOKLET

    BANKS AND MOBILE LOANS

    • Crypto’s Quiet Revolution: How Africa Is Rewriting The Rules Of Finance
    • META COLLAPSES ALONG WITH HIS METAVERSE
    • Which Cryptocurrency Would Explode Next?
    • Famous Gold-Backed Cryptocurrencies For 2022
    • Innovations Post-Bitcoin: Exploring Cryptos that Evolved from BTC

    HEALTH AND NUTRITION

    • Turkana County NHIF Inpatient Hospitals, Location, Contacts
    • Dental NHIF/ SHIF Hospitals in Kenya: Kakamega County Comprehensive list of NHIF Dental Accredited Hospitals
    • New Consolidated NHIF List of benefits, Services to members
    • Isiolo County NHIF Outpatient/ Inpatient Hospitals For Civil Service and Disciplined Services- Location, Contacts, Requirements
    • West Pokot County NHIF Latest List of Approved Facilities/ Hospitals: Location, Contacts, Services, Hospital Type and Code
    • Advertisement
    • Banks and Money
    • BEST TOP TEN
    • Breaking News
    • Cheap Mobile Loans
    • Crimes and Courts
    • Editorial
    • Featured
    • FREE KCPE REVISION MATERIALS
    • General News
    • Health & Nutrition tips
    • HELB Portal
    • How to, Did You Know?
    • IEBC KENYA NEWS
    • Insurance news
    • International news
    • Jobs
    • KCSE Revision Materials
    • KMTC News Portal
    • KNEC News
    • KNEC News Portal
    • Knec Schools Exams Portal
    • Knec Schools Portal
    • KNUT NEWS
    • KRA Portal
    • KSSSA Portal
    • KUCCPS portal
    • KUPPET
    • Latest Education News
    • NSSF PORTAL
    • NTSA Service Portal
    • Politics & Govt
    • Sponsored
    • Sports
    • Teachers' Resources
    • Tech News
    • Trending
    • TSC Latest News
    • TSC News Portal
    • Uncategorized
    • Universities & Colleges information
    • Universities and Colleges
    LATEST NEWS
    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    Facebook X (Twitter) Instagram Pinterest
    • Home
    • Contact Us
    • Advertise With Us
    • Teachers’ Resources
    • Latest Education News
    • TSC News Portal
    • KUCCPS portal
    • Knec Schools Exams Portal
    • Search
    © 2025 ThemeSphere. Designed by ThemeSphere.

    Type above and press Enter to search. Press Esc to cancel.