Tag Archives: Credit

Cheap Mobile Loans

Fast and Cheap Mobile Loans: The Zenka loans App download and how to get lending quickly

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Zenka Mobile Loans

Zenka mobile loans App is a quick and easy tool to get a loan straight to your M-Pesa account.

Loan Calculator

Representative example for first loan:
Minimum and maximum loan term: 61 days. Maximum APR 0%. For a representative example for a loan for KSh 3,000 for 61 days APR equals 0% (calculated on 1.05.2019); total loan amount: KSh 3,000; annual interest rate 0%; total loan cost KSh 0, including: Commission KSh 0, Interest KSh 0; installment amount: 2 installments for KSh 1,500.
Minimum and maximum period for repayment: 61 days. Minimum Annual Percentage Rate (APR): 0%. Maximum APR: 352,8%

FIRST LOAN FOR FREE – NO REGISTRATION FEE, 0% COMMISSION, 0% INTEREST. APR = 0%

Zenka is the most flexible personal loan platform on the market, giving Kenyans more control over their finances with its unique features. They offer a simple registration and application process, after which you will receive your loan straight to your M-Pesa account.
Money on your account in just 5 minutes!

How does it work?

  1. Download Zenka App
    Visit Google Play Store. Search for Zenka Loan App and download it on your mobile.
  2. Fill short application form.
    After downloading the Zenka app, choose how much money you need and sign up with Zenka.
  3. Receive money on your M-Pesa account;
    Your application will be evaluated and when it is approved, you will receive money on your M-Pesa account.
  4. Need additional financing?
    Make use of their flexible additional amount feature that allows you to top up your existing loan with extra cash, up to your current credit limit.
  5. Need more time to repay?
    Loan extensions give you more control over your loan by letting you postpone your due date by 7, 14 or 30 days.
  6. Repay on time and build a positive credit history;
    Timely repayment increases your credit limit and allows you to apply for higher amounts in the future.

What’s so special about Zenka Loans?
Additional amount and extensions do the job!

  • Considering additional financing? Don’t miss on great opportunities and top up you existing loan with just a few clicks!
  • Need more time to repay? Get control over the unexpected by extending your due date. Enjoy the flexibility they offer.
  • Achieve financial harmony! Realize your ideas and needs with Zenka instant personal loans.

What do Zenka offer?

  1. Loan terms starting from 1 day,
  2. Loan amounts starting from KSh 500.00,
  3. Commission fee starting from 9%,
  4. Top ups with just few clicks,
  5. Due date extensions,
  6. Limit increase with timely repayments.

Contact information:

Call center: + 254 020 765 0878
Email: support@zenka.co.ke

Zenka Finance Limited
Mirage Tower 2, 12th floor,
P.O. BOX 29107-00100
Nairobi
Kenya

Download the Zenka App from play store and enjoy convenience in financing.

Also read;

Cheap Mobile Loans

Cheap Mobile Loans: Haraka Mobile loans app download and how to get lending easily

Haraka Mobile Loans is powered by GetBucks; a popular online lending company. As the name suggests; Haraka (Quick), you can easily and conveniently get lending at any time.

Haraka is the quickest and most convenient way to get a loan while you’re on the go! Haraka can offer you access to credit; anytime and anywhere on the comfort of your mobile phone.
NO BANK ACCOUNTS OR CREDIT HISTORY REQUIRED!

GET A LOAN IN 4 EASY STEPS:

  1. Create your account by logging in to Facebook
  2. Agree to the use of your Phone Data
  3. Choose your loan amount and click Proceed
  4. Check your Mobile Wallet for your Money

HOW DOES IT WORK?

In order for Haraka to facilitate quick and easy loans we make use of the data on your phone. Credit scoring, affordability and identity verification is determined by scanning your Mobile wallet SMS transaction messages, call logs, and other phone data.

DATA USE

The Haraka Mobile Loans app uses data from your mobile phone to create a loan application for you. The data is used to determine your financial and non-financial behavior, transaction history, and identify financial fraudulent activity. The data is used to calculate a mobile wallet credit score, loan affordability and loan eligibility.

The below data is used to determine your behavior.

  • Contacts
  • Location
  • Apps installed on your phone
  • Device make, model, firmware and software versions

The below data is used to determine client behavior, mobile wallet activity, affordability, and read mobile wallet transactions.

  • Mobile Wallet SMS transaction messages

To apply for a loan, you must agree for the Haraka app to collect and process this data. Your data is only used for the loan application process and is not sold or re-used for other purposes. After clicking agree in the Haraka app, the app will collect the above data from your phone for this and each future loan application. This message also appears within the app.

Haraka is supported in the following countries:
Kenya
Uganda
Zimbabwe
Swaziland
Tanzania

How to get the Haraka Mobile Loans App

The Haraka Mobile Loans App is available at Google Play Store. Just open Google Play Store on your phone and Search for ‘Haraka’, click to install it and you are hood to go.

Also read;

Cheap Mobile Loans

Cheap mobile loans; Timiza loans app download and loan application

Timiza is a loan product from Barclays Bank of Kenya. This loan is available via mobile application. With the advent of paperless banking, mobile loans is the way to go. The beauty with mobile loans is that the loan processing is convenient and flexible.

With Timiza you can do your banking on your phone whether you want to open an account, get an instant loan, transfer funds or purchase insurance.  But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with our Zidisha account.

Get started with Timiza

• Open an Account instantly.
• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

Timiza Tariff and Guides

Please refer to the Timiza Tariff and frequently asked questions on the link below:

Who is eligible for a Timiza Loan?

In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi. 

What are the features of the Timiza Loan?

• If you qualify, your loan limit will be displayed when you log in to your Timiza account and you can borrow.
• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee of 5% of the amount borrowed for a term of 30 days.
• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The Customer will access the funds by withdrawing from Timiza to M-PESA
• To grow your loan limit:
        a.  Increase activity on your TIMIZA Account by transacting on other services offered on  Timiza. For example, Deposit cash, Purchase airtime, Pay your utility bills, Subscribe to Insurance.
        b.  Open and Increase savings on your Zidisha savings account on Timiza
        c. Increase usage of M-PESA services

How to install the Timiza loan app

This loan app can be easily installed from Google play store. Just open Play store from your mobile phone, search for Timiza loan app and install it. With this you are good to go.

Also read;

Cheap Mobile Loans

Simple, cheap and fast mobile Loans: The Berry loans App download and how to get lending quickly

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

The Berry Mobile Loans

Berry, Kenya’s newest mobile money lending App. Berry, Kenya’s unique mobile money lending App, credits you with low cost loans with flexible repayment schedules. Get the cash simply and swiftly straight to your mobile wallet.

How it works?

• Download the free App from Play store and Register
• Log in
• Click on ‘Apply Now’
• Select your loan amount and repayment options
• Get the approved amount into your M-Pesa instantly

Privacy and Permissions:

Once you download Berry, we will ask you to provide permissions to scan your SMS in order to validate your identity and creditworthiness. Instant loans amount will be credited directly into your M-Pesa account. Berry has taken thorough steps to secure your private data you share with them using advanced encryption mechanisms. They take your privacy very seriously and promise to never share your information to anyone.

Terms:

Berry is very flexible and charges affordable and low service fee ranging from 8% to 15%. They offer loans for different durations.

Berry charges a processing fee of 9-15% of principal amount. The customer determines their own repayment schedule meaning customers may make payments towards their principal at any time after disbursement. If a customer has not paid the processing fee the principal amount on the due date, Berry extends a further 7 days to allow the customer to make the payment. Only after the grace period has elapsed will a onetime late payment fee of 15% (processing fee+ the principal amount) be changed. No other fees will be charged after this time.

Important to note:

All the above information will be displayed in a broken-down form for the customer on the App upon qualifying for a specific amount before a customer accepts to take up the facility.

Sample Loan:

Borrowed amount: 1000 KES
Processing Fee: 150 KES
Expected Payback amount 1150 KES

With Berry at your fingertips, you can handle emergencies, clear bills, pay school fees, etc. Basically anything you need to keep your life moving forward and embracing any opportunity that comes your way.

Want to reach Berry? Use Email; support@berry.ke

Also read;

Cheap Mobile Loans

Saida Mobile Loans App: How to install app and apply for loans easily

Saida is a digital account much like your bank or mobile money account geared towards givimg you power over your finances whether it is loans, savings, making payments or just understanding where your money goes. The Saida loans App is all you need to manage your finances.

Loans

– Flexible Terms
Saida offers short to medium term loans. Use the loan to settle your bills, buy more stock for your business or meet an unexpected need.

– Easy Repayment
Repay your loans on time and your loan amount will increase and your interest rate will reduce as well. Stuck repaying? Request up to two weeks grace period from the app.

– Transparent Loans
Fill out a loan application form and we will give you a response within 24 hours. An example of how much you would repay is shown below as well as additional important information.

Savings

– Made easy with goals
Its as easy as Name Your Goal. Lock Your Goal. Achieve Your Goal. You can set savings goals like school fees, new smartphone, a holiday e.t.c.

– Regulated Savings
Saida savings goals are provided in partnership with Investment Banks that are regulated in Kenya – this means your money is kept securely and invested under the watch of regulators in Kenya.

– Free To Save
They refund any MPesa transaction charges you incur while saving your money.

Bill Payments

– All your usual bills
Kenya Power Tokens, KPLC Postpaid, Safaricom Airtime, Airtel Airtime, Telkom Airtime, Zuku, DsTV, GoTV, Nairobi Water and more. Saida remembers your Account numbers so you don’t have to enter them every time.

– Useful Reminders
Saida can remind you when your payments are due or even give you a loan to pay your bills and you can repay later.

Spending

– Gain Understanding
Knowing how we spend our money and if we are within our budgets helps us get our finances in shape. It is not the big spending on rent that can break our budget, it is the small things every day that add up in the end.

– Spending Summaries
Saida have tools to help you track your expenses and answer questions like – “How much did spend on transport last month?” / “Am I spending more on food this month than last month?”

Privacy

Privacy and Permissions: Saida collects personal information about you that we use to determine your loan eligibility – they use this information in accordance with our privacy policy which is listed on the details of this app. When you download Saida, Saida will ask to scan your M-Pesa SMS and other information in order to verify your identity to comply with KYC (know your customer) regulations, creditworthiness, and provide you with credit facilities. They also collect additional information which is listed on our privacy policy. Saida take privacy very seriously and your personal information will never be shared without your direct consent.

Loan Terms

Saida charges a service fee of 3 – 21% per month (APR 36% -252%) of the amount lent to you based on how we rate your creditworthiness. The amount can be repaid within 1 – 6 months and the schedule may vary depending on your credit rating. Late fees are not charged and a one time debt collection fee may be charged if your loan is later than 35 days. Additional Terms & Conditions may apply – you may see this on your Loans Page on Saida.

An example is if you borrow Ksh 1,000 for 7.5% fee for 2 months, you will repay Ksh 1,075 within 2 months. There are no penalties for early repayment. If you are late by more than 60 days, a penalty of 10% will be applied to the overdue amount. (Ksh 107.5) – no further penalties or charges will apply again.

Contact

If you face any challenges with the app, send an email via hello@getsaida.com. You can also send them a direct message from the app.

How to get started

Go to Play store and search for Saida. Download and install the app and you are good to go.

Cheap Mobile Loans

Fast and Cheap mobile loans to Mpesa: Opesa loans App download and how to get lending quickly

Looking for quick credit loans in Kenya? OPesa offers fast money to your M-Pesa. The Opesa loans App is available on PlayStore.

The Quick Loan App OPesa offer:
1. Loan Amount: 500 Ksh ~ 30,000 Ksh
2. Loan Term: the shortest tenor is 91 days, the longest is 365 days
3. Interest rate: 12% APR
4. Service Fee: 0

Example: If the loan amount is 5,000 Ksh, the loan term is one year, and the interest rate is 12%, the total interest should be 5,000 Ksh * 12% = 600 Ksh.

What you need: OPesa offers the fast and safe loans to you. You just need a phone number, M-pesa account and good credit score, and the money will be transferred to your M-pesa account in a short time.

To apply for a loan, you just need to follow several easy steps:

1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money in minutes
4. Repay on time to get a credit limit of 30,000 Ksh

Privacy and Permissions:

OPesa verifies your identity and assesses your credits by collecting your full legal name, national ID, M-Pesa number (Submitted Information) and the data from your mobile phone including your SMS log, call log, GPS and other information (Device Information). They need your explicit permissions during registration to access those data. No loan can be disbursed if the data is missing. Note that Opesa take your privacy seriously and hence no need to be worried. All your data is well encrypted and secured.
More details: https://service.o-pesa.com/privacy.html

CONTACT OPESA

Reach OPesa at: help@o-pesa.com and +254-207650999.
Facebook: @OPesaOfficial
Office Address: Ring Road Parklands, Building: Apollo Center, Sarit Centre Nairobi

How to get the Opesa Loans App.

The Opesa loans App is available freely at Google play store. Just open Play Store on your phone, search for Opesa and install it. Open your Opesa App, once installed, Register and get your loan instantly.

Also read;

Cheap Mobile Loans

Cheap and quick mobile loans: The Okolea loans App download and how to get lending quickly

Okolea is an app that provides instant loans to Kenyans through their mobile phones. Clients’ loan limits are reviewed and increased every time they repay their loans on time. The loans are processed online and instantly.

Registration

Download the Okolea app, fill in the form, and submit. The app will redirect you to an easy to use home screen. You are then required to go to your profile and fill in other required details to enable them serve you better. The App is available at Google play store.

Loan Limits

When you register with Okolea you get assigned a loan limit after your account is appraised which allows you to borrow instantly any amount equal or less than their assigned limits. Every time you repay your loan on time, you get a loan limit increase.

Interest Rates

Okolea loans interest rate is low at 0.5% per day to ensure that you enjoy our facility and repay without experiencing financial strain.

Okolea app is awesome and here is why;

1). Instant access to loans sent straight to your mobile phone.
2). You can borrow more than 1 loan at a time. As long as you are within your loan limit.
3). Ability to sort out emergency situations when they arise no matter where you are.
4). Your information is secure and is not shared with third parties.
5). Lowest interest rate in the market.
It is easy to use.

In need of Okolea loans? Get to your Play store today, search for Okolea loans, install the App, register and receive your loan instantly.

Also read;

Cheap Mobile Loans

Equity’s Eazzy banking mobile App: Get mobile loans easily and quickly

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Experience convenience in life with Eazzy Banking

The Eazzy Banking app is your ‘bank anywhere, anytime’.
With Eazzy Banking, you can access all banking services; from sending money and paying for goods and services to paying bills and managing your loan and bank accounts.

The Equity Eazzy Banking App.

The app is available for both Equity Bank customers and non-customers in Kenya, Rwanda, Uganda, Tanzania and South Sudan.

With the Eazzy Banking app you can:

A). MANAGE YOUR EQUITY BANK ACCOUNT

  • Securely view your accounts and transfer funds to other networks and banks
  • Check your account transactions in a graphical and intuitive way
  • Send money, buy airtime, pay bills and pay for goods and services

B). GET LOANS & CARDS

  • Check your loan balance and pay off your loans
  • View your credit cards and pay to your cards with ease

C). TRANSFER FUNDS

  • Send money to Airtel Money (Kenya), MPESA (Kenya), Tigo Cash (Rwanda), MTN Money (Uganda and Rwanda) and to any phone
  • Send money to any bank
  • Send money to your WhatsApp, Twitter and Facebook contacts

D). BUY AIRTIME, PAY BILLS AND BUY GOODS

  • Buy airtime for Equitel (Kenya), Airtel (Kenya, Uganda and Rwanda), Safaricom (Kenya), Telkom (Kenya), Tigo (Rwanda), Africell (Uganda) and MTN (Uganda)
  • Buy Equitel data bundles
  • Pay your bills
  • Buy goods using Eazzy Pay

E). STOCKS and FOREX

  • Track the Nairobi Stock Exchange
  • View your stock portfolio
  • View currency exchange rates in real time and request for a preferential exchange rate

F). MAKE THE APP YOUR OWN

  • Take a selfie! Upload your profile photo
  • Personalize each account: add an icon, name and custom background

G). GET EQUITEL SERVICES

  • Transfer airtime using Gawa Credo
  • View call history and airtime usage on your Equitel line
  • Buy Equitel data bundles

H). SHARE THE APP

  • Recommend the app to your contacts using an invite code

I). GET QUICK ACTIONS

  • Quickly do transactions and get services the eazzy way!

The Equity Eazzy Banking App is available free at Google play store. Download it today and enjoy flexible banking services.

Cheap Mobile Loans

Fast and cheap mobile loans: The Jazika loans App download and how to get lending quickly

Mobile loans have become more popular for customers seeking quick loans. Unlike over the counter loans, mobile loans offer convenience and flexibility. Take for example if one had an emergency; that requires financial attention, over the weekend and on public holidays when most banking halls are closed! Such an individual will suffer a great deal. But thanks to mobile loans Apps, one can process the loans online and instantly. All what is required is a smart phone and you will get your loan instantly. Furthermore, mobile loans are paperless and thus very few requirements, if any, are needed. Again, there so many lenders providing loans online. The Mobile lenders have developed Apps that can be downloaded freely from Play Store. Here is one of the lenders providing such loans online.

Jazika Mobile Loans

Jazika mobile app is the new, more flexible way to borrow emergency cash online.

Jazika gives you access to fast and convenient loans to your M-Pesa. Use their loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions.

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for

They will then send the loan to your M-Pesa account immediately and explain the repayment terms.

Just search for Jazika loans App on Play Store, download it and you are good to go.

Also read;

Cheap Mobile Loans

Okash mobile loans App: How to download and apply for loans via Okash App

Okash provides Fast and Secure Loan / Online Cash Advance Loan Application platform. What makes Okash to tick is its flexible loan repayment period which can flex to one year.

Loan Products:

Loan Amount: KES2,500 – KES50,000
◉ Loan Term: the shortest tenor is 91 days, the longest is 365 days
◉ Interest rate (maximum): 24% per year
◉Origination fee: 0

Example: If you choose a loan limit of KES10,000 with a period of 1 year, after deducting origination fees, the total interest must be paid: 10,000 * 0,0006 * 365 = KES2190

OKash makes it easy for you to access credit anytime, anywhere. You can borrow KES2,500~50,000 from OKash and receive the cash via M-Pesa. It’s a fast, convenient and reliable way to access credit when you need it.

Privacy and Permissions:

When you download OKash, you will be asked for permissions to use the data on your phone including your SMS history and other information in order to verify your identity and create a credit score. Okash takes privacy very seriously and your personal information will never be shared without your direct permission.

CONTACT Okash

If you have any feedback, questions, or concerns, please e-mail Okash at  help@o-kash.com or call  020-7659988.
Facebook page: @OKashOfficial
Address: Kalamu House, Westlands, Grevillea Grove, Nairobi City, Kenya

How to use Okash

Download and install the Okash App from Google Play Store and you will be on your way to Financial stability.

Cheap Mobile Loans

Branch Personal mobile loans App: How to use branch app on your phone

Branch makes it easy for you to access loans for the way you live anytime, anywhere. Download the Branch App, Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Nigeria, Mexico, and India. You can get up to Ksh 70,000, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya) or right to your bank account (Nigeria, Mexico, India).

Questions? Branch provides world-class support for your financial needs, 24 hours a day. Message them within the app and receive an answer in minutes!

IT’S EASY TO GET STARTED

* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan

KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY

Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want — for your business, your home, your family, your life.

FEATURED IN

TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard

SAFE AND SECURE

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

RATES AND FEES
Loan amounts and interest rates vary by country as explained below;

Kenya

Loan Amounts: Ksh 250 to Ksh 70,000
Repayment Periods: 62 days to 336 days
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.

Nigeria

Loan Amounts: ₦1,000 to ₦200,000
Repayment Period: 62 days to 280 days
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.

Mexico

Loan Amounts: $200 to $20,000
Repayment Period: 62 days to 336 days
APR: 29% to 487%
Example Fees: For a loan of $3,250, a flat fee of $1,250. No late fees, rollover charges, or origination fees.

India

Loan Amounts: INR 500 to INR 50,000
Repayment Period: 62 days to 112 days
APR: 49% to 130%
Example Fees: For a loan of INR 9,000, a flat fee of INR 1,352. No late fees, rollover charges, or origination fees.

HOW TO CONTACT BRANCH

If you have any feedback, questions, or concerns, please e-mail Branch at support@branch.co or find us on Facebook!

Follow Branch on Twitter: twitter.com/branch_co
Like Branch on Facebook: facebook.com/branch.co
Visit the Branch website: branch.co

How get the Branch App

The Branch App is available on Google Play Store. Search for the App on your phone’s Play Store, install it and get your loan from the comfort of your house.

Cheap Mobile Loans

Cheap Mobile Loans: Tala Mobile loan app download and how to use it

Tala is arguably one of the top lending apps in Kenya. It prides in its ability to give customers instant loans directly to their M-Pesa accounts.

Join millions of satisfied Tala customers who have grown their businesses, paid for school fees, and managed expenses with peace of mind. The guide below will give you a head start to using Tala lending app on your phone.

How simple is the process?

• Download the Tala app
• Fill out our quick loan application in the Tala mobile app
• Verify your identity through our secure system
• Get cash sent directly to your M-Pesa in an instant

How do I repay my loan?

• Repay your loan with M-PESA Xpress or through our Paybill 851900 and the phone number you sign up with
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments

The benefits of Tala in-app features at your fingertips:

• Personal security PIN to ensure protection
• Track your credit with My Tala Status
• Easy repayment schedule that keeps you on track with your payments
• Millions of Tala customer success stories to inspire you on your journey

Have questions? Visit www.tala.co.ke to check out our FAQs
Ready to get started? Download the Tala app and apply for a loan today. This app is available at Google Play Store.

Privacy and permissions: When you download Tala, you will be asked to scan your M-Pesa SMS and other information in order to verify your identity, creditworthiness, and provide you the fastest loan in Kenya.

Terms and Conditions:

Tala charges a one-time service fee of 5-19%* of principal amount. Repayment schedules may vary. There is no minimum payment period for repayment; customers may make payments towards their principal at any time following disbursement. A one-time late fee of 8% of principal amount and interest may be applied to loans past due. No other fees will be charged after this time. Additional terms and conditions apply.
*Effective APR: 85.17-231%. Tala will never charge you more than the amount of your service fee (plus a one-time late fee if you do not pay by the due date). Fees do not compound or accrue.

Also read;