Close Menu
    Facebook X (Twitter) Instagram
    Newsblaze.co.ke
    • Home
    • Contact Us
    • Advertise With Us
    • Teachers’ Resources
    • Latest Education News
    • TSC News Portal
    • KUCCPS portal
    • Knec Schools Exams Portal
    • Search
    Facebook X (Twitter) Instagram
    Newsblaze.co.ke
    Insurance news

    Best top 5 Insurance Tips when buying a policy

    Hillary KangwanaBy Hillary KangwanaMay 31, 2025
    Kenya Orient Insurance Company's services and contacts

    Insurance cannot prevent something bad from happening. But it helps us recover financially if something does happen to something we value.
    There are essentially four types of insurance, namely: Car Insurance, Home Insurance, Travel Insurance and Funeral Insurance.

    Here are five tips for buying insurance:

    1). Shop smart.

    When looking for insurance, your No. 1 priority should be to find adequate coverage. Price is important, but you’ll want to determine what kind of coverage you need first. Then you can fit that coverage into your budget and determine which carrier can provide you with the most comprehensive policy for your situation. You may be tempted to choose insurance with the lowest price tag, but if you don’t have enough coverage (or the right kind of coverage), you will see less financial benefit when it comes to filing a claim.

    2). Look for discounts.

    Once you evaluate your coverage needs, factor in your budget and find ways to save. Ask your insurance agent if there are any discounts on your coverage. Often, carriers offer discounts for things like paying your policy in full, staying auto accident-free or, if you’re in school, getting good grades. You also can save money by “bundling” multiple policies, such as purchasing a home and auto policy from the same carrier.

    3). Fill in the gaps.

    An average policy will cover the basics, but you may need to add extra coverage to meet your unique needs. For instance, you may have items like electronics or a nice piece of jewelry that would be financially difficult to replace, even with the assistance of your average renters or homeowners policy. You may want to add additional coverage for these items.

    4). Purchase life insurance.

    You aren’t too young. Life insurance is essential, no matter how young or old you are. And for millennials, buying now may be a smart move because it’s cheaper to buy a life insurance policy when you’re young and healthy. This kind of insurance can help your family cover unexpected costs in your absence, including student loan debt or a mortgage, in addition to end-of-life costs. And if you have kids, a life insurance policy can also support their education or childcare expenses. Additionally, every millennial should consider long-term disability coverage, which helps you stay afloat financially if an accident happens and you become disabled and unable to work.

    5). Talk to an insurance agent.

    An insurance agent is an essential resource when purchasing insurance, especially if this is your first time. An agent works with multiple different carriers, which is different from captive agents who can only sell insurance from the carrier they work for. Working with an insurance agent can help make sure that you are getting the best coverage, for the best price. You’ll also benefit from the agent’s insurance knowledge; they know how to talk you through your options and actually explain what each policy includes. An insurance agent will make sure all of your assets are covered, help you find discounts or other ways to save, and be a valuable resource. As your life changes, your insurance needs change too.

    Best insurance advice Insurance Insurance tips
    Previous Article443 Agriculture Syllabus Form 1 to 4 (Best, Recommended Syllabus)
    Next Article KCSE MOCK EXAMS ENGLISH PAPER 1
    Hillary Kangwana
    • Website

    Related Posts

    Best Car Insurance policies: The Housing Finance Car Insurance policy details

    Insurance news
    Read More

    Kenya orient Insurance Company’s services online and Contacts

    Insurance news
    Read More

    Best insurance policies; The CBA Luxmed Insurance policy

    Insurance news
    Read More

    List of Services provided by AMACO insurance, how to get them online and contacts

    Insurance news
    Read More

    Home insurance Cover; Resolution Kenya Insurance Services

    Insurance news
    Read More

    Insurance services; About AAR insurance company

    Insurance news
    Read More

    List of insurance services provided by ICEA Lion group, how to get them online and contacts

    Insurance news
    Read More

    Cheap Mortgage loans: How to get money to fund your real estate investment

    Insurance news
    Read More

    Insurance news- complete guide to how insurance works and a list of all insurance companies in Kenya plus contacts

    Insurance news
    Read More

    LATEST NEWS.

    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Witima Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kagumo Mixed Day Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Iriaini Girls High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kihuri Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Othaya Boys High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Ihuririo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Birithia Girls Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Karima Boys High School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Gitundu Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Munyange Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • TSC now requires master’s degree for Schol Principals and Deputies
    • TSC accussed for mishandling teachers’ hardship allowances
    • TSC unveils a new Medical Scheme For Teachers To Replace Minet
    • End of an Era: TSC Medical Scheme AON Minet to be replaced by SHA
    • TSC Pressed hard on the status of teachers’ medical scheme and the government’s policy on hardship, housing, and other allowances for teachers.
    • Only 17,400 schools verified and have received capitation
    • Lecturers down tools in a strike that paralyzes learning in Universities
    • There are over 50,000 ‘ghost’ learners costing taxpayers Sh1bn annually
    • All University Students to get Funding- CS Ogamba Says
    • PETITION TO THE NATIONAL ASSEMBLY FOR THE RECOGNITION OF JUNIOR SECONDARY SCHOOLS AS FULLY INDEPENDENT INSTITUTIONS

    TSC NEWS TODAY

    • TSC accussed for mishandling teachers’ hardship allowances
    • TSC urged to deploy female teachers at Kabuto primary school
    • TSC CIRCULAR ON CONDUCTING OF PROMOTIONAL INTERVIEWS FOR TEACHERS AND CURRICULUM SUPPORT OFFICERS (CSOs) IN 2025/2026 FINANCIAL YEAR
    • TSC Gives New Factors to be consider when transferring teachers
    • TSC to reduce CBA review cycle to 2 years

    KNEC LATEST NEWS

    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}

    KUCCPS NEWS

    • KUCCPS Admission Letters for all Universities in Kenya
    • KUCCPS Announces Teacher Upgrade Training and TVET Intakes
    • Diploma in Primary Teacher Education (Teacher Upgrade Programme): How to apply, requirements
    • Kuccps application link for P1 and ECDE upgrade
    • Kuccps announces 45,544 slots for upgrade of P1 or ECDE Certificate holders

    EDUCATION NEWS

    • Only 17,400 schools verified and have received capitation
    • Lecturers down tools in a strike that paralyzes learning in Universities
    • There are over 50,000 ‘ghost’ learners costing taxpayers Sh1bn annually
    • All University Students to get Funding- CS Ogamba Says
    • PETITION TO THE NATIONAL ASSEMBLY FOR THE RECOGNITION OF JUNIOR SECONDARY SCHOOLS AS FULLY INDEPENDENT INSTITUTIONS

    KMTC NEWS

    • KMTC intake for September 2025 {Applications help}
    • PCEA Ongata Booth Girls School CBE Subjects, Pathways, Contacts {Full Details}
    • Langata Barracks Secondary School CBE Subjects, Pathways, Contacts {Full Details}
    • Langata High School CBE Subjects, Pathways, Contacts {Full Details}
    • Farasi Lane Secondary School CBE Subjects, Pathways, Contacts {Full Details}

    HELB NEWS TODAY

    • Helb loans 2025/2026: All you need to know
    • HELB asks teachers to help in identifying needy students
    • Helb Student Portal Online- Register, Login
    • Helb Statement- TVET Loan applications for 2019/2020 Financial Year; Loan amounts and application details
    • How to apply for Helb Loan (First and Subsequent Loans)

    UNIVERSITIES AND COLLEGES

    • Bungoma National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Taita Taveta National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Sigalagala National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Nyeri National Polytechnic Courses, Contacts, Fees, Location and How To Apply
    • Nyandarua National Polytechnic Courses, Contacts, Fees, Location and How To Apply

    TEACHERS' RESOURCES

    • Grade 7 Term 3 Schemes of Work
    • Grade 9 Term 3 Schemes of Work
    • Grade 6 Term 3 Schemes of Work
    • Grade 8 Term 3 Schemes of Work
    • Form 3 Term 3 Schemes of Work
    • Form 2 Term 3 Schemes of Work
    • GRADE 8 AGRICULTURE & NUTRITION NOTES
    • GRADE 9 KISWAHILI LESSON NOTES
    • GRADE 9 ENGLISH LESSON NOTES
    • Free Grade 8 Integrated Science Notes
    • Free Grade 8 Creative Arts and Sports Notes
    • FREE GRADE 9 SOCIAL STUDIES NOTES
    • FREE GRADE 9 SOCIAL STUDIES NOTES
    • FREE GRADE 8 PRETECHNICAL NOTES
    • FREE GRADE 8 CRE NOTES
    • Form 3 Agriculture Schemes of Work Term 3
    • FORM 2 BIOLOGY SCHEME OF WORK TERM 3
    • FORM 2 AGRICULTURE SCHEME OF WORK TERM 3
    • GRADE 1 CREATIVE ARTS SCHEMES OF WORK 
    • FORM 3 BIOLOGY SCHEME OF WORK TERM 3
    • Grade 9 Term 3 Rationalized Schemes of Work.
    • Grade 8 Term 3 Rationalized Schemes of Work.
    • Grade 7 Term 3 Rationalized Schemes of Work.
    • Grade 7 Notes {All Subjects}
    • Maseno School 2025 Pre-mock Exams
    • KCSE 2025 Revision Exams {Full Papers}
    • Grade 7 Free Exams and Marking Schemes
    • Grade 8 Targeter Exams {All Subjects and Answers}
    • Grade 9 Targeter Exams {All Subjects and Answers}
    • Grade 9 Targeter Exams {Plus Answers}
    • Grade 4 Targeter Exams {Plus Answers}
    • Grade 6 Targeter Exams {Plus Answers}
    • Grade 5 Targeter Exams {Plus Answers}
    • Grade 2 Term 2 Exams {Plus Answers}
    • Grade 7 Term 2 Exams {Plus Answers}
    • Grade 9 Term 2 Latest Exams {All Subjects}
    • Grade 7 Term 2 Latest Exams {All Subjects}
    • Grade 6 Term 2 Latest Exams {All Subjects}
    • KCSE Exam Papers for all subjects plus marking schemes
    • KCSE English Set Books Writing Tips and Skills
    • Free Latest CBC Schemes of work for lower and upper primary schools
    • Full list of 2019 Wealth Declaration non-compliant teachers Per County- Siaya County
    • Biology Form One Termly Exams and Marking Schemes Free
    • BIOLOGY ECOLOGY NOTES FREE
    • JESMA EXAMS CLASS 8
    • Grade 3 CBC updated & rationalized Schemes of Work
    • Best Grade 7 CBC Topical Revision and Questions for all subjects
    • Free CBC Grade 4, 5 & 6 Notes, Exams Downloads
    • Computer Studies KCSE Mock Exams and Answers {Latest Best Collections}
    • HISTORY AND GOVERNMENT PAPER 1 KCSE REVISION BOOKLET

    BANKS AND MOBILE LOANS

    • Crypto’s Quiet Revolution: How Africa Is Rewriting The Rules Of Finance
    • META COLLAPSES ALONG WITH HIS METAVERSE
    • Which Cryptocurrency Would Explode Next?
    • Famous Gold-Backed Cryptocurrencies For 2022
    • Innovations Post-Bitcoin: Exploring Cryptos that Evolved from BTC

    HEALTH AND NUTRITION

    • Turkana County NHIF Inpatient Hospitals, Location, Contacts
    • Dental NHIF/ SHIF Hospitals in Kenya: Kakamega County Comprehensive list of NHIF Dental Accredited Hospitals
    • New Consolidated NHIF List of benefits, Services to members
    • Isiolo County NHIF Outpatient/ Inpatient Hospitals For Civil Service and Disciplined Services- Location, Contacts, Requirements
    • West Pokot County NHIF Latest List of Approved Facilities/ Hospitals: Location, Contacts, Services, Hospital Type and Code
    • Advertisement
    • Banks and Money
    • BEST TOP TEN
    • Breaking News
    • Cheap Mobile Loans
    • Crimes and Courts
    • Editorial
    • Featured
    • FREE KCPE REVISION MATERIALS
    • General News
    • Health & Nutrition tips
    • HELB Portal
    • How to, Did You Know?
    • IEBC KENYA NEWS
    • Insurance news
    • International news
    • Jobs
    • KCSE Revision Materials
    • KMTC News Portal
    • KNEC News
    • KNEC News Portal
    • Knec Schools Exams Portal
    • Knec Schools Portal
    • KNUT NEWS
    • KRA Portal
    • KSSSA Portal
    • KUCCPS portal
    • KUPPET
    • Latest Education News
    • NSSF PORTAL
    • NTSA Service Portal
    • Politics & Govt
    • Sponsored
    • Sports
    • Teachers' Resources
    • Tech News
    • Trending
    • TSC Latest News
    • TSC News Portal
    • Uncategorized
    • Universities & Colleges information
    • Universities and Colleges
    LATEST NEWS
    • Rutune Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St. John Thunguri Orthodox Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Kaharo Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • Muirungi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    • St Mary’s Karuthi Secondary School’s CBE Subjects, Pathways, Contacts, Location, Fees, Admission {Full Details}
    Facebook X (Twitter) Instagram Pinterest
    • Home
    • Contact Us
    • Advertise With Us
    • Teachers’ Resources
    • Latest Education News
    • TSC News Portal
    • KUCCPS portal
    • Knec Schools Exams Portal
    • Search
    © 2025 ThemeSphere. Designed by ThemeSphere.

    Type above and press Enter to search. Press Esc to cancel.