HELB loans disbursement, amount awarded, application procedure and requirements: Full details

The Higher Education Loans Board, Helb, advances loans to students in Higher Learning institutions. These loans are given on yearly basis both to regular and self sponsored students. Regular students are placed by the Kenya Universities and Colleges Central Placement Service, Kuccps.

UNDERGRADUATE LOAN (DIRECT ENTRY STUDENTS)

These loans are for students joining public or private universities within the East African Community directly from high school either through the Kenya Universities and Colleges Central Placement Service (KUCCPS) or as self-sponsored. Amounts awarded range between Kshs.40,000 minimum and Kshs.60,000 maximum based on the level of need. The loan attracts interest of 4% p.a and the students are required to repay their loans on completion of their studies. Students are advised to apply at least one month before the opening date to allow ample time for processing.

Type of Loan Application

There are two types of undergraduate loan applications:

  • First Time Application- This is for applicants who are applying for the first time.
  • Second and Subsequent Application- This is for applicants who are applying for a second, third, fourth time as per the program duration

The number of loans one is eligible for depends on the program duration i.e. one is given loan 4 times for a 4 year program.

Application guide

Here are links to the most important news portals:

Management of HELB Loans

Students are advised that the loans should be used mainly for:

  • Tuition,
  • Books and stationery,
  • Accommodation and subsistence.

Students are advised to desist from diverting the funds to leisure or other family obligations.

Loan Award

The loan awarded ranges from a minimum of Ksh.40, 000 and a maximum of Ksh.60, 000.

For those placed by Kenya University and Colleges Central Placement Service (KUCCPS), the loan amount is split to cater for both Tuition fee and Upkeep while the Self sponsored students, the money is sent directly to the university once a year as tuition fees.

A standard amount of Ksh4, 000 for Government sponsored students only is deducted from the loan awarded and disbursed to the university per semester for tuition [total Ksh8, 000] and the rest is sent to the applicant’s bank account as upkeep.

An Administrative Fee of Ksh500 per year is charged on the loan awarded and it is therefore deducted from the disbursed loan.

A limited number of needy government sponsored students receive bursary of between Ksh4, 000 and Ksh8, 000 per year. The Bursary is paid to the university.

Requirements
  • A copy of the Applicant’s national ID Card
  • Copies of the parents national ID Cards/death certificate where the parent is deceased
  • Copies of both guarantors’ national ID Card
  • A copy of the applicant’s admission letter and KCSE result slip/certificate
  • A copy of the applicant’s Bank ATM/Bank card (for Government sponsored students only)
  • A copy of the applicant’s Smart Card from the institution
  • One recent colored passport size photograph of the applicant.

Repaying your Student Loan

Undergraduate loan repayment starts within one year of completion of studies or within such a period as the Board decides to recall the loan whichever is earlier. However, you can make voluntary payments before or after you complete your studies to reduce your loan balance.

Note:

  • Loans are charged 4% interest per annum
  • Loan repayment commences one year upon completion of studies or as deemed fit by HELB.
  • The loan is repayable up to a maximum of 120 months.

Apply Now

Submission of Under Graduate  Loan Application Forms


Comments

56 responses to “HELB loans disbursement, amount awarded, application procedure and requirements: Full details”

  1. Elias Omusugu Avatar
    Elias Omusugu

    Am Elias Omusugu since 29 September my loan status reflects verified up to date what’s the problem please work on my document

  2. Glory Nkatha Avatar
    Glory Nkatha

    I’m Nkatha Glory Nkirote,my loan status has remained at verified status for the last two months.My mother is a single parent and am unable to complete my fee balance.Please help me

  3. Esther Mbeke Julius Avatar
    Esther Mbeke Julius

    I got the allocation message since October but no dibursment message

  4. KAKAI SIRENGO SHADRACK Avatar
    KAKAI SIRENGO SHADRACK

    Please helb me to know if my application forms for helb is verified or not.

  5. Kindly can you give us batch numbers and disburse the fund.

  6. ROBINSON KIPKOECH Avatar
    ROBINSON KIPKOECH

    Am ROBINSON, when I view my loan status ,it is indicating unknown,kindly where might be problem

  7. Kipyegon Davis Avatar
    Kipyegon Davis

    My status is in verified stage for the last three months what will I do?

  8. Idah Akoth Owenga Avatar
    Idah Akoth Owenga

    Hello,, I applied for helb August 2022 but still cannot access my helb account and also can’t receive helb yet my colleagues have been receiving. Am suffering.

  9. Caroline Jepngetich Avatar
    Caroline Jepngetich

    I haven’t received any funding so far though I applied as a first applicant when I was in second year .am now in third year.i applied for subsequent and not yet received a bqtch number.please I need your help 🙏

  10. Samuel Mwisa Avatar
    Samuel Mwisa

    Help me know my helb loan status

  11. Enock Bereka Wafula Avatar
    Enock Bereka Wafula

    My helb status has remained in the registration stage two months ago.Kindly assist

  12. Godwin odeke Avatar
    Godwin odeke

    Help me to know the status of my loan disbursement please

  13. Onyango Rachel Awuor Avatar
    Onyango Rachel Awuor

    I’m inquiring about my second disbursement helb loan.

  14. Joy chepchirchir Avatar
    Joy chepchirchir

    My status has remained in verification stage for the last two months please help me

  15. Victor cheruiyot Ngeno Avatar
    Victor cheruiyot Ngeno

    Please help me to look for subsequent disbursement

  16. DAVID MAJOGE OKOTH Avatar
    DAVID MAJOGE OKOTH

    When is the disbursement of helb for this Semester,

    1. FREDRICK SEDA Avatar
      FREDRICK SEDA

      Hellow,, kindly,when I need to access my helb status they tells me the email doesn’t exist please what might be wrong

  17. Daisy Jepng'etich Avatar
    Daisy Jepng’etich

    Hi, am trying to log in to my helb loan status but inakataa

  18. Please if the loan status is allocation, please send me money am suffering

  19. Michael mary Avatar
    Michael mary

    I have applied my subsequent oan and as i chec my status it is not responding please help me

  20. Sharon lucheli Avatar
    Sharon lucheli

    My name is sharon lucheli i applied my loan on august and have not gotten any feedback why

  21. Gideon kipkoech yegon Avatar
    Gideon kipkoech yegon

    Is my second upkeep confirmed to my account

  22. sharon bundi Avatar
    sharon bundi

    Hello helb me know my loan status

  23. Andrew Ewoi Avatar
    Andrew Ewoi

    Please am Andrew ewoi ekuyan i applied my loan last year 2022 November but since am waiting Disparsement please

  24. Bramuel lwangu Avatar
    Bramuel lwangu

    Bramuel lwangu khayimba
    I have applied my Helb loan and as i check my status it is not responding please help me.It is still on a registration stage.

  25. Benson Mukonza Avatar
    Benson Mukonza

    I applied for the loan a month ago but no changes on the status why?????

  26. Davis kutima makuto Avatar
    Davis kutima makuto

    I applied for helb but have not seen the disbursement report. What might be the problem?

  27. David Otieno Kaumba Avatar
    David Otieno Kaumba

    Requesting for loan approval

  28. Afroline juma owino Avatar
    Afroline juma owino

    Please when is my disbursement I applied last year October but loan status is verified Please help me as first as possible I have problems with my fee

  29. peter wambura Avatar
    peter wambura

    I have single mother with no employed so i suffer on how I can pay school fees. Please assist me to get that money it remains at allocated stage

  30. peter wambura Avatar
    peter wambura

    My helb loan status it remains at allocated stage since last three months where the problem can be please

  31. Victor cheruiyot Ngeno Avatar
    Victor cheruiyot Ngeno

    Please help me too

  32. Ochieng Emmaculate Anyango Avatar
    Ochieng Emmaculate Anyango

    Help me to know the problem if I try to login to the helb portal am told first name mismatch,,,,, what could have brought this???

  33. vicky cherono Avatar
    vicky cherono

    My name is vicky cherono I applied my first helb on 28th August yet have not get any feedback

  34. Sharon Kagonga Avatar
    Sharon Kagonga

    My status is in verified help me

  35. Ruth makasi Avatar
    Ruth makasi

    Hello here am Ruth makasi mwathi, i applied helb loan on 28th Aug 2022.. the loan status hasn’t yet changed kindly help me know the problem.

  36. ADEPIO KEVIN Avatar
    ADEPIO KEVIN

    Am ADEPIO KEVIN and I applied for HELB one month ago and my status has not yet changed what’s the reason

  37. Mercy chelangat Avatar
    Mercy chelangat

    Kindly may I know the state of my loan please?

    1. My helb was allocated since last year November, kindly helb board do something kindly

  38. Deborah Moraa Ogonyo Avatar
    Deborah Moraa Ogonyo

    I’ve not received my helb loan yet I applied for it

  39. frankline Avatar
    frankline

    my helb status hasn’t changed from allocated, since August.
    Serial number is 2223266199

  40. When did my second upkeep being confirm

  41. Joseph Maina Avatar
    Joseph Maina

    My status have stayed in verified stage for almost two months, what could be the problem?

    1. Kipyegon Davis Avatar
      Kipyegon Davis

      My status is in verified stage for the last three months what will I do? I am also experiencing the same problem what about we visit huduma center

  42. Peris cherono koskei Avatar
    Peris cherono koskei

    I have applied yet I have not gotten any message from account,,what might be the problem,,its my first time and not even a coin has been issued to me

  43. Emelda karimi Avatar
    Emelda karimi

    Am I given helb

  44. Kindly resend to me link to open my account

  45. Onyango Rachel Awuor Avatar
    Onyango Rachel Awuor

    Hey am Onyango Rachel Awuor I’m inquiring about my second disbursement helb loan.

  46. Lutomia Saidi mutai Avatar
    Lutomia Saidi mutai

    My loan is disbursed but yet hasn’t reflected in the account , what may be wrong with this.

  47. Otieno Fredrick Odhiambo Avatar
    Otieno Fredrick Odhiambo

    I am Fredrick Odhiambo, i applied for the loan in October but haven’t received any notification.

  48. Cidine Ingoyi Avatar
    Cidine Ingoyi

    Hello , am Cidine,
    When I view my loan status, it usually tells me that it is verified since November 2021 up to now,,so where might be the problem ,, I applied last year October

  49. Wycliffe shiundu Avatar
    Wycliffe shiundu

    Hey please when I try to log in to the portal….wanasema aty deactivated…why this and what maybe the solution

  50. Daizy chepngetich Avatar
    Daizy chepngetich

    When will be the dispersal for the first time applicants? I applied last month.

    1. When did my first application dispersed..I applied last year November

  51. Candie Otieno Avatar
    Candie Otieno

    Hey my helb loan status is verified since last year September to date help me in this

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