Tag Archives: Cheap mobile phones

New Driving Licence Rules, How to get a driving licence in Kenya

TRAFFICC ACT: AP. 403

Drivers to be licensed

(1) No person shall drive a motor vehicle of any class on a road unless he is the holder of a valid driving licence or a provisional licence endorsed in respect of that class of vehicle.

(2) No person who owns or who has charge of a motor vehicle of any class shall cause or permit any person to drive such motor vehicle unless such person is the holder of a valid driving licence or a valid provisional licence endorsed in respect of that class of motor vehicle.

(3) No person shall be entitled to more than one driving licence, but a driving licence may be endorsed to permit the holder to drive one or more classes of motor vehicle.

(4) Driving licences shall be issued, and upon expiry renewed on production, by a licensing officer upon payment of the prescribed fee, and a driving licence so issued or renewed may be expressed to be valid for a period of three years, from the date of issue or renewal.

(5) In the event of any change of circumstances which affects the accuracy of any particulars declared under paragraph (b) of subsection (1) of section 31, or which would operate to prevent the grant of a driving licence under that section, the holder of the driving licence shall forthwith inform the Authority of the change. (6) A driver of a public service vehicle or a commercial vehicle shall be required to undergo every three years a driving test under section 39 successfully as a condition for each renewal of the licence.
(7) Any person who contravenes or fails to comply with this section shall be guilty of an offence and liable—
a) on first conviction to a fine not exceeding twenty thousand shillings or to imprisonment for a term not exceeding three months; and
(b) on each subsequent conviction to a fine not exceeding thirty thousand shillings or to imprisonment for a term not exceeding six months or to both such fine and imprisonment.

36. Production of driving licence on demand
(1) Any person driving a motor vehicle on a road shall carry his driving licence or provisional licence, and, on being so required by a police officer, produce it for examination.

(2) For the purposes of this section, “driving licence or provisional licence” includes such other evidence as will satisfy the police that there is no contravention of section 30
3) Any person who contravenes or fails to comply with this section shall be guilty of an offence and be liable to a fine not exceeding ten thousand shillings.

Branch Personal mobile loans App: How to use branch app on your phone

Branch makes it easy for you to access loans for the way you live anytime, anywhere. Download the Branch App, Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Nigeria, Mexico, and India. You can get up to Ksh 70,000, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya) or right to your bank account (Nigeria, Mexico, India).

Questions? Branch provides world-class support for your financial needs, 24 hours a day. Message them within the app and receive an answer in minutes!

IT’S EASY TO GET STARTED

* Create your account
* Apply in seconds
* Receive your loan straight into your mobile money or bank account
* Build your loan limit every time you repay a loan

KEY BRANCH FEATURES: LOANS ARE JUST A TOUCH AWAY

Branch puts you in control of your finances. The Branch app lets you apply for credit on the go and it works 24/7.

* No paperwork, collateral or office visits needed
* Use your money the way you want to — for home or business
* No late charges or rollover fees
* Get access to bigger loans, lower fees, and flexible payment terms as you repay
* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want — for your business, your home, your family, your life.

FEATURED IN

TechCrunch – Forbes – Bloomberg TV – Huffington Post – Wall Street Journal

CNBC Africa – K24 – KTN – KBC – Business Daily – Daily Nation – The Standard

SAFE AND SECURE

Branch makes getting a personal loan simple by using the data on your phone including your SMS history to verify your identity and create a credit score. We encrypt the data you choose to share with us to protect your privacy. We take your privacy very seriously and promise to never share your information with third parties.

RATES AND FEES
Loan amounts and interest rates vary by country as explained below;

Kenya

Loan Amounts: Ksh 250 to Ksh 70,000
Repayment Periods: 62 days to 336 days
APR: 22% to 240%
Example Fees: For a loan of Ksh 10,000, a flat fee of Ksh 2,160. No late fees, rollover charges, or origination fees.

Nigeria

Loan Amounts: ₦1,000 to ₦200,000
Repayment Period: 62 days to 280 days
APRs: 33% to 261%
Example Fees: For a loan of ₦40,000, a flat fee of ₦8,800. No late fees, rollover charges, or origination fees.

Mexico

Loan Amounts: $200 to $20,000
Repayment Period: 62 days to 336 days
APR: 29% to 487%
Example Fees: For a loan of $3,250, a flat fee of $1,250. No late fees, rollover charges, or origination fees.

India

Loan Amounts: INR 500 to INR 50,000
Repayment Period: 62 days to 112 days
APR: 49% to 130%
Example Fees: For a loan of INR 9,000, a flat fee of INR 1,352. No late fees, rollover charges, or origination fees.

HOW TO CONTACT BRANCH

If you have any feedback, questions, or concerns, please e-mail Branch at support@branch.co or find us on Facebook!

Follow Branch on Twitter: twitter.com/branch_co
Like Branch on Facebook: facebook.com/branch.co
Visit the Branch website: branch.co

How get the Branch App

The Branch App is available on Google Play Store. Search for the App on your phone’s Play Store, install it and get your loan from the comfort of your house.

Is your mobile phone genuine? Know by using these simple steps

Are you owning a mobile phone and is it genuine? Yes, most mobile phone handsets in the country are counterfeits. And since they have not been inspected and certified, they may pose heath hazards to the users. Some mobile phone handsets get their way into the country through smuggling.

Counterfeit mobile phone devices provide poor quality of service and experience, and pose a major threat to personal health and national security.

Join our growing community on Facebook. Click the link below;
OFFICIAL EDUCATION & TSC NEWS CENTRE FACEBOOK PAGE

Wondering how to you if your handset is genuine? The Communications Authority of Kenya (CA) has set up a Mobile Messaging Service to aid users in ascertaining whether the mobile phone handsets they own or are about to purchase are genuine.

 To use this service, consumers are required to follow the following steps:

  • Dial *#06# on the mobile phone to display the International Mobile Equipment Identifier (IMEI) number(s) of the mobile phone.
  •  Note down the displayed IMEI number.
  • Send the IMEI Number, as an SMS text message, to Short Code 1555. Please note that the SMS will not attract any charge.
  • You will receive an SMS response from the Authority displaying details of the mobile phone, including the make and model. The message reads thus; “Dear customer, the IMEI you submitted is valid for ……….”
  • If the details displayed in the SMS message are the same as those of the mobile phone used to send the text message and/or the one intended to be purchased, then it is genuine.
  • If the displayed details do not match, then the mobile phone used to send the SMS or
    intended to be purchased is not be genuine.

The Communications Authority of Kenya head office in Nairobi.

WHAT IF YOUR MOBILE PHONE IS NOT GENUINE

If you realize that the mobile phone handset is not genuine. Then, report this to the Authority through the contacts provided below:

Contacts for the communications authority of Kenya. Report counterfeit mobile phones to any of these offices.

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